---

Report to the Congress on Credit Scoring and Its Effects on the Availability and Affordability of Credit

---

Submitted to the Congress pursuant to section 215 of the Fair and Accurate Credit Transactions Act of 2003
August 2007

 Print (1.84 MB PDF)

Tables for Figures 3.A-3.C

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group

Note. For definition of characteristics, refer to notes to table 9.

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group
Race or ethnicity (SSA data)
Percent

Score	Non- Hispanic white	Black	Hispanic	Asian
0	0.01	0.07	0.01	0.00
0.5	0.26	1.19	0.47	0.13
1	1.16	5.33	2.22	0.88
1.5	1.43	6.47	2.74	1.07
2	1.80	7.89	3.49	1.32
2.5	2.09	9.27	4.04	1.51
3	2.55	11.20	5.02	1.83
3.5	2.96	12.82	5.77	2.20
4	3.39	14.58	6.60	2.48
4.5	3.54	15.16	6.92	2.58
5	4.19	17.72	8.22	3.10
5.5	4.72	19.81	9.31	3.49
6	5.28	21.72	10.18	3.90
6.5	5.56	22.93	10.80	4.08
7	6.11	24.69	11.94	4.40
7.5	6.34	25.51	12.38	4.72
8	6.81	26.95	13.18	5.02
8.5	7.02	27.55	13.60	5.14
9	7.34	28.59	14.09	5.38
9.5	7.60	29.38	14.65	5.53
10	7.95	30.45	15.20	5.74
10.5	8.20	31.16	15.69	5.84
11	8.62	32.29	16.38	6.25
11.5	8.94	33.33	16.92	6.46
12	9.56	35.11	18.03	6.95
12.5	9.92	36.07	18.58	7.29
13	10.40	37.20	19.36	7.61
13.5	10.76	38.21	19.95	7.97
14	11.41	39.79	21.10	8.40
14.5	11.75	40.75	21.76	8.68
15	12.29	42.07	22.62	9.09
15.5	12.61	42.91	23.21	9.45
16	13.09	44.04	24.02	9.75
16.5	13.43	44.88	24.69	10.05
17	13.84	45.83	25.49	10.32
17.5	14.13	46.58	25.97	10.53
18	14.56	47.40	26.62	10.96
18.5	14.84	48.07	27.10	11.11
19	15.24	48.76	27.78	11.51
19.5	15.50	49.29	28.21	11.80
20	16.54	53.05	30.31	12.37
20.5	16.88	54.04	30.93	12.68
21	17.37	55.24	31.90	13.02
21.5	17.64	55.90	32.31	13.24
22	18.07	56.76	33.01	13.60
22.5	18.38	57.37	33.55	13.90
23	18.77	58.20	34.24	14.19
23.5	19.13	58.86	35.06	14.41
24	19.73	60.00	36.19	14.95
24.5	20.09	60.62	36.80	15.20
25	20.54	61.45	37.68	15.51
25.5	20.84	62.08	38.17	15.72
26	21.27	62.93	38.95	16.18
26.5	21.67	63.54	39.65	16.62
27	22.27	64.39	40.60	17.10
27.5	22.62	65.00	41.28	17.40
28	23.19	65.85	42.21	17.90
28.5	23.55	66.41	42.93	18.27
29	24.28	67.28	44.01	18.93
29.5	24.71	67.65	44.54	19.16
30	25.24	68.37	45.32	19.73
30.5	25.59	68.85	45.74	20.18
31	26.22	69.59	46.69	21.00
31.5	26.58	69.98	47.24	21.39
32	27.07	70.60	48.05	21.81
32.5	27.48	71.06	48.74	22.37
33	28.00	71.61	49.35	22.92
33.5	28.40	72.14	49.96	23.32
34	28.94	72.67	50.64	23.95
34.5	29.43	73.15	51.28	24.34
35	30.16	73.95	52.20	25.13
35.5	30.42	74.20	52.64	25.48
36	31.17	74.83	53.57	26.16
36.5	31.50	75.11	53.96	26.50
37	32.27	75.87	55.04	27.39
37.5	32.61	76.16	55.38	27.69
38	33.36	76.88	56.39	28.54
38.5	33.66	77.19	56.71	28.81
39	34.32	77.72	57.55	29.66
39.5	34.56	77.95	57.83	29.87
40	35.09	78.32	58.37	30.37
40.5	35.48	78.75	58.79	30.85
41	36.06	79.28	59.47	31.54
41.5	36.33	79.49	59.83	31.86
42	36.97	80.06	60.60	32.52
42.5	37.35	80.43	61.06	32.95
43	37.97	80.95	61.77	33.54
43.5	38.36	81.22	62.19	34.08
44	38.98	81.76	63.03	34.85
44.5	39.54	82.11	63.58	35.46
45	40.03	82.48	64.22	36.03
45.5	40.56	82.85	64.77	36.69
46	41.13	83.23	65.37	37.36
46.5	41.50	83.42	65.71	37.92
47	42.26	83.87	66.47	38.80
47.5	42.59	84.08	66.81	39.33
48	43.37	84.46	67.50	40.14
48.5	43.77	84.66	67.87	40.58
49	44.24	84.94	68.33	41.11
49.5	44.72	85.20	68.78	41.65
50	45.33	85.56	69.38	42.38
50.5	45.63	85.75	69.68	42.78
51	46.19	86.05	70.26	43.63
51.5	46.62	86.24	70.66	44.12
52	47.20	86.46	71.23	44.99
52.5	47.60	86.69	71.73	45.63
53	48.16	86.99	72.28	46.50
53.5	48.66	87.27	72.71	47.31
54	49.29	87.56	73.29	48.22
54.5	49.59	87.70	73.60	48.75
55	50.25	88.06	74.20	49.75
55.5	50.62	88.28	74.57	50.16
56	51.21	88.53	75.14	50.87
56.5	51.58	88.72	75.53	51.46
57	52.19	88.94	76.13	52.31
57.5	52.55	89.05	76.46	52.81
58	53.17	89.25	77.02	53.48
58.5	53.59	89.41	77.40	54.05
59	54.21	89.68	77.88	54.89
59.5	54.65	89.85	78.24	55.45
60	55.32	90.16	78.79	56.40
60.5	55.64	90.28	79.10	56.92
61	56.15	90.49	79.47	57.42
61.5	56.65	90.67	79.82	58.05
62	57.15	90.86	80.23	58.70
62.5	57.69	91.06	80.63	59.66
63	58.23	91.26	80.90	60.28
63.5	58.82	91.48	81.34	61.07
64	59.43	91.65	81.80	61.86
64.5	59.71	91.77	82.04	62.22
65	60.29	91.91	82.47	63.02
65.5	60.66	92.03	82.65	63.48
66	61.26	92.18	83.04	64.13
66.5	61.59	92.28	83.36	64.77
67	61.91	92.36	83.56	65.05
67.5	62.61	92.62	84.07	66.07
68	62.84	92.69	84.25	66.33
68.5	63.15	92.79	84.45	66.70
69	63.86	92.96	84.89	67.50
69.5	64.30	93.06	85.16	68.00
70	64.71	93.19	85.43	68.52
70.5	65.15	93.34	85.70	68.92
71	65.50	93.44	85.94	69.32
71.5	65.82	93.54	86.15	69.68
72	66.57	93.71	86.59	70.58
73	67.42	93.98	87.01	71.73
73.5	67.80	94.06	87.20	72.01
74	68.23	94.20	87.40	72.49
74.5	68.99	94.39	87.83	73.20
75	69.68	94.60	88.21	73.78
75.5	70.15	94.72	88.46	74.32
76	70.58	94.82	88.67	74.73
76.5	71.14	94.98	88.94	75.25
77	72.23	95.26	89.60	76.81
78	73.26	95.47	90.09	77.69
78.5	73.70	95.53	90.26	78.06
79	74.34	95.65	90.53	78.54
79.5	74.78	95.74	90.78	79.03
80	75.34	95.90	91.08	79.58
80.5	75.95	96.11	91.36	80.09
81	77.02	96.30	91.79	81.04
81.5	77.50	96.39	92.02	81.54
82	77.97	96.48	92.21	81.99
82.5	78.49	96.60	92.43	82.54
83	79.02	96.71	92.64	82.99
83.5	79.74	96.85	92.91	83.53
84	80.59	97.00	93.30	84.29
84.5	81.06	97.10	93.52	84.61
85	81.54	97.21	93.69	84.98
85.5	82.51	97.42	94.11	85.71
86	83.07	97.51	94.28	86.08
86.5	83.75	97.64	94.62	86.72
87	84.16	97.73	94.74	87.02
87.5	84.97	97.89	95.03	87.67
88	85.37	97.93	95.19	88.02
88.5	86.18	98.05	95.46	88.67
89	86.62	98.11	95.58	89.10
89.5	87.55	98.24	95.88	89.82
90	88.04	98.31	96.05	90.18
90.5	88.51	98.35	96.24	90.59
91	88.81	98.38	96.32	90.88
91.5	89.28	98.44	96.46	91.27
92	89.98	98.57	96.71	91.76
93	90.97	98.73	97.03	92.56
93.5	91.82	98.85	97.35	93.19
94	92.52	98.97	97.57	93.69
94.5	93.68	99.12	97.93	94.53
95	94.57	99.21	98.21	95.20
95.5	94.92	99.25	98.34	95.46
96	95.85	99.38	98.64	96.28
96.5	96.11	99.42	98.71	96.50
97	96.77	99.51	98.92	97.12
97.5	97.69	99.65	99.24	97.93
98	98.94	99.89	99.66	98.94
98.5	99.62	99.95	99.88	99.61
99	99.91	99.99	99.98	99.89
99.5	99.98	100.00	100.00	99.94
100	100.00	100.00	100.00	100.00

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group
Race or ethnicity (location-based distribution)
Percent

Score	Non- Hispanic white	Black	Hispanic	Asian
0	0.01	0.03	0.02	0.01
0.5	0.30	0.74	0.49	0.32
1	1.29	3.23	2.15	1.40
1.5	1.59	3.95	2.62	1.72
2	2.00	4.87	3.26	2.09
2.5	2.33	5.68	3.81	2.40
3	2.84	6.90	4.68	2.95
3.5	3.28	7.96	5.35	3.37
4	3.74	9.01	6.11	3.84
4.5	3.89	9.39	6.38	4.02
5	4.61	11.08	7.52	4.76
5.5	5.19	12.43	8.43	5.29
6	5.79	13.69	9.28	5.83
6.5	6.11	14.41	9.80	6.16
7	6.69	15.57	10.68	6.64
7.5	6.95	16.13	11.09	6.92
8	7.44	17.09	11.78	7.35
8.5	7.67	17.52	12.10	7.54
9	7.99	18.22	12.59	7.82
9.5	8.27	18.80	13.03	8.07
10	8.62	19.55	13.52	8.41
10.5	8.88	20.07	13.90	8.65
11	9.31	20.92	14.50	9.12
11.5	9.65	21.60	15.01	9.41
12	10.31	22.78	15.89	10.09
12.5	10.69	23.45	16.37	10.41
13	11.17	24.32	17.01	10.83
13.5	11.54	24.98	17.53	11.22
14	12.19	26.13	18.46	11.85
14.5	12.56	26.77	18.99	12.15
15	13.11	27.65	19.76	12.68
15.5	13.45	28.21	20.27	13.03
16	13.93	29.02	20.98	13.54
16.5	14.29	29.57	21.47	13.94
17	14.71	30.32	22.09	14.37
17.5	15.01	30.88	22.48	14.65
18	15.44	31.52	23.07	15.07
18.5	15.74	32.00	23.44	15.32
19	16.14	32.59	23.94	15.71
19.5	16.41	33.02	24.30	16.00
20	17.63	35.90	26.31	17.19
20.5	18.03	36.76	26.97	17.63
21	18.62	37.82	27.91	18.20
21.5	18.91	38.32	28.34	18.51
22	19.35	39.02	28.95	18.96
22.5	19.67	39.54	29.40	19.28
23	20.07	40.20	29.98	19.64
23.5	20.45	40.75	30.54	20.00
24	21.05	41.68	31.46	20.65
24.5	21.43	42.19	31.93	21.02
25	21.90	42.86	32.60	21.45
25.5	22.20	43.32	33.04	21.72
26	22.66	43.97	33.67	22.13
26.5	23.07	44.50	34.22	22.52
27	23.67	45.21	35.03	23.07
27.5	24.02	45.74	35.54	23.45
28	24.61	46.47	36.24	23.98
28.5	24.99	46.99	36.82	24.38
29	25.70	47.87	37.75	25.13
29.5	26.11	48.32	38.22	25.53
30	26.64	48.99	38.91	26.10
30.5	27.00	49.40	39.31	26.44
31	27.61	50.15	40.10	27.07
31.5	27.97	50.54	40.54	27.43
32	28.47	51.14	41.18	27.95
32.5	28.88	51.61	41.75	28.39
33	29.39	52.13	42.32	28.85
33.5	29.80	52.64	42.87	29.30
34	30.34	53.23	43.57	29.85
34.5	30.80	53.71	44.13	30.31
35	31.51	54.48	44.91	31.03
35.5	31.77	54.76	45.21	31.33
36	32.48	55.48	46.03	32.11
36.5	32.80	55.82	46.45	32.45
37	33.58	56.58	47.40	33.29
37.5	33.89	56.88	47.72	33.61
38	34.64	57.66	48.55	34.49
38.5	34.93	57.94	48.87	34.81
39	35.58	58.55	49.63	35.60
39.5	35.81	58.79	49.90	35.85
40	36.31	59.28	50.52	36.38
40.5	36.70	59.72	50.92	36.84
41	37.27	60.28	51.59	37.43
41.5	37.54	60.50	51.87	37.71
42	38.19	61.11	52.59	38.32
42.5	38.58	61.49	53.04	38.76
43	39.18	62.09	53.65	39.32
43.5	39.56	62.42	54.06	39.77
44	40.20	63.03	54.80	40.45
44.5	40.75	63.45	55.35	41.05
45	41.22	63.92	55.92	41.57
45.5	41.75	64.35	56.48	42.14
46	42.31	64.85	57.05	42.72
46.5	42.68	65.17	57.38	43.13
47	43.43	65.82	58.15	43.96
47.5	43.77	66.10	58.48	44.34
48	44.56	66.72	59.21	45.13
48.5	44.95	67.06	59.58	45.51
49	45.42	67.46	60.01	45.98
49.5	45.93	67.86	60.49	46.45
50	46.56	68.41	61.13	47.11
50.5	46.86	68.63	61.40	47.43
51	47.46	69.13	61.98	48.12
51.5	47.87	69.47	62.38	48.59
52	48.45	69.89	62.94	49.22
52.5	48.85	70.24	63.36	49.64
53	49.41	70.69	63.94	50.35
53.5	49.92	71.11	64.38	50.93
54	50.54	71.63	65.01	51.65
54.5	50.85	71.85	65.32	52.01
55	51.53	72.36	66.02	52.78
55.5	51.91	72.64	66.38	53.20
56	52.54	73.09	66.94	53.83
56.5	52.92	73.39	67.31	54.29
57	53.56	73.85	67.89	54.99
57.5	53.94	74.09	68.26	55.40
58	54.57	74.49	68.80	56.02
58.5	54.99	74.81	69.18	56.54
59	55.60	75.24	69.68	57.20
59.5	56.04	75.53	70.08	57.61
60	56.74	76.03	70.70	58.37
60.5	57.05	76.25	70.97	58.75
61	57.55	76.60	71.41	59.23
61.5	58.06	76.94	71.85	59.74
62	58.56	77.27	72.26	60.22
62.5	59.09	77.65	72.72	60.77
63	59.63	78.01	73.13	61.36
63.5	60.32	78.46	73.71	62.13
64	61.02	78.93	74.29	62.85
64.5	61.33	79.13	74.53	63.16
65	61.99	79.58	75.09	63.92
65.5	62.40	79.85	75.46	64.32
66	63.06	80.24	75.99	64.93
66.5	63.58	80.60	76.44	65.50
67	63.95	80.82	76.73	65.85
67.5	64.77	81.40	77.45	66.77
68	65.02	81.60	77.66	67.08
68.5	65.36	81.79	77.92	67.42
69	66.18	82.29	78.58	68.26
69.5	66.60	82.53	78.88	68.65
70	67.05	82.81	79.25	69.13
70.5	67.48	83.15	79.60	69.54
71	67.83	83.34	79.85	69.90
71.5	68.17	83.57	80.13	70.25
72	68.94	84.02	80.71	71.04
73	69.80	84.55	81.33	71.89
73.5	70.17	84.81	81.61	72.21
74	70.60	85.09	81.92	72.62
74.5	71.50	85.64	82.64	73.55
75	72.40	86.32	83.33	74.37
75.5	72.85	86.56	83.64	74.76
76	73.27	86.78	83.89	75.13
76.5	73.78	87.04	84.20	75.62
77	74.85	87.66	85.00	76.80
78	75.85	88.21	85.66	77.75
78.5	76.24	88.43	85.91	78.12
79	76.86	88.76	86.28	78.65
79.5	77.26	89.00	86.55	79.00
80	77.78	89.28	86.92	79.48
80.5	78.42	89.65	87.37	80.09
81	79.37	90.13	87.96	80.94
81.5	79.81	90.36	88.22	81.36
82	80.23	90.54	88.46	81.72
82.5	80.70	90.79	88.76	82.12
83	81.19	91.03	89.06	82.56
83.5	81.86	91.38	89.47	83.13
84	82.63	91.74	89.93	83.81
84.5	83.05	91.95	90.18	84.18
85	83.47	92.18	90.43	84.54
85.5	84.35	92.63	90.98	85.32
86	84.84	92.86	91.25	85.78
86.5	85.45	93.13	91.63	86.37
87	85.82	93.29	91.85	86.73
87.5	86.53	93.62	92.27	87.39
88	86.88	93.77	92.46	87.75
88.5	87.59	94.12	92.86	88.36
89	87.98	94.29	93.10	88.70
89.5	88.80	94.67	93.55	89.44
90	89.23	94.87	93.79	89.78
90.5	89.64	95.04	94.03	90.15
91	89.90	95.14	94.16	90.40
91.5	90.32	95.34	94.38	90.78
92	90.93	95.61	94.73	91.39
93	91.79	96.02	95.21	92.16
93.5	92.54	96.39	95.66	92.82
94	93.18	96.73	96.02	93.35
94.5	94.23	97.29	96.66	94.24
95	95.03	97.65	97.13	95.02
95.5	95.35	97.80	97.31	95.32
96	96.22	98.23	97.83	96.19
96.5	96.45	98.34	97.97	96.42
97	97.05	98.62	98.30	96.96
97.5	97.89	99.08	98.82	97.86
98	99.02	99.60	99.44	98.93
98.5	99.66	99.86	99.80	99.56
99	99.92	99.97	99.95	99.88
99.5	99.98	100.00	99.99	99.97
100	100.00	100.00	100.00	100.00

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group
Sex
Percent

Score	Male	Female
0	0.01	0.02
0.5	0.34	0.43
1	1.53	1.84
1.5	1.90	2.24
2	2.38	2.76
2.5	2.81	3.19
3	3.46	3.86
3.5	4.03	4.42
4	4.60	5.04
4.5	4.80	5.25
5	5.67	6.19
5.5	6.40	6.93
6	7.15	7.64
6.5	7.56	8.03
7	8.32	8.72
7.5	8.67	9.01
8	9.28	9.57
8.5	9.57	9.82
9	9.99	10.21
9.5	10.35	10.53
10	10.78	10.96
10.5	11.12	11.27
11	11.66	11.75
11.5	12.06	12.18
12	12.81	12.99
12.5	13.28	13.40
13	13.85	13.97
13.5	14.30	14.41
14	15.04	15.21
14.5	15.48	15.64
15	16.13	16.28
15.5	16.56	16.65
16	17.13	17.21
16.5	17.58	17.60
17	18.09	18.08
17.5	18.46	18.41
18	18.96	18.88
18.5	19.32	19.20
19	19.81	19.62
19.5	20.13	19.92
20	21.59	21.25
20.5	22.07	21.64
21	22.69	22.24
21.5	23.05	22.53
22	23.58	22.97
22.5	23.94	23.34
23	24.40	23.79
23.5	24.84	24.20
24	25.54	24.89
24.5	25.96	25.29
25	26.52	25.78
25.5	26.86	26.13
26	27.41	26.60
26.5	27.88	27.03
27	28.55	27.68
27.5	28.95	28.07
28	29.63	28.68
28.5	30.08	29.06
29	30.91	29.77
29.5	31.34	30.18
30	31.93	30.74
30.5	32.32	31.12
31	32.98	31.80
31.5	33.39	32.16
32	33.91	32.69
32.5	34.36	33.13
33	34.92	33.65
33.5	35.36	34.08
34	35.99	34.58
34.5	36.51	35.05
35	37.29	35.77
35.5	37.57	36.03
36	38.35	36.73
36.5	38.71	37.04
37	39.60	37.79
37.5	39.95	38.09
38	40.79	38.83
38.5	41.12	39.11
39	41.81	39.75
39.5	42.04	40.00
40	42.58	40.49
40.5	42.99	40.90
41	43.61	41.45
41.5	43.89	41.72
42	44.54	42.38
42.5	44.92	42.78
43	45.52	43.40
43.5	45.93	43.76
44	46.59	44.40
44.5	47.13	44.94
45	47.63	45.42
45.5	48.16	45.95
46	48.74	46.47
46.5	49.12	46.82
47	49.87	47.55
47.5	50.21	47.87
48	50.97	48.58
48.5	51.35	48.94
49	51.82	49.36
49.5	52.30	49.81
50	52.91	50.37
50.5	53.24	50.62
51	53.78	51.18
51.5	54.20	51.56
52	54.76	52.11
52.5	55.17	52.50
53	55.72	53.04
53.5	56.23	53.51
54	56.85	54.08
54.5	57.16	54.37
55	57.76	55.02
55.5	58.14	55.36
56	58.75	55.86
56.5	59.11	56.21
57	59.71	56.78
57.5	60.06	57.11
58	60.64	57.68
58.5	61.05	58.07
59	61.67	58.60
59.5	62.09	59.00
60	62.71	59.64
60.5	63.00	59.96
61	63.49	60.41
61.5	63.93	60.89
62	64.40	61.36
62.5	64.89	61.88
63	65.38	62.37
63.5	65.93	62.92
64	66.48	63.49
64.5	66.75	63.75
65	67.28	64.28
65.5	67.62	64.60
66	68.16	65.13
66.5	68.48	65.46
67	68.78	65.73
67.5	69.41	66.39
68	69.62	66.61
68.5	69.91	66.88
69	70.57	67.48
69.5	70.96	67.87
70	71.30	68.28
70.5	71.71	68.65
71	72.03	68.95
71.5	72.33	69.22
72	72.99	69.89
73	73.76	70.65
73.5	74.05	71.02
74	74.43	71.40
74.5	75.01	72.15
75	75.63	72.74
75.5	76.05	73.16
76	76.44	73.51
76.5	76.91	74.01
77	77.90	75.01
78	78.79	75.91
78.5	79.14	76.29
79	79.68	76.86
79.5	80.05	77.26
80	80.50	77.78
80.5	81.01	78.35
81	81.89	79.29
81.5	82.30	79.72
82	82.68	80.13
82.5	83.15	80.57
83	83.58	81.05
83.5	84.17	81.66
84	84.88	82.41
84.5	85.31	82.79
85	85.69	83.21
85.5	86.48	84.08
86	86.97	84.52
86.5	87.57	85.09
87	87.92	85.44
87.5	88.57	86.16
88	88.89	86.52
88.5	89.52	87.25
89	89.87	87.64
89.5	90.56	88.51
90	90.94	88.95
90.5	91.31	89.37
91	91.55	89.62
91.5	91.91	90.07
92	92.45	90.70
93	93.23	91.58
93.5	93.87	92.37
94	94.39	93.03
94.5	95.22	94.11
95	95.90	94.92
95.5	96.19	95.23
96	96.88	96.09
96.5	97.07	96.33
97	97.57	96.95
97.5	98.25	97.82
98	99.20	98.99
98.5	99.69	99.65
99	99.92	99.92
99.5	99.98	99.98
100	100.00	100.00

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group
Age (years)
Percent

Score	Younger than 30	30-39	40-49	50-61	62 or older
0	0.02	0.01	0.02	0.01	0.00
0.5	0.49	0.64	0.46	0.29	0.07
1	2.65	2.64	1.87	1.18	0.39
1.5	3.26	3.26	2.32	1.41	0.48
2	4.06	4.03	2.87	1.77	0.61
2.5	4.74	4.70	3.35	2.06	0.71
3	5.93	5.64	4.01	2.52	0.90
3.5	6.88	6.56	4.59	2.85	1.06
4	7.77	7.58	5.18	3.30	1.19
4.5	8.13	7.95	5.38	3.42	1.23
5	9.58	9.36	6.41	4.00	1.46
5.5	10.64	10.61	7.25	4.45	1.64
6	11.79	11.67	8.05	5.01	1.86
6.5	12.41	12.34	8.45	5.27	1.98
7	13.48	13.55	9.21	5.76	2.17
7.5	14.08	14.02	9.53	5.96	2.25
8	14.99	14.88	10.21	6.35	2.47
8.5	15.38	15.28	10.51	6.55	2.56
9	15.96	15.93	10.97	6.82	2.69
9.5	16.44	16.46	11.35	7.04	2.82
10	17.12	17.07	11.83	7.37	2.95
10.5	17.59	17.51	12.20	7.61	3.07
11	18.38	18.28	12.72	8.02	3.25
11.5	18.85	18.84	13.26	8.40	3.39
12	19.55	19.99	14.22	9.14	3.72
12.5	20.03	20.53	14.80	9.54	3.92
13	20.63	21.27	15.51	10.13	4.16
13.5	21.16	21.87	16.08	10.50	4.33
14	22.35	22.84	16.92	11.17	4.65
14.5	23.00	23.41	17.40	11.50	4.83
15	23.99	24.22	18.10	12.08	5.08
15.5	24.58	24.76	18.51	12.43	5.24
16	25.30	25.51	19.16	12.90	5.52
16.5	25.92	26.02	19.64	13.26	5.70
17	26.56	26.69	20.21	13.66	5.94
17.5	26.98	27.21	20.60	13.95	6.13
18	27.63	27.85	21.18	14.32	6.35
18.5	28.04	28.25	21.57	14.62	6.53
19	28.61	28.84	22.11	15.04	6.74
19.5	29.00	29.27	22.45	15.31	6.88
20	32.14	31.04	23.69	16.18	7.30
20.5	32.87	31.60	24.15	16.50	7.48
21	33.88	32.36	24.78	16.97	7.79
21.5	34.41	32.73	25.14	17.21	7.95
22	35.04	33.34	25.72	17.65	8.17
22.5	35.43	33.82	26.15	17.97	8.36
23	36.02	34.40	26.65	18.37	8.60
23.5	36.60	34.96	27.13	18.73	8.79
24	37.75	35.81	27.88	19.29	9.10
24.5	38.36	36.29	28.30	19.64	9.33
25	39.14	36.93	28.83	20.06	9.66
25.5	39.70	37.35	29.18	20.35	9.83
26	40.47	37.96	29.70	20.82	10.05
26.5	41.11	38.55	30.17	21.27	10.23
27	42.04	39.32	30.92	21.86	10.55
27.5	42.54	39.81	31.34	22.27	10.75
28	43.50	40.65	32.03	22.77	11.06
28.5	44.17	41.09	32.46	23.15	11.26
29	45.22	42.03	33.32	23.83	11.67
29.5	45.89	42.50	33.72	24.22	11.92
30	46.58	43.20	34.34	24.79	12.26
30.5	47.04	43.68	34.74	25.17	12.46
31	47.92	44.54	35.46	25.78	12.81
31.5	48.46	44.96	35.84	26.17	13.04
32	49.12	45.51	36.41	26.66	13.44
32.5	49.71	46.02	36.89	27.10	13.70
33	50.41	46.68	37.43	27.61	14.01
33.5	50.90	47.17	37.91	28.06	14.31
34	51.69	47.75	38.49	28.59	14.70
34.5	52.45	48.34	38.94	29.04	14.98
35	53.48	49.13	39.72	29.76	15.49
35.5	53.84	49.44	40.01	29.99	15.69
36	54.87	50.26	40.80	30.74	16.10
36.5	55.23	50.62	41.16	31.09	16.34
37	56.17	51.46	42.06	31.98	16.86
37.5	56.76	51.75	42.39	32.27	17.07
38	57.97	52.61	43.19	32.97	17.54
38.5	58.32	52.93	43.51	33.29	17.77
39	59.33	53.59	44.19	33.88	18.26
39.5	59.63	53.87	44.46	34.11	18.39
40	60.35	54.44	45.01	34.62	18.65
40.5	60.92	54.84	45.43	35.08	18.89
41	61.72	55.42	46.04	35.72	19.23
41.5	62.16	55.68	46.34	35.98	19.40
42	63.02	56.39	47.02	36.64	19.80
42.5	63.49	56.82	47.41	37.10	20.05
43	64.21	57.42	48.05	37.77	20.47
43.5	64.67	57.79	48.48	38.24	20.70
44	65.70	58.43	49.10	38.90	21.08
44.5	66.36	58.95	49.70	39.49	21.44
45	67.04	59.38	50.21	40.01	21.80
45.5	67.60	59.89	50.77	40.57	22.24
46	68.16	60.43	51.33	41.25	22.70
46.5	68.52	60.75	51.73	41.69	22.97
47	69.40	61.42	52.45	42.45	23.67
47.5	69.80	61.69	52.80	42.80	23.98
48	70.59	62.32	53.57	43.58	24.68
48.5	71.06	62.65	53.91	44.00	24.99
49	71.59	63.07	54.35	44.42	25.43
49.5	72.25	63.50	54.77	44.84	25.87
50	73.00	64.05	55.31	45.41	26.43
50.5	73.38	64.26	55.57	45.73	26.70
51	74.28	64.84	56.04	46.27	27.06
51.5	74.98	65.23	56.45	46.63	27.30
52	75.79	65.82	57.00	47.11	27.68
52.5	76.39	66.27	57.41	47.45	27.94
53	77.14	66.86	57.94	47.94	28.37
53.5	77.94	67.32	58.40	48.43	28.66
54	78.82	67.93	58.96	49.01	29.09
54.5	79.24	68.25	59.28	49.31	29.26
55	80.22	68.85	59.92	49.90	29.68
55.5	80.74	69.24	60.24	50.26	29.90
56	81.47	69.75	60.77	50.78	30.43
56.5	81.92	70.10	61.17	51.10	30.72
57	82.78	70.69	61.76	51.66	31.09
57.5	83.31	71.05	62.07	51.98	31.31
58	84.10	71.67	62.66	52.53	31.70
58.5	84.56	72.13	63.11	52.95	31.94
59	85.30	72.69	63.73	53.51	32.37
59.5	85.77	73.09	64.14	53.94	32.72
60	86.44	73.76	64.75	54.59	33.31
60.5	86.94	74.05	65.01	54.87	33.52
61	87.61	74.54	65.47	55.27	33.90
61.5	88.12	75.01	65.94	55.75	34.31
62	88.66	75.53	66.44	56.20	34.65
62.5	89.38	76.04	66.91	56.69	35.05
63	89.81	76.56	67.36	57.17	35.59
63.5	90.36	77.09	67.95	57.74	36.11
64	90.87	77.69	68.50	58.35	36.65
64.5	91.19	77.98	68.71	58.63	36.87
65	91.75	78.54	69.21	59.18	37.38
65.5	92.07	78.89	69.53	59.52	37.70
66	92.47	79.40	70.11	60.12	38.24
66.5	92.80	79.66	70.44	60.45	38.62
67	93.00	79.97	70.76	60.75	38.87
67.5	93.48	80.59	71.43	61.43	39.62
68	93.64	80.82	71.65	61.67	39.83
68.5	93.81	81.14	71.94	61.96	40.13
69	94.33	81.77	72.55	62.59	40.87
69.5	94.55	82.26	72.99	63.03	41.18
70	94.83	82.61	73.39	63.44	41.61
70.5	95.15	82.98	73.78	63.86	42.02
71	95.37	83.25	74.10	64.27	42.35
71.5	95.53	83.53	74.40	64.63	42.63
72	95.89	84.18	75.13	65.43	43.36
73	96.25	84.83	75.89	66.30	44.40
73.5	96.35	85.18	76.24	66.66	44.85
74	96.53	85.59	76.65	67.02	45.33
74.5	96.80	86.10	77.15	67.59	46.71
75	96.95	86.37	77.56	68.05	48.31
75.5	97.30	86.75	77.95	68.50	48.82
76	97.43	87.12	78.28	69.02	49.29
76.5	97.57	87.63	78.92	69.55	49.82
77	98.21	88.43	79.74	70.65	51.30
78	98.39	89.07	80.61	71.68	52.86
78.5	98.50	89.30	80.99	72.14	53.45
79	98.58	89.60	81.43	72.80	54.58
79.5	98.66	89.90	81.85	73.29	55.15
80	98.76	90.33	82.32	73.83	55.96
80.5	98.85	90.68	82.77	74.40	57.06
81	99.01	91.40	83.70	75.61	58.40
81.5	99.11	91.72	84.12	76.14	59.04
82	99.17	91.99	84.49	76.65	59.73
82.5	99.22	92.33	84.91	77.24	60.47
83	99.28	92.65	85.38	77.83	61.21
83.5	99.31	93.01	85.90	78.49	62.49
84	99.40	93.61	86.65	79.47	63.56
84.5	99.43	93.91	87.06	79.99	64.21
85	99.47	94.14	87.48	80.55	64.86
85.5	99.52	94.64	88.26	81.68	66.35
86	99.55	94.97	88.69	82.34	67.11
86.5	99.59	95.39	89.33	83.15	67.95
87	99.62	95.61	89.69	83.62	68.54
87.5	99.65	96.01	90.43	84.57	69.67
88	99.68	96.22	90.75	85.04	70.25
88.5	99.72	96.56	91.45	85.97	71.46
89	99.75	96.74	91.81	86.49	72.13
89.5	99.80	97.07	92.56	87.59	73.58
90	99.81	97.25	92.90	88.14	74.45
90.5	99.82	97.40	93.24	88.66	75.27
91	99.83	97.48	93.46	88.98	75.81
91.5	99.85	97.69	93.79	89.53	76.62
92	99.87	97.94	94.41	90.28	77.75
93	99.88	98.29	95.07	91.22	79.71
93.5	99.89	98.51	95.48	91.88	81.77
94	99.91	98.66	95.80	92.42	83.54
94.5	99.93	98.86	96.20	93.21	86.65
95	99.94	99.04	96.66	93.98	88.74
95.5	99.94	99.11	96.87	94.38	89.48
96	99.96	99.30	97.38	95.21	91.57
96.5	99.97	99.36	97.55	95.48	92.09
97	99.98	99.50	97.98	96.14	93.50
97.5	99.98	99.65	98.49	97.03	95.60
98	100.00	99.88	99.29	98.53	98.03
98.5	100.00	99.96	99.67	99.35	99.46
99	100.00	99.99	99.93	99.83	99.89
99.5	100.00	100.00	99.98	99.96	99.98
100	100.00	100.00	100.00	100.00	100.00

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group
Marital status
Percent

Score	Married male	Single male	Married female	Single female
0	0.01	0.01	0.01	0.02
0.5	0.17	0.54	0.24	0.59
1	0.84	2.27	1.00	2.63
1.5	1.07	2.76	1.24	3.14
2	1.34	3.43	1.57	3.85
2.5	1.61	4.02	1.79	4.46
3	2.01	4.90	2.17	5.35
3.5	2.36	5.69	2.51	6.10
4	2.70	6.42	2.85	6.97
4.5	2.81	6.70	2.98	7.23
5	3.28	7.96	3.57	8.44
5.5	3.74	8.89	4.00	9.50
6	4.21	9.80	4.45	10.43
6.5	4.46	10.29	4.69	10.98
7	4.97	11.28	5.14	11.85
7.5	5.20	11.74	5.31	12.23
8	5.60	12.43	5.68	12.97
8.5	5.79	12.82	5.83	13.33
9	6.08	13.26	6.10	13.82
9.5	6.32	13.69	6.31	14.21
10	6.60	14.26	6.56	14.80
10.5	6.81	14.62	6.77	15.17
11	7.18	15.32	7.04	15.83
11.5	7.47	15.84	7.36	16.35
12	8.06	16.72	7.98	17.34
12.5	8.44	17.26	8.37	17.75
13	8.92	17.90	8.80	18.47
13.5	9.19	18.56	9.13	18.99
14	9.76	19.47	9.77	19.89
14.5	10.08	20.05	10.09	20.42
15	10.58	20.76	10.58	21.12
15.5	10.88	21.26	10.86	21.53
16	11.30	21.92	11.28	22.26
16.5	11.66	22.41	11.57	22.70
17	12.07	22.96	11.90	23.29
17.5	12.37	23.38	12.14	23.71
18	12.75	23.98	12.48	24.30
18.5	13.05	24.38	12.73	24.73
19	13.46	24.97	13.04	25.22
19.5	13.71	25.30	13.27	25.60
20	14.45	27.01	13.92	27.20
20.5	14.75	27.53	14.16	27.68
21	15.17	28.26	14.57	28.38
21.5	15.46	28.62	14.77	28.74
22	15.87	29.21	15.13	29.23
22.5	16.15	29.60	15.39	29.68
23	16.53	30.10	15.74	30.24
23.5	16.88	30.57	16.08	30.69
24	17.40	31.38	16.63	31.50
24.5	17.72	31.88	16.98	31.92
25	18.13	32.59	17.36	32.48
25.5	18.38	33.00	17.62	32.95
26	18.79	33.65	17.99	33.46
26.5	19.17	34.19	18.34	33.89
27	19.70	35.01	18.86	34.63
27.5	20.03	35.50	19.19	35.06
28	20.62	36.21	19.69	35.76
28.5	21.00	36.72	20.02	36.17
29	21.69	37.71	20.58	37.04
29.5	22.05	38.19	20.95	37.54
30	22.58	38.85	21.44	38.17
30.5	22.92	39.26	21.77	38.59
31	23.45	40.07	22.36	39.38
31.5	23.79	40.56	22.70	39.76
32	24.25	41.14	23.15	40.38
32.5	24.65	41.64	23.53	40.91
33	25.16	42.23	23.99	41.45
33.5	25.54	42.78	24.37	41.97
34	26.12	43.42	24.84	42.51
34.5	26.57	44.02	25.27	43.00
35	27.29	44.85	25.95	43.74
35.5	27.53	45.20	26.15	44.09
36	28.25	46.08	26.78	44.88
36.5	28.57	46.46	27.07	45.24
37	29.37	47.49	27.80	46.00
37.5	29.72	47.83	28.10	46.30
38	30.52	48.73	28.80	47.03
38.5	30.86	49.01	29.06	47.36
39	31.53	49.69	29.71	48.00
39.5	31.76	49.92	29.96	48.25
40	32.29	50.46	30.44	48.76
40.5	32.68	50.88	30.83	49.19
41	33.27	51.56	31.37	49.77
41.5	33.55	51.83	31.61	50.07
42	34.19	52.51	32.25	50.75
42.5	34.56	52.96	32.65	51.13
43	35.13	53.56	33.23	51.78
43.5	35.51	54.00	33.60	52.12
44	36.12	54.71	34.24	52.74
44.5	36.66	55.27	34.79	53.32
45	37.15	55.78	35.26	53.83
45.5	37.71	56.30	35.80	54.39
46	38.35	56.87	36.37	54.91
46.5	38.76	57.23	36.72	55.27
47	39.58	57.96	37.46	56.02
47.5	39.93	58.32	37.77	56.35
48	40.70	59.04	38.51	57.01
48.5	41.11	59.41	38.84	57.37
49	41.58	59.87	39.30	57.75
49.5	42.07	60.35	39.75	58.20
50	42.71	60.98	40.31	58.74
50.5	43.07	61.27	40.58	58.97
51	43.61	61.84	41.19	59.45
51.5	44.06	62.26	41.58	59.78
52	44.65	62.81	42.11	60.29
52.5	45.09	63.17	42.46	60.67
53	45.66	63.66	42.98	61.24
53.5	46.20	64.11	43.46	61.66
54	46.82	64.79	44.06	62.21
54.5	47.13	65.14	44.37	62.47
55	47.76	65.73	45.05	63.14
55.5	48.17	66.07	45.39	63.43
56	48.78	66.71	45.88	63.94
56.5	49.15	67.04	46.26	64.26
57	49.81	67.63	46.88	64.74
57.5	50.18	67.97	47.25	65.02
58	50.78	68.48	47.90	65.51
58.5	51.25	68.86	48.33	65.85
59	51.91	69.47	48.86	66.37
59.5	52.39	69.83	49.26	66.75
60	53.11	70.36	49.97	67.31
60.5	53.44	70.60	50.27	67.59
61	53.97	71.04	50.78	67.97
61.5	54.44	71.46	51.32	68.35
62	54.96	71.84	51.82	68.81
62.5	55.49	72.24	52.39	69.23
63	56.04	72.69	52.92	69.69
63.5	56.66	73.17	53.53	70.20
64	57.29	73.63	54.17	70.70
64.5	57.59	73.88	54.45	70.92
65	58.20	74.38	55.07	71.35
65.5	58.59	74.69	55.44	71.59
66	59.18	75.25	56.08	72.04
66.5	59.54	75.54	56.44	72.34
67	59.89	75.76	56.76	72.57
67.5	60.63	76.29	57.51	73.12
68	60.86	76.50	57.74	73.32
68.5	61.20	76.71	58.06	73.54
69	62.01	77.21	58.75	74.09
69.5	62.45	77.54	59.21	74.43
70	62.84	77.84	59.68	74.78
70.5	63.34	78.13	60.09	75.12
71	63.70	78.45	60.44	75.38
71.5	64.08	78.70	60.76	75.61
72	64.92	79.19	61.57	76.16
73	65.84	79.89	62.47	76.81
73.5	66.20	80.14	62.90	77.14
74	66.66	80.42	63.35	77.43
74.5	67.34	81.00	64.18	78.14
75	68.03	81.58	64.80	78.76
75.5	68.54	81.92	65.28	79.08
76	69.03	82.26	65.74	79.34
76.5	69.64	82.63	66.39	79.68
77	70.79	83.52	67.53	80.57
78	71.91	84.21	68.64	81.30
78.5	72.38	84.43	69.13	81.57
79	73.05	84.83	69.82	82.08
79.5	73.53	85.11	70.36	82.36
80	74.09	85.53	70.99	82.81
80.5	74.72	85.97	71.68	83.28
81	75.84	86.68	72.86	84.03
81.5	76.39	86.98	73.39	84.37
82	76.90	87.25	73.90	84.75
82.5	77.48	87.64	74.44	85.11
83	78.01	87.95	75.05	85.51
83.5	78.76	88.43	75.78	86.08
84	79.72	88.91	76.80	86.61
84.5	80.30	89.22	77.31	86.85
85	80.82	89.49	77.88	87.14
85.5	81.86	90.02	79.02	87.80
86	82.54	90.32	79.63	88.10
86.5	83.33	90.76	80.38	88.51
87	83.83	91.01	80.86	88.76
87.5	84.70	91.46	81.82	89.29
88	85.15	91.66	82.26	89.61
88.5	86.01	92.12	83.24	90.15
89	86.49	92.35	83.75	90.46
89.5	87.43	92.87	84.85	91.16
90	87.96	93.09	85.46	91.49
90.5	88.46	93.35	86.02	91.80
91	88.82	93.52	86.35	92.01
91.5	89.30	93.78	86.94	92.37
92	90.01	94.17	87.79	92.84
93	91.00	94.82	88.95	93.55
93.5	91.84	95.31	89.90	94.26
94	92.47	95.77	90.73	94.82
94.5	93.52	96.51	92.09	95.71
95	94.45	97.02	93.12	96.39
95.5	94.84	97.23	93.57	96.59
96	95.80	97.70	94.70	97.22
96.5	96.07	97.85	95.02	97.38
97	96.75	98.22	95.86	97.85
97.5	97.63	98.75	97.01	98.54
98	98.91	99.43	98.60	99.35
98.5	99.57	99.78	99.48	99.81
99	99.90	99.93	99.88	99.97
99.5	99.97	99.97	99.98	99.99
100	100.00	100.00	100.00	100.00

Figure 3.A. TransRisk Score: Cumulative Percentage, by Demographic Group
Income ratio of tract
Percent

Score	Low	Moderate	Middle	High
0	0.04	0.03	0.01	0.00
0.5	0.93	0.58	0.34	0.19
1	4.05	2.63	1.45	0.85
1.5	5.07	3.20	1.81	1.02
2	5.82	4.02	2.26	1.28
2.5	6.87	4.66	2.64	1.50
3	8.37	5.69	3.22	1.81
3.5	9.63	6.51	3.72	2.12
4	10.97	7.38	4.25	2.42
4.5	11.48	7.70	4.42	2.51
5	13.30	9.05	5.26	2.98
5.5	14.74	10.18	5.93	3.33
6	16.37	11.22	6.61	3.69
6.5	17.15	11.86	6.96	3.91
7	18.53	12.84	7.64	4.28
7.5	19.26	13.32	7.94	4.43
8	20.40	14.19	8.49	4.72
8.5	20.86	14.59	8.75	4.85
9	21.62	15.19	9.12	5.05
9.5	22.33	15.69	9.43	5.23
10	23.10	16.30	9.84	5.47
10.5	23.63	16.73	10.14	5.65
11	24.70	17.45	10.64	5.90
11.5	25.33	18.03	11.01	6.18
12	26.52	19.03	11.72	6.72
12.5	27.24	19.60	12.15	7.00
13	28.07	20.34	12.69	7.37
13.5	28.70	20.94	13.10	7.66
14	29.69	22.03	13.83	8.12
14.5	30.56	22.58	14.25	8.35
15	31.59	23.44	14.85	8.78
15.5	32.18	23.93	15.24	9.02
16	33.09	24.70	15.77	9.38
16.5	33.60	25.30	16.16	9.65
17	34.54	25.89	16.65	9.98
17.5	35.28	26.38	16.97	10.18
18	35.98	26.98	17.45	10.51
18.5	36.52	27.36	17.78	10.75
19	37.16	27.94	18.21	11.06
19.5	37.66	28.32	18.50	11.29
20	41.75	30.71	19.88	12.02
20.5	42.81	31.47	20.33	12.29
21	44.08	32.53	20.95	12.72
21.5	44.61	33.02	21.28	12.91
22	45.35	33.64	21.78	13.25
22.5	45.96	34.10	22.16	13.46
23	46.85	34.66	22.61	13.76
23.5	47.40	35.17	23.04	14.06
24	48.39	36.09	23.72	14.51
24.5	49.00	36.58	24.14	14.78
25	49.84	37.27	24.66	15.11
25.5	50.32	37.75	24.99	15.33
26	51.11	38.41	25.48	15.68
26.5	51.64	38.97	25.93	16.02
27	52.46	39.80	26.54	16.53
27.5	53.09	40.33	26.93	16.80
28	53.85	41.05	27.59	17.24
28.5	54.44	41.57	28.02	17.54
29	55.18	42.48	28.79	18.14
29.5	55.62	42.95	29.22	18.49
30	56.32	43.54	29.84	18.93
30.5	56.78	43.94	30.21	19.24
31	57.69	44.70	30.85	19.80
31.5	58.05	45.15	31.22	20.12
32	58.62	45.84	31.71	20.60
32.5	59.10	46.39	32.14	20.97
33	59.60	46.95	32.67	21.43
33.5	60.14	47.47	33.10	21.79
34	60.75	48.07	33.69	22.29
34.5	61.32	48.62	34.14	22.73
35	62.02	49.35	34.88	23.42
35.5	62.31	49.63	35.16	23.67
36	62.93	50.42	35.91	24.31
36.5	63.32	50.81	36.23	24.60
37	64.17	51.63	37.07	25.31
37.5	64.43	51.93	37.40	25.60
38	65.18	52.75	38.15	26.36
38.5	65.44	53.03	38.43	26.71
39	65.98	53.67	39.10	27.35
39.5	66.20	53.94	39.33	27.58
40	66.73	54.49	39.83	28.09
40.5	67.17	54.91	40.23	28.48
41	67.71	55.53	40.81	29.04
41.5	67.95	55.78	41.08	29.31
42	68.43	56.43	41.75	29.93
42.5	68.82	56.83	42.16	30.31
43	69.44	57.43	42.75	30.92
43.5	69.75	57.79	43.14	31.32
44	70.37	58.42	43.76	32.02
44.5	70.74	58.91	44.32	32.57
45	71.24	59.39	44.81	33.06
45.5	71.48	59.88	45.35	33.61
46	72.07	60.40	45.90	34.20
46.5	72.31	60.71	46.25	34.61
47	73.00	61.40	47.00	35.40
47.5	73.25	61.75	47.31	35.78
48	73.95	62.38	48.09	36.62
48.5	74.17	62.73	48.46	37.05
49	74.49	63.16	48.93	37.52
49.5	74.73	63.64	49.45	38.01
50	75.19	64.22	50.08	38.69
50.5	75.40	64.46	50.36	39.04
51	75.86	65.00	50.97	39.61
51.5	76.18	65.38	51.38	40.08
52	76.58	65.86	51.95	40.68
52.5	77.01	66.20	52.33	41.15
53	77.39	66.71	52.89	41.76
53.5	77.83	67.16	53.39	42.29
54	78.38	67.71	54.02	42.92
54.5	78.57	67.98	54.31	43.27
55	79.06	68.60	54.95	44.04
55.5	79.41	68.91	55.32	44.46
56	79.91	69.41	55.94	45.10
56.5	80.29	69.69	56.34	45.51
57	80.64	70.22	56.95	46.24
57.5	80.88	70.53	57.30	46.67
58	81.26	70.98	57.93	47.32
58.5	81.61	71.34	58.33	47.79
59	82.01	71.83	58.89	48.49
59.5	82.34	72.17	59.33	48.95
60	82.83	72.73	60.00	49.71
60.5	83.04	73.00	60.31	50.02
61	83.46	73.41	60.78	50.57
61.5	83.75	73.82	61.27	51.09
62	84.07	74.19	61.74	51.66
62.5	84.37	74.61	62.27	52.22
63	84.69	75.00	62.78	52.84
63.5	85.03	75.59	63.40	53.65
64	85.41	76.12	64.05	54.46
64.5	85.57	76.33	64.35	54.81
65	86.02	76.83	64.97	55.57
65.5	86.36	77.19	65.34	56.02
66	86.67	77.66	65.95	56.77
66.5	86.97	78.08	66.47	57.30
67	87.13	78.35	66.82	57.70
67.5	87.69	78.96	67.65	58.57
68	87.87	79.16	67.89	58.86
68.5	88.05	79.37	68.20	59.26
69	88.44	79.95	68.99	60.16
69.5	88.73	80.19	69.36	60.73
70	88.94	80.56	69.77	61.21
70.5	89.24	80.87	70.20	61.68
71	89.42	81.10	70.53	62.06
71.5	89.61	81.35	70.84	62.50
72	90.03	81.88	71.53	63.42
73	90.50	82.43	72.34	64.42
73.5	90.68	82.69	72.70	64.82
74	90.85	82.97	73.10	65.31
74.5	91.30	83.64	73.94	66.32
75	91.89	84.37	74.84	67.21
75.5	92.11	84.65	75.27	67.71
76	92.28	84.87	75.65	68.19
76.5	92.49	85.17	76.11	68.83
77	93.15	85.92	77.10	70.06
78	93.62	86.59	77.99	71.23
78.5	93.75	86.81	78.37	71.67
79	93.95	87.19	78.95	72.35
79.5	94.09	87.42	79.35	72.77
80	94.30	87.72	79.84	73.38
80.5	94.48	88.16	80.43	74.11
81	94.76	88.70	81.33	75.19
81.5	94.93	88.93	81.76	75.67
82	95.10	89.16	82.15	76.14
82.5	95.28	89.45	82.59	76.66
83	95.40	89.74	83.05	77.20
83.5	95.54	90.12	83.69	77.96
84	95.77	90.54	84.40	78.85
84.5	95.89	90.79	84.79	79.32
85	96.02	91.06	85.17	79.80
85.5	96.25	91.60	85.95	80.88
86	96.30	91.85	86.40	81.47
86.5	96.47	92.17	86.94	82.24
87	96.50	92.35	87.27	82.71
87.5	96.67	92.72	87.89	83.63
88	96.75	92.88	88.19	84.09
88.5	96.89	93.25	88.82	84.98
89	96.99	93.42	89.16	85.51
89.5	97.13	93.83	89.90	86.49
90	97.23	94.03	90.29	87.03
90.5	97.29	94.23	90.63	87.59
91	97.34	94.37	90.85	87.93
91.5	97.41	94.59	91.23	88.42
92	97.52	94.91	91.75	89.22
93	97.73	95.36	92.53	90.27
93.5	98.06	95.80	93.24	91.07
94	98.28	96.20	93.83	91.77
94.5	98.62	96.91	94.84	92.87
95	98.79	97.36	95.56	93.82
95.5	98.91	97.51	95.83	94.24
96	99.15	98.00	96.60	95.35
96.5	99.19	98.11	96.83	95.60
97	99.41	98.39	97.37	96.34
97.5	99.63	98.94	98.15	97.29
98	99.84	99.51	99.13	98.76
98.5	99.97	99.86	99.71	99.51
99	99.99	99.97	99.94	99.87
99.5	100.00	100.00	99.99	99.96
100	100.00	100.00	100.00	100.00

Return to figure

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group

Note. For definition of characteristics, refer to notes to table 9.

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group
Race or ethnicity (SSA data)
Percent

Score	Non- Hispanic white	Black	Hispanic	Asian
0	1.21	6.03	2.46	0.73
0.5	1.30	6.46	2.64	0.77
1	1.41	6.91	2.81	0.80
1.5	1.51	7.41	3.01	0.91
2	1.69	8.14	3.30	1.05
2.5	1.83	8.71	3.56	1.14
3	2.24	10.76	4.42	1.34
3.5	2.48	11.87	4.94	1.53
4	2.94	13.76	5.96	1.94
4.5	3.33	15.38	6.68	2.07
5	3.75	17.08	7.59	2.33
5.5	4.07	18.36	8.21	2.48
6	4.50	20.15	8.95	2.78
6.5	4.78	21.07	9.42	2.96
7	5.25	22.74	10.45	3.36
7.5	5.62	24.06	11.26	3.58
8	6.09	25.77	12.27	3.87
8.5	6.32	26.66	12.77	4.00
9	6.81	28.18	13.79	4.45
9.5	7.25	29.43	14.50	4.69
10	7.83	31.37	15.73	5.12
10.5	8.12	32.23	16.24	5.32
11	8.67	34.01	17.35	5.60
11.5	8.95	34.89	17.83	5.81
12	9.34	36.08	18.57	6.24
12.5	9.60	36.91	19.00	6.44
13	10.00	38.19	19.77	6.81
13.5	10.30	38.95	20.30	7.03
14	10.87	40.54	21.41	7.45
14.5	11.17	41.30	21.96	7.63
15	11.63	42.42	22.84	7.97
15.5	11.94	43.13	23.41	8.21
16	12.53	44.77	24.52	8.73
16.5	12.86	45.61	25.00	9.03
17	13.33	46.71	25.76	9.42
17.5	13.63	47.42	26.27	9.78
18	14.13	48.42	27.09	10.23
18.5	14.43	49.21	27.57	10.53
19	15.10	50.64	28.84	11.05
19.5	15.47	51.45	29.33	11.31
20	16.03	52.40	30.17	11.73
20.5	16.34	53.10	30.69	12.07
21	16.82	54.20	31.56	12.43
21.5	17.20	54.88	32.11	12.67
22	17.73	55.79	33.00	13.14
22.5	18.08	56.38	33.55	13.41
23	18.59	57.29	34.42	13.99
23.5	18.94	57.87	35.09	14.28
24	19.47	58.95	35.97	14.80
24.5	19.86	59.58	36.75	15.21
25	20.41	60.54	37.65	15.64
25.5	20.76	61.10	38.26	16.07
26	21.28	62.00	39.18	16.59
26.5	21.67	62.61	39.86	16.94
27	22.20	63.41	40.73	17.43
27.5	22.55	64.00	41.26	17.78
28	23.09	64.91	42.18	18.31
28.5	23.58	65.64	42.91	18.76
29	24.13	66.36	43.79	19.24
29.5	24.51	66.76	44.43	19.61
30	25.11	67.42	45.26	20.26
30.5	25.50	67.95	45.75	20.67
31	25.86	68.48	46.36	21.13
31.5	26.28	68.91	47.00	21.62
32	26.87	69.63	47.82	22.23
32.5	27.24	69.99	48.27	22.63
33	27.91	70.75	49.20	23.20
33.5	28.39	71.30	49.72	23.66
34	28.82	71.83	50.21	24.17
34.5	29.26	72.34	50.82	24.57
35	29.93	72.99	51.68	25.35
35.5	30.37	73.45	52.31	25.76
36	30.80	73.96	52.84	26.11
36.5	31.25	74.39	53.37	26.49
37	31.89	75.01	54.26	27.32
37.5	32.10	75.19	54.51	27.61
38	32.75	75.77	55.35	28.48
38.5	33.19	76.08	55.93	29.07
39	33.64	76.48	56.40	29.54
39.5	34.05	76.89	56.87	29.91
40	34.66	77.51	57.61	30.69
40.5	35.09	77.91	58.17	31.27
41	35.52	78.35	58.72	31.88
41.5	35.97	78.67	59.26	32.44
42	36.60	79.14	60.02	33.16
42.5	36.81	79.29	60.31	33.43
43	37.41	79.80	61.08	34.22
43.5	37.82	80.09	61.57	34.79
44	38.22	80.45	62.02	35.33
44.5	38.79	80.99	62.79	35.94
45	39.40	81.47	63.51	36.60
45.5	39.64	81.63	63.74	36.86
46	40.29	82.04	64.52	37.67
46.5	40.70	82.32	65.03	38.32
47	41.11	82.60	65.61	38.92
47.5	41.56	82.87	66.02	39.53
48	42.13	83.23	66.54	40.18
48.5	42.53	83.49	66.90	40.89
49	43.17	83.91	67.68	41.50
49.5	43.38	84.01	67.86	41.77
50	43.99	84.31	68.44	42.44
50.5	44.40	84.53	68.82	42.96
51	45.00	84.90	69.39	43.85
51.5	45.40	85.17	69.85	44.47
52	46.00	85.49	70.43	45.37
52.5	46.23	85.63	70.66	45.64
53	46.84	86.00	71.32	46.33
53.5	47.24	86.25	71.68	46.85
54	47.86	86.57	72.24	47.59
54.5	48.28	86.76	72.63	48.16
55	48.92	87.07	73.31	49.00
55.5	49.14	87.17	73.52	49.29
56	49.73	87.46	74.10	49.98
56.5	50.13	87.70	74.50	50.38
57	50.54	87.93	74.89	50.96
57.5	50.96	88.15	75.28	51.55
58	51.37	88.40	75.68	52.11
58.5	51.84	88.65	76.15	52.71
59	52.52	88.94	76.80	53.49
59.5	52.76	89.05	77.03	53.74
60	53.43	89.32	77.58	54.50
60.5	53.66	89.44	77.75	54.80
61	54.34	89.77	78.32	55.30
61.5	54.56	89.91	78.50	55.63
62	55.28	90.17	79.08	56.53
62.5	55.52	90.31	79.29	56.78
63	56.27	90.59	79.76	57.61
63.5	56.53	90.72	80.00	57.99
64	57.29	91.02	80.62	58.85
64.5	57.56	91.10	80.83	59.11
65	58.35	91.36	81.36	59.87
65.5	58.60	91.46	81.52	60.11
66	59.13	91.66	81.94	60.78
66.5	59.68	91.83	82.31	61.42
67	60.24	91.99	82.74	62.11
67.5	60.82	92.19	83.15	62.90
68	61.41	92.36	83.57	63.51
68.5	62.00	92.52	83.92	64.23
69	62.60	92.72	84.31	64.84
69.5	62.90	92.79	84.47	65.09
70	63.54	93.00	84.77	65.77
70.5	64.16	93.20	85.08	66.64
71	64.77	93.40	85.49	67.37
71.5	65.10	93.51	85.66	67.66
72	65.78	93.66	86.13	68.19
72.5	66.10	93.74	86.36	68.52
73	66.77	93.89	86.70	69.21
73.5	67.14	93.98	86.90	69.61
74	67.99	94.19	87.45	70.55
74.5	68.67	94.39	87.81	71.30
75	69.03	94.45	87.96	71.72
75.5	69.76	94.66	88.35	72.37
76	70.49	94.84	88.75	73.24
76.5	70.86	94.96	88.92	73.63
77	71.63	95.12	89.29	74.35
77.5	72.00	95.21	89.48	74.70
78	72.81	95.40	89.85	75.45
78.5	73.18	95.45	90.02	75.78
79	73.98	95.64	90.45	76.48
79.5	74.81	95.82	90.88	77.29
80	75.24	95.92	91.06	77.61
80.5	76.12	96.10	91.47	78.43
81	76.54	96.17	91.62	78.99
81.5	77.38	96.29	91.95	79.74
82	77.79	96.38	92.13	80.11
82.5	78.63	96.51	92.42	80.73
83	79.03	96.58	92.55	81.05
83.5	79.84	96.70	92.89	81.78
84	80.28	96.78	93.08	82.04
84.5	81.06	96.90	93.35	82.63
85	81.49	97.00	93.49	82.94
85.5	82.33	97.16	93.80	83.49
86	83.19	97.28	94.14	84.17
86.5	83.59	97.36	94.33	84.50
87	84.40	97.47	94.63	85.18
87.5	84.80	97.55	94.76	85.47
88	85.58	97.67	95.05	86.18
88.5	85.97	97.75	95.15	86.51
89	86.65	97.88	95.40	87.11
89.5	87.40	97.98	95.64	87.71
90	88.14	98.04	95.93	88.32
90.5	88.89	98.17	96.15	88.76
91	89.54	98.28	96.34	89.37
91.5	90.15	98.42	96.56	89.94
92	90.99	98.56	96.85	90.73
92.5	91.49	98.66	97.07	91.07
93	92.25	98.79	97.38	91.59
93.5	92.70	98.84	97.51	92.04
94	93.12	98.92	97.68	92.44
94.5	93.53	98.99	97.82	92.79
95	94.26	99.11	98.13	93.59
95.5	94.90	99.22	98.39	94.21
96	95.61	99.32	98.61	94.95
96.5	96.12	99.39	98.77	95.54
97	96.77	99.50	98.99	96.23
97.5	97.20	99.57	99.13	96.64
98	97.84	99.67	99.32	97.21
98.5	98.21	99.75	99.45	97.70
99	98.58	99.80	99.56	98.16
99.5	98.80	99.83	99.62	98.39
100	100.00	100.00	100.00	100.00

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group
Race or ethnicity (location-based distribution)
Percent

Score	Non- Hispanic white	Black	Hispanic	Asian
0	1.42	3.79	2.30	1.39
0.5	1.53	4.04	2.46	1.49
1	1.65	4.28	2.63	1.63
1.5	1.76	4.60	2.84	1.77
2	1.96	5.07	3.18	2.00
2.5	2.11	5.43	3.43	2.14
3	2.58	6.71	4.26	2.64
3.5	2.86	7.41	4.72	2.90
4	3.36	8.73	5.61	3.43
4.5	3.79	9.76	6.26	3.78
5	4.26	10.90	7.04	4.27
5.5	4.62	11.77	7.60	4.60
6	5.09	12.94	8.38	5.08
6.5	5.40	13.55	8.85	5.35
7	5.92	14.74	9.70	5.92
7.5	6.34	15.58	10.34	6.31
8	6.87	16.74	11.19	6.82
8.5	7.13	17.33	11.60	7.07
9	7.66	18.47	12.43	7.58
9.5	8.12	19.31	13.09	8.03
10	8.77	20.72	14.16	8.67
10.5	9.07	21.32	14.65	8.99
11	9.70	22.59	15.64	9.57
11.5	10.00	23.19	16.08	9.86
12	10.43	24.07	16.73	10.30
12.5	10.72	24.64	17.12	10.58
13	11.16	25.61	17.81	11.04
13.5	11.48	26.18	18.26	11.31
14	12.10	27.35	19.19	11.94
14.5	12.41	27.84	19.66	12.28
15	12.89	28.67	20.38	12.76
15.5	13.22	29.17	20.85	13.11
16	13.86	30.33	21.74	13.72
16.5	14.18	30.94	22.21	14.05
17	14.67	31.75	22.91	14.52
17.5	14.99	32.25	23.37	14.86
18	15.50	33.05	24.05	15.33
18.5	15.82	33.56	24.48	15.64
19	16.51	34.63	25.46	16.23
19.5	16.88	35.21	25.91	16.56
20	17.44	35.96	26.61	17.06
20.5	17.77	36.49	27.06	17.39
21	18.27	37.35	27.74	17.93
21.5	18.65	37.87	28.20	18.23
22	19.17	38.68	28.96	18.71
22.5	19.52	39.14	29.45	19.06
23	20.05	39.89	30.20	19.59
23.5	20.40	40.43	30.74	19.97
24	20.96	41.29	31.48	20.53
24.5	21.36	41.85	32.03	20.95
25	21.91	42.64	32.75	21.44
25.5	22.26	43.09	33.25	21.80
26	22.78	43.87	34.02	22.38
26.5	23.17	44.42	34.62	22.79
27	23.71	45.09	35.31	23.35
27.5	24.08	45.53	35.78	23.76
28	24.63	46.32	36.54	24.28
28.5	25.13	46.96	37.21	24.80
29	25.68	47.65	37.96	25.32
29.5	26.05	48.09	38.46	25.76
30	26.64	48.77	39.17	26.33
30.5	27.05	49.23	39.63	26.77
31	27.42	49.68	40.15	27.18
31.5	27.84	50.15	40.70	27.65
32	28.44	50.81	41.44	28.29
32.5	28.80	51.21	41.82	28.62
33	29.46	52.02	42.67	29.34
33.5	29.93	52.54	43.20	29.80
34	30.37	53.02	43.75	30.21
34.5	30.83	53.52	44.27	30.67
35	31.51	54.21	45.03	31.32
35.5	31.96	54.66	45.56	31.76
36	32.40	55.21	46.05	32.20
36.5	32.85	55.70	46.56	32.68
37	33.51	56.42	47.36	33.34
37.5	33.74	56.63	47.56	33.56
38	34.42	57.28	48.30	34.32
38.5	34.86	57.71	48.86	34.91
39	35.32	58.16	49.31	35.31
39.5	35.73	58.56	49.81	35.72
40	36.38	59.19	50.55	36.40
40.5	36.82	59.67	51.02	36.91
41	37.28	60.14	51.56	37.37
41.5	37.74	60.54	52.09	37.86
42	38.40	61.18	52.84	38.55
42.5	38.62	61.38	53.10	38.74
43	39.26	61.93	53.79	39.40
43.5	39.70	62.33	54.28	39.84
44	40.12	62.73	54.78	40.34
44.5	40.72	63.39	55.54	41.05
45	41.39	64.01	56.26	41.72
45.5	41.63	64.23	56.50	42.00
46	42.33	64.81	57.26	42.75
46.5	42.79	65.22	57.77	43.26
47	43.25	65.63	58.25	43.82
47.5	43.72	66.04	58.73	44.37
48	44.31	66.54	59.29	44.98
48.5	44.76	66.95	59.75	45.46
49	45.42	67.56	60.46	46.23
49.5	45.65	67.71	60.64	46.44
50	46.29	68.25	61.31	47.11
50.5	46.73	68.61	61.71	47.59
51	47.36	69.15	62.35	48.31
51.5	47.79	69.53	62.83	48.76
52	48.43	70.07	63.42	49.41
52.5	48.67	70.29	63.68	49.66
53	49.32	70.93	64.35	50.39
53.5	49.74	71.33	64.82	50.86
54	50.40	71.82	65.44	51.60
54.5	50.85	72.20	65.89	52.11
55	51.56	72.74	66.57	52.91
55.5	51.80	72.92	66.80	53.18
56	52.48	73.50	67.43	53.85
56.5	52.92	73.88	67.89	54.31
57	53.36	74.25	68.30	54.77
57.5	53.83	74.62	68.76	55.32
58	54.29	75.03	69.18	55.87
58.5	54.79	75.39	69.66	56.36
59	55.52	75.96	70.35	57.11
59.5	55.79	76.15	70.62	57.39
60	56.54	76.69	71.27	58.14
60.5	56.80	76.88	71.49	58.44
61	57.53	77.39	72.15	59.15
61.5	57.78	77.56	72.37	59.41
62	58.57	78.08	73.06	60.24
62.5	58.82	78.28	73.27	60.51
63	59.64	78.85	73.91	61.32
63.5	59.92	79.03	74.17	61.67
64	60.74	79.58	74.84	62.54
64.5	61.02	79.76	75.08	62.79
65	61.86	80.31	75.72	63.56
65.5	62.14	80.51	75.95	63.82
66	62.69	80.91	76.36	64.34
66.5	63.25	81.26	76.79	64.86
67	63.82	81.60	77.23	65.40
67.5	64.42	81.99	77.66	66.03
68	65.01	82.40	78.10	66.60
68.5	65.60	82.76	78.57	67.14
69	66.19	83.12	79.04	67.72
69.5	66.49	83.31	79.23	67.98
70	67.11	83.69	79.63	68.57
70.5	67.71	84.08	80.07	69.20
71	68.33	84.43	80.53	69.77
71.5	68.64	84.62	80.76	70.05
72	69.29	84.97	81.21	70.63
72.5	69.59	85.17	81.44	70.91
73	70.21	85.54	81.88	71.48
73.5	70.56	85.75	82.11	71.80
74	71.35	86.21	82.69	72.63
74.5	71.98	86.61	83.14	73.23
75	72.31	86.78	83.38	73.49
75.5	72.98	87.18	83.89	74.08
76	73.65	87.53	84.36	74.69
76.5	74.00	87.72	84.59	75.02
77	74.70	88.08	85.04	75.63
77.5	75.05	88.27	85.28	75.93
78	75.78	88.67	85.79	76.57
78.5	76.12	88.83	86.01	76.84
79	76.86	89.21	86.49	77.48
79.5	77.61	89.61	87.01	78.14
80	78.00	89.83	87.24	78.46
80.5	78.82	90.27	87.79	79.10
81	79.20	90.48	88.00	79.42
81.5	79.95	90.85	88.44	80.03
82	80.33	91.03	88.65	80.32
82.5	81.09	91.38	89.04	80.93
83	81.44	91.57	89.27	81.24
83.5	82.17	91.92	89.74	81.91
84	82.56	92.08	90.00	82.16
84.5	83.26	92.41	90.42	82.77
85	83.63	92.61	90.64	83.12
85.5	84.38	92.98	91.07	83.74
86	85.13	93.35	91.51	84.43
86.5	85.49	93.54	91.74	84.75
87	86.21	93.87	92.15	85.38
87.5	86.57	94.04	92.33	85.67
88	87.26	94.35	92.72	86.31
88.5	87.60	94.51	92.93	86.60
89	88.21	94.83	93.29	87.12
89.5	88.87	95.12	93.66	87.70
90	89.52	95.37	94.04	88.31
90.5	90.17	95.67	94.39	88.88
91	90.73	95.94	94.71	89.44
91.5	91.27	96.21	95.02	90.00
92	92.02	96.55	95.45	90.71
92.5	92.47	96.79	95.74	91.10
93	93.14	97.10	96.11	91.71
93.5	93.53	97.28	96.35	92.09
94	93.90	97.44	96.58	92.49
94.5	94.25	97.62	96.77	92.86
95	94.90	97.92	97.16	93.57
95.5	95.46	98.19	97.47	94.17
96	96.09	98.46	97.87	94.84
96.5	96.54	98.64	98.15	95.41
97	97.12	98.88	98.49	96.09
97.5	97.50	99.04	98.71	96.56
98	98.05	99.27	99.00	97.22
98.5	98.39	99.42	99.17	97.66
99	98.72	99.54	99.35	98.12
99.5	98.91	99.62	99.46	98.40
100	100.00	100.00	100.00	100.00

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group
Sex
Percent

Score	Male	Female
0	1.76	1.86
0.5	1.90	1.99
1	2.05	2.13
1.5	2.19	2.28
2	2.44	2.53
2.5	2.62	2.73
3	3.24	3.33
3.5	3.58	3.70
4	4.24	4.35
4.5	4.78	4.88
5	5.36	5.48
5.5	5.82	5.90
6	6.42	6.48
6.5	6.80	6.81
7	7.44	7.45
7.5	7.94	7.94
8	8.55	8.59
8.5	8.89	8.90
9	9.60	9.48
9.5	10.14	10.02
10	10.99	10.74
10.5	11.36	11.09
11	12.12	11.78
11.5	12.49	12.13
12	13.02	12.62
12.5	13.37	12.94
13	13.89	13.47
13.5	14.27	13.82
14	15.02	14.52
14.5	15.40	14.88
15	15.94	15.46
15.5	16.32	15.82
16	17.05	16.60
16.5	17.44	16.99
17	18.00	17.56
17.5	18.36	17.93
18	18.96	18.48
18.5	19.33	18.84
19	20.14	19.62
19.5	20.57	20.04
20	21.20	20.66
20.5	21.59	21.02
21	22.20	21.56
21.5	22.60	22.00
22	23.21	22.58
22.5	23.60	22.97
23	24.23	23.51
23.5	24.65	23.91
24	25.31	24.50
24.5	25.74	24.96
25	26.37	25.56
25.5	26.76	25.96
26	27.36	26.55
26.5	27.81	26.98
27	28.38	27.56
27.5	28.79	27.95
28	29.43	28.54
28.5	29.98	29.08
29	30.57	29.68
29.5	30.98	30.08
30	31.60	30.72
30.5	32.01	31.15
31	32.42	31.54
31.5	32.90	31.95
32	33.55	32.57
32.5	33.94	32.93
33	34.65	33.61
33.5	35.15	34.09
34	35.60	34.54
34.5	36.07	34.98
35	36.75	35.68
35.5	37.23	36.10
36	37.67	36.56
36.5	38.13	37.00
37	38.82	37.65
37.5	39.05	37.85
38	39.74	38.51
38.5	40.17	38.98
39	40.58	39.44
39.5	41.01	39.85
40	41.63	40.49
40.5	42.08	40.93
41	42.52	41.38
41.5	42.98	41.81
42	43.64	42.42
42.5	43.86	42.62
43	44.47	43.24
43.5	44.88	43.65
44	45.30	44.04
44.5	45.89	44.62
45	46.48	45.25
45.5	46.70	45.49
46	47.36	46.12
46.5	47.80	46.51
47	48.24	46.92
47.5	48.68	47.34
48	49.27	47.86
48.5	49.65	48.27
49	50.27	48.89
49.5	50.47	49.09
50	51.05	49.67
50.5	51.47	50.04
51	52.04	50.64
51.5	52.45	51.04
52	53.03	51.61
52.5	53.26	51.83
53	53.87	52.41
53.5	54.28	52.77
54	54.89	53.35
54.5	55.29	53.76
55	55.93	54.35
55.5	56.14	54.56
56	56.68	55.14
56.5	57.06	55.54
57	57.48	55.90
57.5	57.90	56.30
58	58.31	56.69
58.5	58.76	57.13
59	59.41	57.76
59.5	59.64	57.98
60	60.26	58.59
60.5	60.48	58.81
61	61.10	59.44
61.5	61.33	59.64
62	61.98	60.32
62.5	62.18	60.56
63	62.82	61.29
63.5	63.08	61.52
64	63.78	62.25
64.5	64.02	62.49
65	64.72	63.20
65.5	64.96	63.44
66	65.45	63.92
66.5	65.96	64.42
67	66.51	64.90
67.5	67.03	65.46
68	67.59	65.97
68.5	68.11	66.50
69	68.64	67.05
69.5	68.90	67.32
70	69.44	67.90
70.5	69.98	68.48
71	70.54	69.04
71.5	70.82	69.34
72	71.44	69.91
72.5	71.71	70.20
73	72.27	70.81
73.5	72.62	71.11
74	73.39	71.87
74.5	73.95	72.50
75	74.24	72.84
75.5	74.87	73.49
76	75.46	74.19
76.5	75.79	74.52
77	76.41	75.23
77.5	76.69	75.58
78	77.36	76.32
78.5	77.69	76.63
79	78.40	77.31
79.5	79.07	78.10
80	79.41	78.49
80.5	80.11	79.29
81	80.47	79.65
81.5	81.14	80.42
82	81.50	80.76
82.5	82.19	81.48
83	82.49	81.85
83.5	83.15	82.59
84	83.50	82.96
84.5	84.12	83.65
85	84.47	84.03
85.5	85.10	84.80
86	85.77	85.57
86.5	86.08	85.94
87	86.69	86.69
87.5	87.01	87.05
88	87.61	87.76
88.5	87.92	88.10
89	88.50	88.69
89.5	89.10	89.34
90	89.69	89.99
90.5	90.27	90.66
91	90.80	91.21
91.5	91.32	91.73
92	92.00	92.48
92.5	92.43	92.92
93	93.05	93.58
93.5	93.44	93.95
94	93.80	94.31
94.5	94.16	94.64
95	94.81	95.26
95.5	95.34	95.82
96	95.96	96.42
96.5	96.42	96.84
97	97.00	97.37
97.5	97.39	97.74
98	97.93	98.27
98.5	98.28	98.58
99	98.64	98.87
99.5	98.84	99.04
100	100.00	100.00

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group
Age (years)
Percent

Score	Younger than 30	30-39	40-49	50-61	62 or older
0	3.94	2.72	1.76	0.95	0.29
0.5	4.17	2.94	1.91	1.02	0.31
1	4.49	3.19	2.03	1.10	0.33
1.5	4.80	3.41	2.16	1.19	0.35
2	5.31	3.80	2.39	1.34	0.39
2.5	5.68	4.09	2.56	1.47	0.44
3	6.92	4.99	3.20	1.78	0.58
3.5	7.70	5.52	3.55	1.96	0.64
4	9.02	6.51	4.23	2.30	0.78
4.5	10.06	7.37	4.72	2.60	0.89
5	11.27	8.22	5.32	2.96	1.00
5.5	12.07	8.87	5.78	3.23	1.12
6	13.11	9.81	6.37	3.61	1.25
6.5	13.75	10.29	6.74	3.88	1.35
7	14.82	11.23	7.45	4.29	1.55
7.5	15.64	11.97	8.01	4.62	1.67
8	16.65	12.94	8.72	5.04	1.84
8.5	17.16	13.44	9.08	5.24	1.94
9	18.21	14.40	9.75	5.69	2.14
9.5	19.06	15.18	10.39	6.06	2.30
10	20.51	16.37	11.13	6.58	2.52
10.5	21.11	16.87	11.54	6.82	2.64
11	22.30	17.88	12.35	7.35	2.87
11.5	22.86	18.35	12.75	7.65	2.99
12	23.63	19.06	13.30	8.04	3.17
12.5	24.09	19.58	13.71	8.27	3.28
13	24.94	20.37	14.21	8.68	3.46
13.5	25.59	20.88	14.55	8.95	3.59
14	26.81	21.87	15.31	9.49	3.85
14.5	27.46	22.39	15.72	9.76	3.93
15	28.48	23.12	16.28	10.18	4.13
15.5	29.09	23.67	16.68	10.43	4.24
16	30.28	24.73	17.50	10.99	4.50
16.5	30.89	25.24	17.91	11.29	4.69
17	31.76	25.97	18.50	11.78	4.90
17.5	32.38	26.45	18.89	12.09	5.02
18	33.26	27.28	19.49	12.55	5.22
18.5	33.83	27.76	19.90	12.84	5.35
19	35.14	28.73	20.81	13.45	5.66
19.5	35.84	29.28	21.29	13.74	5.82
20	36.81	30.06	21.90	14.33	6.11
20.5	37.32	30.55	22.31	14.67	6.27
21	38.23	31.29	22.95	15.10	6.52
21.5	38.89	31.82	23.45	15.44	6.66
22	39.74	32.57	24.13	15.95	6.90
22.5	40.30	33.09	24.55	16.27	7.07
23	41.21	33.85	25.20	16.74	7.31
23.5	41.82	34.35	25.64	17.07	7.53
24	42.74	35.21	26.26	17.59	7.83
24.5	43.34	35.78	26.72	18.01	8.06
25	44.22	36.59	27.35	18.55	8.34
25.5	44.79	37.06	27.78	18.90	8.54
26	45.76	37.73	28.38	19.40	8.88
26.5	46.43	38.28	28.88	19.77	9.06
27	47.35	38.99	29.53	20.18	9.34
27.5	48.06	39.43	29.95	20.50	9.50
28	49.04	40.17	30.57	21.04	9.82
28.5	49.86	40.84	31.17	21.50	10.07
29	50.79	41.51	31.80	22.05	10.33
29.5	51.47	42.02	32.21	22.35	10.55
30	52.51	42.71	32.82	22.90	10.90
30.5	53.22	43.18	33.24	23.27	11.12
31	53.84	43.71	33.60	23.62	11.33
31.5	54.59	44.19	34.04	24.02	11.56
32	55.53	44.93	34.65	24.67	11.87
32.5	55.94	45.30	35.07	25.13	12.09
33	57.05	46.10	35.77	25.76	12.46
33.5	58.11	46.59	36.21	26.10	12.71
34	58.83	47.07	36.67	26.51	12.94
34.5	59.63	47.54	37.13	26.91	13.18
35	60.73	48.30	37.84	27.53	13.54
35.5	61.42	48.79	38.31	27.93	13.81
36	62.06	49.29	38.81	28.33	14.04
36.5	62.80	49.82	39.24	28.73	14.29
37	63.81	50.51	39.95	29.34	14.71
37.5	64.10	50.76	40.19	29.56	14.82
38	65.09	51.54	40.89	30.20	15.16
38.5	65.71	52.07	41.32	30.63	15.42
39	66.37	52.58	41.74	31.09	15.65
39.5	66.97	53.01	42.16	31.49	15.93
40	67.83	53.69	42.79	32.12	16.34
40.5	68.39	54.19	43.27	32.54	16.63
41	69.00	54.75	43.71	32.95	16.89
41.5	69.56	55.29	44.17	33.35	17.18
42	70.49	55.94	44.83	33.91	17.64
42.5	70.72	56.20	45.04	34.11	17.81
43	71.55	56.83	45.74	34.66	18.22
43.5	72.03	57.25	46.15	35.11	18.53
44	72.53	57.69	46.58	35.52	18.79
44.5	73.12	58.24	47.15	36.15	19.37
45	73.99	58.89	47.77	36.75	19.78
45.5	74.31	59.15	48.00	36.96	19.92
46	75.12	59.83	48.65	37.58	20.43
46.5	75.65	60.29	49.08	37.97	20.73
47	76.18	60.76	49.49	38.39	21.04
47.5	76.71	61.27	49.91	38.80	21.35
48	77.27	61.92	50.51	39.38	21.74
48.5	77.76	62.31	50.90	39.77	22.07
49	78.62	62.95	51.51	40.40	22.50
49.5	78.90	63.15	51.71	40.62	22.63
50	79.64	63.73	52.32	41.27	22.99
50.5	80.11	64.15	52.72	41.65	23.33
51	80.85	64.73	53.29	42.23	23.81
51.5	81.35	65.19	53.64	42.66	24.11
52	82.05	65.88	54.18	43.17	24.61
52.5	82.34	66.05	54.44	43.38	24.81
53	83.08	66.62	55.02	44.02	25.28
53.5	83.51	66.95	55.44	44.44	25.61
54	84.06	67.62	56.05	45.02	26.16
54.5	84.53	68.04	56.47	45.41	26.51
55	85.19	68.67	57.05	46.08	27.07
55.5	85.41	68.92	57.27	46.25	27.26
56	85.97	69.48	57.87	46.82	27.77
56.5	86.33	69.90	58.26	47.18	28.18
57	86.69	70.26	58.72	47.56	28.55
57.5	87.02	70.65	59.13	47.99	29.00
58	87.40	71.02	59.55	48.42	29.40
58.5	87.79	71.47	59.97	48.89	29.89
59	88.38	72.20	60.57	49.51	30.53
59.5	88.56	72.42	60.82	49.74	30.76
60	89.07	73.00	61.46	50.40	31.42
60.5	89.27	73.22	61.73	50.60	31.63
61	89.80	73.92	62.33	51.25	32.26
61.5	89.98	74.14	62.56	51.46	32.48
62	90.48	74.79	63.24	52.14	33.25
62.5	90.69	74.98	63.46	52.37	33.52
63	91.23	75.67	64.17	53.04	34.29
63.5	91.41	75.92	64.39	53.31	34.57
64	91.96	76.60	65.07	54.06	35.45
64.5	92.13	76.79	65.31	54.31	35.77
65	92.63	77.36	66.01	55.12	36.67
65.5	92.81	77.60	66.21	55.37	36.97
66	93.13	78.09	66.72	55.93	37.51
66.5	93.50	78.52	67.24	56.41	38.18
67	93.84	79.01	67.70	57.01	38.80
67.5	94.25	79.51	68.24	57.53	39.51
68	94.58	80.04	68.77	58.09	40.17
68.5	94.90	80.54	69.28	58.66	40.85
69	95.22	80.98	69.83	59.23	41.61
69.5	95.39	81.20	70.08	59.53	41.96
70	95.68	81.66	70.65	60.12	42.77
70.5	95.97	82.16	71.18	60.76	43.56
71	96.22	82.69	71.74	61.31	44.39
71.5	96.33	82.96	72.04	61.58	44.84
72	96.55	83.46	72.55	62.25	45.82
72.5	96.65	83.71	72.84	62.54	46.26
73	96.91	84.20	73.37	63.23	47.12
73.5	97.05	84.47	73.68	63.61	47.59
74	97.27	85.08	74.47	64.48	48.77
74.5	97.51	85.53	75.01	65.16	49.76
75	97.63	85.77	75.28	65.57	50.24
75.5	97.79	86.27	75.91	66.28	51.31
76	97.91	86.75	76.54	67.01	52.42
76.5	97.98	87.06	76.84	67.38	52.96
77	98.12	87.57	77.48	68.07	54.15
77.5	98.22	87.78	77.76	68.44	54.73
78	98.40	88.28	78.40	69.17	56.07
78.5	98.45	88.49	78.71	69.51	56.64
79	98.57	88.96	79.31	70.32	57.99
79.5	98.68	89.52	79.92	71.17	59.34
80	98.75	89.73	80.27	71.59	60.04
80.5	98.86	90.15	80.88	72.45	61.62
81	98.92	90.37	81.23	72.85	62.32
81.5	99.03	90.77	81.88	73.66	63.75
82	99.09	91.00	82.18	74.08	64.43
82.5	99.19	91.42	82.78	74.89	65.87
83	99.25	91.62	83.06	75.29	66.52
83.5	99.30	92.02	83.66	76.00	68.07
84	99.33	92.19	83.96	76.39	68.89
84.5	99.39	92.57	84.45	77.14	70.33
85	99.42	92.75	84.78	77.56	71.08
85.5	99.49	93.09	85.36	78.40	72.60
86	99.54	93.48	85.97	79.19	74.17
86.5	99.58	93.64	86.25	79.60	74.90
87	99.62	93.98	86.90	80.36	76.32
87.5	99.62	94.13	87.23	80.78	77.02
88	99.66	94.45	87.83	81.53	78.41
88.5	99.68	94.62	88.14	81.92	79.07
89	99.71	94.95	88.58	82.66	80.29
89.5	99.75	95.33	89.09	83.39	81.62
90	99.79	95.62	89.64	84.13	82.94
90.5	99.81	95.90	90.18	84.93	84.23
91	99.83	96.10	90.70	85.60	85.39
91.5	99.86	96.32	91.16	86.21	86.52
92	99.88	96.66	91.82	87.16	87.92
92.5	99.88	96.89	92.20	87.78	88.76
93	99.90	97.19	92.73	88.67	90.04
93.5	99.92	97.35	93.10	89.17	90.77
94	99.93	97.58	93.51	89.64	91.36
94.5	99.94	97.73	93.85	90.13	92.00
95	99.95	98.01	94.45	91.10	93.13
95.5	99.96	98.27	95.05	91.97	93.97
96	99.97	98.54	95.69	92.94	94.95
96.5	99.97	98.73	96.14	93.70	95.62
97	99.98	98.96	96.83	94.66	96.36
97.5	99.98	99.10	97.25	95.34	96.87
98	99.98	99.32	97.83	96.33	97.60
98.5	99.98	99.45	98.19	96.91	98.10
99	99.98	99.56	98.56	97.52	98.53
99.5	99.99	99.63	98.79	97.86	98.76
100	100.00	100.00	100.00	100.00	100.00

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group
Marital status
Percent

Score	Married male	Single male	Married female	Single female
0	0.90	2.31	0.88	2.51
0.5	0.95	2.50	0.95	2.66
1	1.04	2.71	1.02	2.85
1.5	1.10	2.92	1.08	3.07
2	1.24	3.27	1.21	3.39
2.5	1.34	3.48	1.32	3.68
3	1.67	4.33	1.61	4.50
3.5	1.85	4.76	1.79	4.98
4	2.18	5.69	2.11	5.93
4.5	2.47	6.39	2.40	6.63
5	2.78	7.17	2.72	7.41
5.5	3.04	7.76	2.95	7.98
6	3.39	8.53	3.30	8.66
6.5	3.62	9.02	3.49	9.12
7	3.96	9.86	3.87	9.98
7.5	4.28	10.47	4.15	10.56
8	4.61	11.32	4.53	11.42
8.5	4.79	11.73	4.70	11.85
9	5.24	12.56	5.06	12.59
9.5	5.58	13.24	5.39	13.29
10	6.03	14.29	5.78	14.25
10.5	6.28	14.74	6.02	14.66
11	6.77	15.69	6.48	15.52
11.5	7.03	16.12	6.68	16.00
12	7.40	16.87	6.99	16.62
12.5	7.64	17.33	7.20	17.04
13	7.98	17.97	7.56	17.70
13.5	8.23	18.44	7.81	18.13
14	8.72	19.42	8.29	19.00
14.5	8.97	19.90	8.51	19.48
15	9.39	20.48	8.92	20.18
15.5	9.64	20.93	9.15	20.69
16	10.15	21.80	9.71	21.64
16.5	10.45	22.20	9.95	22.18
17	10.88	22.86	10.35	22.93
17.5	11.17	23.29	10.60	23.44
18	11.59	24.01	11.03	24.09
18.5	11.86	24.45	11.30	24.49
19	12.44	25.36	11.87	25.45
19.5	12.75	25.83	12.18	26.00
20	13.24	26.58	12.67	26.71
20.5	13.54	27.06	12.94	27.13
21	14.03	27.79	13.36	27.82
21.5	14.35	28.27	13.71	28.32
22	14.84	28.93	14.21	28.95
22.5	15.12	29.41	14.51	29.45
23	15.64	30.20	14.93	30.05
23.5	15.99	30.62	15.24	30.54
24	16.52	31.32	15.72	31.24
24.5	16.83	31.85	16.07	31.85
25	17.34	32.57	16.57	32.55
25.5	17.67	33.02	16.92	32.98
26	18.10	33.79	17.42	33.64
26.5	18.43	34.37	17.74	34.16
27	18.86	35.08	18.23	34.84
27.5	19.16	35.61	18.56	35.24
28	19.67	36.39	19.03	35.91
28.5	20.14	37.05	19.49	36.50
29	20.61	37.74	19.97	37.22
29.5	20.97	38.18	20.31	37.69
30	21.49	38.83	20.87	38.44
30.5	21.83	39.32	21.24	38.91
31	22.18	39.83	21.58	39.32
31.5	22.57	40.40	21.95	39.76
32	23.17	41.06	22.48	40.42
32.5	23.53	41.46	22.84	40.80
33	24.14	42.35	23.44	41.55
33.5	24.57	42.90	23.90	42.03
34	24.95	43.44	24.30	42.48
34.5	25.38	43.95	24.71	42.98
35	25.94	44.74	25.32	43.75
35.5	26.39	45.26	25.67	44.24
36	26.78	45.77	26.07	44.74
36.5	27.21	46.32	26.50	45.23
37	27.83	47.06	27.13	45.89
37.5	28.05	47.27	27.31	46.11
38	28.64	48.04	27.89	46.89
38.5	29.04	48.51	28.29	47.41
39	29.40	48.99	28.69	47.94
39.5	29.79	49.46	29.06	48.38
40	30.36	50.13	29.66	49.04
40.5	30.81	50.55	30.09	49.46
41	31.22	51.09	30.50	49.96
41.5	31.68	51.51	30.92	50.39
42	32.37	52.16	31.54	51.01
42.5	32.60	52.39	31.74	51.21
43	33.18	53.03	32.37	51.76
43.5	33.61	53.45	32.78	52.14
44	34.03	53.85	33.18	52.53
44.5	34.60	54.47	33.77	53.10
45	35.21	55.02	34.39	53.76
45.5	35.42	55.26	34.62	53.98
46	36.10	55.91	35.23	54.64
46.5	36.54	56.33	35.63	55.01
47	37.00	56.78	36.03	55.42
47.5	37.46	57.13	36.45	55.84
48	38.06	57.73	37.02	56.29
48.5	38.44	58.12	37.38	56.78
49	39.06	58.76	38.02	57.38
49.5	39.26	58.96	38.24	57.54
50	39.85	59.53	38.80	58.11
50.5	40.28	59.92	39.16	58.48
51	40.84	60.53	39.79	59.08
51.5	41.26	60.91	40.21	59.40
52	41.88	61.48	40.80	59.94
52.5	42.11	61.74	41.02	60.13
53	42.76	62.35	41.64	60.66
53.5	43.17	62.80	42.04	60.96
54	43.80	63.40	42.69	61.44
54.5	44.26	63.76	43.15	61.77
55	44.95	64.36	43.75	62.33
55.5	45.18	64.55	43.97	62.51
56	45.77	65.05	44.59	63.07
56.5	46.16	65.37	45.03	63.44
57	46.59	65.78	45.39	63.83
57.5	47.06	66.16	45.81	64.19
58	47.48	66.60	46.19	64.60
58.5	47.98	67.01	46.69	65.00
59	48.70	67.59	47.40	65.51
59.5	48.97	67.77	47.63	65.70
60	49.65	68.39	48.31	66.26
60.5	49.91	68.57	48.57	66.42
61	50.53	69.23	49.24	67.03
61.5	50.77	69.46	49.44	67.24
62	51.48	70.05	50.20	67.89
62.5	51.70	70.26	50.47	68.11
63	52.39	70.87	51.26	68.79
63.5	52.69	71.10	51.52	68.99
64	53.50	71.74	52.27	69.70
64.5	53.78	71.92	52.55	69.92
65	54.53	72.61	53.36	70.51
65.5	54.80	72.83	53.61	70.71
66	55.35	73.31	54.13	71.19
66.5	55.90	73.77	54.71	71.65
67	56.55	74.20	55.25	72.04
67.5	57.15	74.67	55.89	72.55
68	57.77	75.22	56.47	73.02
68.5	58.35	75.68	57.11	73.48
69	58.98	76.14	57.73	73.97
69.5	59.29	76.39	58.04	74.20
70	59.93	76.82	58.73	74.72
70.5	60.54	77.30	59.39	75.28
71	61.16	77.84	60.05	75.77
71.5	61.48	78.11	60.40	76.03
72	62.19	78.71	61.06	76.55
72.5	62.51	78.96	61.41	76.80
73	63.17	79.50	62.16	77.27
73.5	63.57	79.83	62.53	77.52
74	64.46	80.54	63.43	78.17
74.5	65.07	81.10	64.20	78.71
75	65.41	81.35	64.62	78.99
75.5	66.20	81.88	65.36	79.57
76	66.92	82.42	66.19	80.17
76.5	67.32	82.73	66.60	80.43
77	68.06	83.29	67.47	81.03
77.5	68.39	83.55	67.89	81.33
78	69.22	84.12	68.72	82.03
78.5	69.63	84.36	69.10	82.24
79	70.52	84.96	69.94	82.78
79.5	71.36	85.51	70.92	83.40
80	71.78	85.81	71.42	83.75
80.5	72.63	86.40	72.40	84.48
81	73.10	86.68	72.84	84.80
81.5	74.01	87.17	73.79	85.47
82	74.50	87.42	74.22	85.76
82.5	75.40	87.93	75.16	86.30
83	75.79	88.14	75.62	86.63
83.5	76.65	88.64	76.54	87.26
84	77.10	88.94	77.02	87.52
84.5	77.91	89.40	77.90	88.10
85	78.36	89.67	78.38	88.42
85.5	79.18	90.19	79.38	89.03
86	80.14	90.61	80.35	89.68
86.5	80.55	90.84	80.82	89.99
87	81.38	91.28	81.82	90.56
87.5	81.80	91.55	82.29	90.84
88	82.59	91.99	83.20	91.43
88.5	83.01	92.20	83.63	91.73
89	83.75	92.65	84.39	92.19
89.5	84.58	93.10	85.27	92.69
90	85.39	93.53	86.12	93.20
90.5	86.18	93.93	86.98	93.76
91	86.88	94.31	87.72	94.17
91.5	87.61	94.63	88.44	94.54
92	88.57	95.08	89.43	95.12
92.5	89.20	95.33	90.01	95.41
93	90.10	95.69	90.91	95.89
93.5	90.65	95.91	91.41	96.13
94	91.16	96.14	91.90	96.39
94.5	91.68	96.34	92.37	96.59
95	92.59	96.77	93.21	97.04
95.5	93.32	97.17	93.99	97.39
96	94.21	97.55	94.84	97.80
96.5	94.84	97.86	95.41	98.10
97	95.65	98.27	96.18	98.42
97.5	96.20	98.52	96.68	98.67
98	97.00	98.86	97.44	99.02
98.5	97.49	99.09	97.89	99.21
99	98.04	99.24	98.31	99.39
99.5	98.32	99.39	98.56	99.50
100	100.00	100.00	100.00	100.00

Figure 3.B. VantageScore: Cumulative Percentage, by Demographic Group
Income ratio of tract
Percent

Score	Low	Moderate	Middle	High
0	5.08	3.02	1.60	0.83
0.5	5.33	3.24	1.71	0.91
1	5.60	3.48	1.84	0.98
1.5	6.04	3.71	1.98	1.06
2	6.58	4.13	2.19	1.18
2.5	7.10	4.40	2.37	1.28
3	8.81	5.45	2.90	1.54
3.5	9.85	6.02	3.22	1.69
4	11.77	7.06	3.80	1.98
4.5	12.82	7.93	4.29	2.23
5	14.36	8.90	4.82	2.49
5.5	15.53	9.57	5.22	2.74
6	16.98	10.56	5.74	3.02
6.5	17.74	11.13	6.08	3.22
7	19.45	12.09	6.67	3.56
7.5	20.47	12.82	7.15	3.83
8	21.88	13.83	7.75	4.16
8.5	22.67	14.33	8.05	4.32
9	23.92	15.31	8.65	4.67
9.5	25.00	16.09	9.15	4.98
10	26.88	17.34	9.88	5.41
10.5	27.64	17.90	10.22	5.58
11	29.25	18.98	10.94	6.00
11.5	30.00	19.50	11.27	6.21
12	30.91	20.28	11.77	6.47
12.5	31.61	20.76	12.08	6.68
13	32.62	21.54	12.60	6.99
13.5	33.17	22.08	12.97	7.20
14	34.71	23.05	13.68	7.61
14.5	35.24	23.57	14.03	7.82
15	36.50	24.33	14.55	8.18
15.5	37.05	24.83	14.90	8.42
16	38.32	25.78	15.65	8.88
16.5	39.09	26.29	16.02	9.10
17	40.02	27.01	16.56	9.48
17.5	40.64	27.52	16.93	9.70
18	41.44	28.29	17.51	10.04
18.5	42.00	28.78	17.85	10.27
19	43.10	29.81	18.63	10.77
19.5	43.57	30.34	19.06	11.00
20	44.37	31.09	19.68	11.42
20.5	45.04	31.58	20.03	11.68
21	45.94	32.33	20.59	12.06
21.5	46.44	32.82	21.01	12.36
22	47.16	33.59	21.61	12.74
22.5	47.66	34.08	21.99	13.01
23	48.46	34.82	22.58	13.42
23.5	48.95	35.36	22.96	13.72
24	49.69	36.18	23.58	14.14
24.5	50.26	36.73	24.02	14.47
25	51.15	37.47	24.65	14.86
25.5	51.62	37.92	25.05	15.13
26	52.42	38.73	25.62	15.54
26.5	53.03	39.27	26.06	15.84
27	53.78	40.01	26.63	16.26
27.5	54.12	40.51	27.03	16.57
28	54.93	41.27	27.63	17.03
28.5	55.71	41.91	28.16	17.44
29	56.40	42.65	28.75	17.90
29.5	56.82	43.19	29.14	18.22
30	57.37	43.94	29.76	18.73
30.5	57.71	44.46	30.19	19.06
31	58.28	44.93	30.59	19.37
31.5	58.68	45.46	31.06	19.71
32	59.38	46.14	31.71	20.24
32.5	59.78	46.51	32.09	20.58
33	60.58	47.40	32.76	21.17
33.5	61.07	47.93	33.23	21.64
34	61.50	48.40	33.72	22.02
34.5	61.91	48.93	34.22	22.40
35	62.73	49.62	34.95	23.00
35.5	63.18	50.10	35.43	23.40
36	63.53	50.63	35.90	23.78
36.5	64.08	51.16	36.36	24.19
37	64.85	51.90	37.07	24.78
37.5	65.01	52.11	37.33	24.97
38	65.68	52.79	38.05	25.57
38.5	66.18	53.26	38.53	25.99
39	66.64	53.73	39.00	26.39
39.5	67.03	54.21	39.44	26.75
40	67.76	54.90	40.13	27.32
40.5	68.18	55.39	40.60	27.71
41	68.65	55.91	41.07	28.13
41.5	69.14	56.37	41.56	28.54
42	69.81	57.10	42.24	29.15
42.5	69.95	57.34	42.46	29.34
43	70.40	57.97	43.14	29.93
43.5	70.80	58.48	43.57	30.34
44	71.33	58.92	44.00	30.75
44.5	72.15	59.60	44.63	31.34
45	72.80	60.25	45.32	31.97
45.5	73.00	60.51	45.57	32.18
46	73.57	61.18	46.31	32.85
46.5	74.08	61.61	46.75	33.34
47	74.52	62.08	47.20	33.83
47.5	74.92	62.55	47.66	34.31
48	75.43	63.02	48.23	34.99
48.5	75.97	63.44	48.70	35.40
49	76.79	64.09	49.37	36.06
49.5	76.92	64.26	49.60	36.26
50	77.54	64.85	50.23	36.93
50.5	77.91	65.24	50.66	37.41
51	78.52	65.82	51.27	38.11
51.5	78.78	66.28	51.68	38.55
52	79.22	66.84	52.31	39.23
52.5	79.49	67.09	52.54	39.48
53	80.12	67.72	53.17	40.20
53.5	80.37	68.15	53.58	40.68
54	80.84	68.68	54.24	41.39
54.5	81.25	69.15	54.66	41.85
55	81.61	69.81	55.36	42.61
55.5	81.81	70.01	55.60	42.84
56	82.41	70.61	56.27	43.56
56.5	82.68	71.02	56.72	43.99
57	82.96	71.42	57.15	44.47
57.5	83.34	71.86	57.61	44.96
58	83.76	72.30	58.06	45.43
58.5	84.03	72.68	58.57	45.95
59	84.54	73.32	59.33	46.65
59.5	84.71	73.57	59.60	46.91
60	85.05	74.22	60.33	47.71
60.5	85.30	74.43	60.57	47.97
61	85.66	74.98	61.30	48.77
61.5	85.79	75.16	61.53	49.05
62	86.31	75.76	62.32	49.87
62.5	86.50	75.96	62.56	50.16
63	86.97	76.60	63.36	51.00
63.5	87.14	76.80	63.65	51.31
64	87.59	77.47	64.43	52.19
64.5	87.66	77.70	64.71	52.47
65	88.02	78.33	65.51	53.36
65.5	88.26	78.55	65.77	53.68
66	88.55	78.96	66.30	54.29
66.5	88.84	79.34	66.84	54.90
67	89.08	79.73	67.41	55.50
67.5	89.42	80.14	67.98	56.16
68	89.74	80.54	68.57	56.78
68.5	90.07	80.92	69.14	57.43
69	90.38	81.31	69.71	58.10
69.5	90.51	81.54	69.99	58.42
70	90.77	81.91	70.57	59.14
70.5	91.04	82.36	71.15	59.81
71	91.36	82.81	71.72	60.49
71.5	91.50	83.00	72.02	60.83
72	91.80	83.42	72.65	61.51
72.5	91.95	83.63	72.95	61.82
73	92.19	84.06	73.55	62.50
73.5	92.39	84.25	73.88	62.88
74	92.70	84.73	74.61	63.85
74.5	93.00	85.16	75.22	64.54
75	93.12	85.39	75.52	64.91
75.5	93.43	85.84	76.18	65.59
76	93.64	86.28	76.82	66.34
76.5	93.79	86.51	77.13	66.74
77	93.96	86.96	77.81	67.50
77.5	94.14	87.17	78.14	67.86
78	94.38	87.64	78.84	68.68
78.5	94.51	87.87	79.14	69.06
79	94.78	88.30	79.85	69.87
79.5	95.10	88.78	80.57	70.68
80	95.23	89.06	80.91	71.11
80.5	95.44	89.55	81.68	72.05
81	95.54	89.79	82.04	72.48
81.5	95.75	90.23	82.75	73.29
82	95.82	90.43	83.11	73.70
82.5	95.96	90.86	83.80	74.57
83	96.07	91.07	84.17	74.90
83.5	96.30	91.49	84.86	75.72
84	96.40	91.69	85.23	76.14
84.5	96.53	92.12	85.87	76.95
85	96.63	92.31	86.24	77.36
85.5	96.79	92.73	86.94	78.20
86	96.96	93.10	87.64	79.11
86.5	97.04	93.32	87.96	79.53
87	97.16	93.70	88.63	80.35
87.5	97.20	93.89	88.95	80.80
88	97.41	94.27	89.59	81.59
88.5	97.50	94.45	89.91	81.96
89	97.65	94.75	90.51	82.65
89.5	97.84	95.08	91.13	83.39
90	98.00	95.46	91.68	84.21
90.5	98.22	95.81	92.25	85.00
91	98.32	96.08	92.76	85.72
91.5	98.45	96.39	93.25	86.36
92	98.62	96.74	93.91	87.33
92.5	98.72	96.98	94.31	87.92
93	98.90	97.34	94.88	88.77
93.5	98.99	97.55	95.20	89.30
94	99.08	97.74	95.53	89.77
94.5	99.14	97.90	95.83	90.27
95	99.31	98.21	96.37	91.19
95.5	99.36	98.46	96.84	92.00
96	99.49	98.75	97.33	92.95
96.5	99.54	98.95	97.67	93.66
97	99.65	99.17	98.11	94.60
97.5	99.69	99.30	98.41	95.20
98	99.71	99.48	98.80	96.18
98.5	99.75	99.59	99.04	96.76
99	99.78	99.71	99.24	97.40
99.5	99.79	99.77	99.37	97.75
100	100.00	100.00	100.00	100.00

Return to figure

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group

Note. For definition of characteristics, refer to notes to table 9.

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group
Race or ethnicity (SSA data)
Percent

Score	Non- Hispanic white	Black	Hispanic	Asian
0	0.15	0.68	0.35	0.14
0.5	0.22	1.07	0.53	0.18
1	0.48	2.32	1.13	0.32
1.5	0.77	3.68	1.70	0.55
2	1.46	6.88	3.18	1.28
2.5	1.89	8.50	4.16	1.75
3	2.22	10.05	4.91	1.91
3.5	2.54	11.43	5.56	2.05
4	3.00	13.41	6.51	2.38
4.5	3.27	14.59	7.07	2.49
5	3.80	16.73	8.16	2.87
5.5	4.08	17.72	8.76	2.98
6	4.49	19.19	9.54	3.18
6.5	4.89	20.69	10.26	3.42
7	5.32	22.33	11.02	3.74
7.5	5.69	23.49	11.57	3.93
8	6.15	25.18	12.38	4.32
8.5	6.59	26.79	13.32	4.57
9	6.98	28.11	14.05	4.90
9.5	7.34	29.22	14.79	5.14
10	7.75	30.48	15.56	5.45
10.5	8.18	31.92	16.37	5.79
11	8.64	33.27	17.23	6.13
11.5	9.03	34.46	17.94	6.37
12	9.50	35.91	18.88	6.73
12.5	9.80	36.71	19.35	6.91
13	10.30	38.22	20.23	7.38
13.5	10.55	38.98	20.70	7.51
14	11.00	40.21	21.55	7.84
14.5	11.35	41.12	22.12	8.04
15	11.80	42.46	22.93	8.47
15.5	12.16	43.46	23.48	8.81
16	12.72	44.86	24.57	9.31
16.5	13.06	45.70	25.24	9.52
17	13.58	46.94	26.12	9.87
17.5	13.91	47.83	26.72	10.08
18	14.46	49.10	27.46	10.48
18.5	14.77	49.79	27.92	10.74
19	15.26	51.08	28.68	11.12
19.5	15.67	51.98	29.22	11.49
20	16.18	53.03	30.02	11.92
20.5	16.55	53.83	30.65	12.23
21	17.04	54.88	31.64	12.59
21.5	17.40	55.52	32.13	12.86
22	17.96	56.57	33.07	13.24
22.5	18.26	57.13	33.64	13.53
23	18.82	58.16	34.51	14.02
23.5	19.19	58.88	35.08	14.45
24	19.74	59.85	35.99	14.96
24.5	20.10	60.44	36.46	15.20
25	20.71	61.40	37.25	15.63
25.5	21.07	62.01	37.89	15.98
26	21.60	62.78	38.74	16.50
26.5	21.99	63.28	39.32	16.93
27	22.54	64.04	40.22	17.51
27.5	22.94	64.54	40.83	17.83
28	23.49	65.35	41.61	18.25
28.5	23.89	65.86	42.22	18.50
29	24.49	66.62	42.90	19.03
29.5	24.90	67.16	43.53	19.48
30	25.52	67.90	44.41	20.14
30.5	25.88	68.31	44.94	20.48
31	26.39	68.97	45.65	20.92
31.5	26.77	69.42	46.25	21.30
32	27.34	70.08	46.94	21.92
32.5	27.75	70.52	47.46	22.37
33	28.34	71.17	48.29	22.90
33.5	28.76	71.67	48.76	23.48
34	29.32	72.26	49.51	24.14
34.5	29.78	72.68	50.19	24.58
35	30.36	73.20	51.04	25.26
35.5	30.65	73.44	51.40	25.61
36	31.18	73.97	52.06	26.25
36.5	31.58	74.32	52.52	26.58
37	32.15	74.74	53.30	27.25
37.5	32.52	74.99	53.70	27.62
38	33.13	75.49	54.47	28.26
38.5	33.58	75.91	55.11	28.66
39	34.24	76.42	55.90	29.67
39.5	34.67	76.72	56.46	30.16
40	35.28	77.22	57.23	30.95
40.5	35.57	77.43	57.60	31.22
41	36.11	77.85	58.26	31.93
41.5	36.54	78.23	58.82	32.49
42	37.16	78.72	59.55	33.15
42.5	37.51	79.00	59.92	33.60
43	38.09	79.40	60.54	34.18
43.5	38.64	79.82	61.31	35.00
44	39.26	80.25	62.10	35.69
44.5	39.68	80.59	62.62	36.23
45	40.22	80.99	63.16	36.92
45.5	40.64	81.29	63.68	37.65
46	41.26	81.59	64.33	38.43
46.5	41.72	81.93	64.82	38.96
47	42.33	82.29	65.38	39.86
47.5	42.67	82.45	65.75	40.34
48	43.29	82.86	66.42	41.31
48.5	43.81	83.15	66.94	42.09
49	44.48	83.49	67.59	42.97
49.5	44.96	83.78	68.19	43.62
50	45.48	83.99	68.69	44.18
50.5	45.88	84.20	69.12	44.78
51	46.47	84.48	69.67	45.62
51.5	46.82	84.69	70.07	46.14
52	47.46	85.01	70.61	46.86
52.5	47.86	85.22	70.93	47.50
53	48.48	85.51	71.48	48.33
53.5	48.97	85.80	71.92	49.10
54	49.63	86.06	72.43	49.93
54.5	50.11	86.31	72.86	50.55
55	50.84	86.65	73.58	51.53
55.5	51.07	86.78	73.77	51.91
56	51.79	87.09	74.38	52.60
56.5	52.29	87.28	74.77	53.25
57	52.83	87.57	75.23	54.00
57.5	53.33	87.79	75.65	54.63
58	53.92	88.11	76.18	55.36
58.5	54.42	88.28	76.64	55.96
59	55.18	88.57	77.15	56.84
59.5	55.43	88.67	77.32	57.23
60	56.27	89.04	77.96	58.31
60.5	56.58	89.12	78.17	58.87
61	57.12	89.29	78.52	59.55
61.5	57.76	89.56	78.97	60.39
62	58.33	89.77	79.38	61.08
62.5	58.63	89.90	79.55	61.37
63	59.27	90.11	79.89	62.02
63.5	59.88	90.35	80.27	62.67
64	60.53	90.55	80.69	63.37
64.5	60.89	90.70	80.91	63.93
65	61.54	90.93	81.34	64.72
65.5	62.20	91.17	81.85	65.58
66	62.83	91.35	82.22	66.31
66.5	63.16	91.45	82.43	66.62
67	63.83	91.69	82.82	67.17
67.5	64.16	91.80	83.05	67.64
68	64.86	91.98	83.45	68.40
68.5	65.19	92.06	83.60	68.89
69	65.92	92.32	84.02	69.78
69.5	66.65	92.49	84.43	70.64
70	67.07	92.61	84.70	71.28
70.5	67.88	92.84	85.18	72.03
71	68.23	92.93	85.35	72.33
71.5	68.97	93.14	85.83	73.16
72	69.31	93.23	85.98	73.54
72.5	70.02	93.44	86.41	74.36
73	70.40	93.55	86.59	74.77
73.5	71.15	93.70	87.04	75.40
74	71.57	93.79	87.27	75.76
74.5	72.32	93.96	87.72	76.60
75	72.70	94.08	87.94	77.00
75.5	73.47	94.28	88.32	77.67
76	73.85	94.32	88.51	77.96
76.5	74.63	94.48	88.94	78.88
77	74.99	94.55	89.11	79.26
77.5	75.77	94.76	89.50	79.96
78	76.15	94.85	89.69	80.37
78.5	76.88	95.01	90.07	81.03
79	77.27	95.10	90.25	81.41
79.5	78.13	95.26	90.65	82.09
80	78.47	95.35	90.83	82.37
80.5	78.86	95.44	91.03	82.76
81	79.60	95.67	91.41	83.53
81.5	79.96	95.72	91.64	83.77
82	80.73	95.90	91.94	84.36
82.5	81.13	96.03	92.11	84.86
83	81.82	96.13	92.41	85.47
83.5	82.33	96.26	92.65	86.03
84	83.16	96.45	93.01	86.70
84.5	83.54	96.51	93.13	86.97
85	83.92	96.60	93.25	87.28
85.5	84.62	96.76	93.54	87.73
86	85.36	96.98	93.90	88.30
86.5	85.66	97.06	94.01	88.62
87	86.46	97.23	94.33	89.36
87.5	86.87	97.33	94.49	89.72
88	87.53	97.46	94.78	90.29
88.5	87.87	97.53	94.95	90.56
89	88.62	97.70	95.25	91.07
89.5	89.28	97.85	95.51	91.71
90	89.62	97.94	95.66	91.94
90.5	89.94	98.02	95.80	92.23
91	90.68	98.14	96.15	92.75
91.5	91.07	98.20	96.31	93.10
92	91.40	98.26	96.42	93.29
92.5	92.15	98.40	96.65	93.69
93	92.80	98.62	96.96	94.51
93.5	93.14	98.66	97.08	94.74
94	93.72	98.81	97.31	95.21
94.5	94.18	98.89	97.50	95.56
95	94.87	98.97	97.72	96.01
95.5	95.28	99.03	97.91	96.41
96	95.89	99.17	98.21	96.79
96.5	96.36	99.29	98.38	97.10
97	97.04	99.43	98.75	97.72
97.5	98.55	99.69	99.31	98.78
98	99.60	99.90	99.79	99.67
98.5	99.71	99.94	99.86	99.73
99	99.77	99.95	99.89	99.77
99.5	99.82	99.95	99.90	99.78
100	100.00	100.00	100.00	100.00

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group
Race or ethnicity (location-based distribution)
Percent

Score	Non- Hispanic white	Black	Hispanic	Asian
0	0.17	0.40	0.32	0.18
0.5	0.26	0.62	0.51	0.29
1	0.54	1.40	1.07	0.60
1.5	0.87	2.27	1.61	0.92
2	1.68	4.12	2.99	1.76
2.5	2.16	5.17	3.80	2.26
3	2.55	6.12	4.41	2.65
3.5	2.89	7.01	4.97	3.00
4	3.41	8.24	5.84	3.51
4.5	3.71	8.97	6.29	3.76
5	4.29	10.39	7.19	4.32
5.5	4.59	11.03	7.66	4.61
6	5.03	12.02	8.33	5.06
6.5	5.47	12.99	8.98	5.43
7	5.95	14.09	9.69	5.86
7.5	6.34	14.84	10.23	6.20
8	6.83	15.93	11.05	6.68
8.5	7.32	17.08	11.87	7.23
9	7.75	17.93	12.47	7.65
9.5	8.14	18.78	13.13	8.02
10	8.58	19.71	13.77	8.43
10.5	9.04	20.70	14.51	8.88
11	9.55	21.66	15.28	9.37
11.5	9.98	22.54	15.97	9.85
12	10.49	23.49	16.75	10.36
12.5	10.79	24.02	17.18	10.61
13	11.35	25.07	18.01	11.16
13.5	11.62	25.61	18.38	11.43
14	12.10	26.62	19.20	11.90
14.5	12.46	27.28	19.72	12.24
15	12.95	28.26	20.44	12.70
15.5	13.32	29.02	20.97	13.06
16	13.93	30.06	21.84	13.65
16.5	14.27	30.66	22.39	14.00
17	14.81	31.57	23.12	14.48
17.5	15.16	32.13	23.59	14.78
18	15.71	33.07	24.26	15.26
18.5	16.02	33.60	24.66	15.57
19	16.54	34.52	25.30	16.04
19.5	16.94	35.17	25.76	16.42
20	17.45	35.96	26.41	16.93
20.5	17.84	36.56	26.92	17.29
21	18.36	37.38	27.63	17.79
21.5	18.72	37.91	28.04	18.11
22	19.30	38.75	28.81	18.66
22.5	19.61	39.21	29.24	18.99
23	20.17	40.05	29.96	19.59
23.5	20.57	40.63	30.45	20.00
24	21.13	41.44	31.20	20.56
24.5	21.49	41.95	31.65	20.90
25	22.10	42.77	32.34	21.47
25.5	22.46	43.24	32.85	21.87
26	22.99	43.95	33.55	22.39
26.5	23.38	44.45	34.07	22.78
27	23.94	45.18	34.74	23.36
27.5	24.34	45.64	35.25	23.79
28	24.88	46.32	35.90	24.33
28.5	25.27	46.76	36.39	24.69
29	25.85	47.42	37.07	25.25
29.5	26.25	47.91	37.56	25.69
30	26.85	48.63	38.28	26.33
30.5	27.21	49.05	38.67	26.70
31	27.71	49.64	39.23	27.21
31.5	28.10	50.06	39.68	27.60
32	28.65	50.68	40.30	28.15
32.5	29.06	51.13	40.75	28.54
33	29.65	51.77	41.46	29.16
33.5	30.06	52.25	41.92	29.65
34	30.63	52.89	42.60	30.27
34.5	31.08	53.35	43.14	30.71
35	31.66	53.92	43.77	31.30
35.5	31.95	54.26	44.08	31.60
36	32.51	54.83	44.72	32.19
36.5	32.88	55.20	45.15	32.59
37	33.43	55.73	45.82	33.21
37.5	33.84	56.14	46.25	33.58
38	34.44	56.66	46.91	34.14
38.5	34.89	57.13	47.46	34.59
39	35.54	57.71	48.12	35.32
39.5	35.97	58.09	48.59	35.77
40	36.63	58.71	49.29	36.43
40.5	36.91	58.95	49.60	36.71
41	37.43	59.46	50.21	37.26
41.5	37.86	59.84	50.71	37.74
42	38.45	60.40	51.35	38.35
42.5	38.81	60.74	51.69	38.70
43	39.35	61.22	52.28	39.34
43.5	39.94	61.82	53.01	40.13
44	40.56	62.34	53.74	40.79
44.5	40.97	62.72	54.19	41.19
45	41.49	63.21	54.71	41.77
45.5	41.92	63.58	55.17	42.26
46	42.51	64.01	55.78	42.92
46.5	42.98	64.39	56.32	43.43
47	43.58	64.85	56.92	44.05
47.5	43.94	65.13	57.26	44.41
48	44.55	65.64	57.88	45.07
48.5	45.05	66.03	58.42	45.67
49	45.70	66.47	59.03	46.34
49.5	46.17	66.83	59.50	46.86
50	46.68	67.16	59.93	47.36
50.5	47.09	67.51	60.37	47.77
51	47.67	67.93	60.91	48.32
51.5	48.02	68.20	61.26	48.71
52	48.62	68.66	61.84	49.36
52.5	49.01	68.93	62.19	49.76
53	49.60	69.34	62.71	50.38
53.5	50.07	69.71	63.19	50.93
54	50.69	70.12	63.72	51.56
54.5	51.18	70.47	64.14	52.05
55	51.90	71.00	64.77	52.74
55.5	52.11	71.17	64.95	53.01
56	52.79	71.61	65.53	53.71
56.5	53.31	71.95	65.96	54.26
57	53.84	72.32	66.47	54.90
57.5	54.34	72.66	66.87	55.41
58	54.92	73.11	67.43	56.03
58.5	55.38	73.42	67.85	56.58
59	56.08	73.87	68.38	57.26
59.5	56.32	74.03	68.56	57.49
60	57.15	74.56	69.20	58.34
60.5	57.44	74.77	69.47	58.67
61	57.94	75.08	69.85	59.26
61.5	58.62	75.56	70.44	60.02
62	59.17	75.91	70.88	60.61
62.5	59.44	76.07	71.07	60.87
63	60.03	76.41	71.51	61.38
63.5	60.61	76.77	71.94	61.95
64	61.21	77.18	72.41	62.52
64.5	61.58	77.40	72.69	62.92
65	62.20	77.74	73.18	63.59
65.5	62.87	78.18	73.72	64.37
66	63.45	78.53	74.15	64.96
66.5	63.75	78.69	74.37	65.25
67	64.38	79.07	74.83	65.86
67.5	64.71	79.27	75.06	66.21
68	65.38	79.66	75.58	66.92
68.5	65.68	79.82	75.77	67.26
69	66.51	80.43	76.42	68.19
69.5	67.21	80.80	76.95	68.89
70	67.68	81.14	77.36	69.40
70.5	68.43	81.59	77.94	70.12
71	68.74	81.79	78.15	70.41
71.5	69.42	82.21	78.67	71.10
72	69.73	82.39	78.86	71.34
72.5	70.40	82.81	79.35	71.99
73	70.75	83.04	79.58	72.35
73.5	71.44	83.43	80.08	72.99
74	71.82	83.66	80.33	73.39
74.5	72.54	84.08	80.87	74.07
75	72.91	84.30	81.16	74.43
75.5	73.60	84.69	81.62	75.09
76	73.94	84.85	81.83	75.37
76.5	74.66	85.16	82.36	76.14
77	74.98	85.33	82.59	76.45
77.5	75.68	85.75	83.12	77.15
78	76.05	85.96	83.37	77.48
78.5	76.95	86.51	84.08	78.44
79	77.32	86.71	84.33	78.80
79.5	78.13	87.12	84.85	79.53
80	78.44	87.31	85.07	79.87
80.5	78.82	87.49	85.33	80.25
81	79.51	87.92	85.81	80.95
81.5	79.84	88.08	86.02	81.24
82	80.54	88.46	86.46	81.86
82.5	80.92	88.70	86.72	82.23
83	81.55	89.01	87.14	82.77
83.5	82.42	89.69	87.95	83.70
84	83.21	90.13	88.43	84.35
84.5	83.55	90.29	88.64	84.68
85	83.89	90.49	88.85	84.94
85.5	84.55	90.85	89.24	85.51
86	85.25	91.26	89.69	86.12
86.5	85.52	91.41	89.88	86.40
87	86.26	91.87	90.38	87.16
87.5	86.66	92.11	90.62	87.55
88	87.29	92.48	91.04	88.14
88.5	87.61	92.65	91.25	88.44
89	88.33	93.03	91.74	89.12
89.5	88.95	93.37	92.15	89.71
90	89.26	93.54	92.37	89.98
90.5	89.55	93.69	92.54	90.24
91	90.24	94.06	93.00	90.88
91.5	90.75	94.41	93.39	91.38
92	91.05	94.56	93.59	91.66
92.5	91.73	94.93	93.99	92.21
93	93.04	95.93	95.14	93.61
93.5	93.35	96.08	95.32	93.82
94	93.90	96.42	95.70	94.38
94.5	94.43	96.76	96.07	94.83
95	95.06	97.12	96.44	95.31
95.5	95.46	97.32	96.67	95.67
96	96.05	97.69	97.11	96.19
96.5	96.47	97.96	97.41	96.58
97	97.14	98.38	97.93	97.26
97.5	98.54	99.15	98.85	98.52
98	99.64	99.82	99.71	99.66
98.5	99.74	99.87	99.80	99.76
99	99.80	99.90	99.84	99.82
99.5	99.83	99.91	99.87	99.85
100	100.00	100.00	100.00	100.00

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group
Sex
Percent

Score	Male	Female
0	0.21	0.23
0.5	0.31	0.36
1	0.67	0.78
1.5	1.03	1.26
2	1.97	2.37
2.5	2.57	2.97
3	3.04	3.49
3.5	3.46	3.96
4	4.10	4.65
4.5	4.46	5.05
5	5.17	5.81
5.5	5.55	6.19
6	6.08	6.73
6.5	6.64	7.26
7	7.24	7.82
7.5	7.72	8.27
8	8.37	8.84
8.5	9.00	9.41
9	9.55	9.90
9.5	10.02	10.35
10	10.57	10.87
10.5	11.16	11.40
11	11.75	11.98
11.5	12.30	12.43
12	12.94	13.03
12.5	13.29	13.39
13	13.96	14.00
13.5	14.29	14.31
14	14.86	14.85
14.5	15.30	15.26
15	15.91	15.82
15.5	16.38	16.23
16	17.11	16.91
16.5	17.53	17.30
17	18.19	17.90
17.5	18.58	18.32
18	19.23	18.94
18.5	19.58	19.31
19	20.21	19.87
19.5	20.68	20.33
20	21.30	20.87
20.5	21.76	21.29
21	22.38	21.85
21.5	22.79	22.24
22	23.42	22.90
22.5	23.81	23.22
23	24.46	23.84
23.5	24.88	24.28
24	25.53	24.89
24.5	25.94	25.27
25	26.59	25.93
25.5	27.00	26.33
26	27.56	26.93
26.5	27.99	27.35
27	28.55	27.98
27.5	28.98	28.40
28	29.59	28.99
28.5	30.00	29.41
29	30.60	30.04
29.5	31.04	30.48
30	31.70	31.13
30.5	32.11	31.48
31	32.63	32.04
31.5	33.05	32.44
32	33.62	33.05
32.5	34.05	33.47
33	34.71	34.06
33.5	35.14	34.51
34	35.69	35.12
34.5	36.17	35.59
35	36.76	36.20
35.5	37.03	36.51
36	37.56	37.09
36.5	37.95	37.48
37	38.54	38.04
37.5	38.88	38.43
38	39.44	39.07
38.5	39.90	39.54
39	40.56	40.20
39.5	40.99	40.63
40	41.59	41.28
40.5	41.85	41.59
41	42.37	42.17
41.5	42.81	42.62
42	43.41	43.24
42.5	43.73	43.63
43	44.26	44.22
43.5	44.82	44.82
44	45.40	45.49
44.5	45.79	45.95
45	46.26	46.53
45.5	46.68	46.99
46	47.19	47.66
46.5	47.61	48.15
47	48.14	48.82
47.5	48.45	49.16
48	48.99	49.84
48.5	49.44	50.42
49	50.01	51.14
49.5	50.42	51.69
50	50.85	52.25
50.5	51.20	52.68
51	51.68	53.32
51.5	51.99	53.72
52	52.53	54.39
52.5	52.86	54.83
53	53.37	55.50
53.5	53.78	56.04
54	54.32	56.73
54.5	54.74	57.23
55	55.36	58.00
55.5	55.56	58.25
56	56.18	58.97
56.5	56.61	59.49
57	57.06	60.07
57.5	57.52	60.56
58	58.03	61.18
58.5	58.42	61.71
59	59.04	62.48
59.5	59.24	62.75
60	59.92	63.63
60.5	60.18	63.94
61	60.58	64.51
61.5	61.11	65.18
62	61.58	65.77
62.5	61.81	66.07
63	62.30	66.71
63.5	62.82	67.29
64	63.32	67.95
64.5	63.63	68.32
65	64.13	68.98
65.5	64.74	69.60
66	65.27	70.20
66.5	65.53	70.53
67	66.08	71.17
67.5	66.37	71.50
68	66.93	72.17
68.5	67.19	72.50
69	67.80	73.20
69.5	68.41	73.89
70	68.77	74.32
70.5	69.44	75.05
71	69.74	75.37
71.5	70.36	76.06
72	70.64	76.38
72.5	71.27	77.03
73	71.62	77.34
73.5	72.27	78.00
74	72.63	78.36
74.5	73.29	79.04
75	73.63	79.38
75.5	74.32	80.03
76	74.65	80.35
76.5	75.36	81.00
77	75.68	81.29
77.5	76.35	81.97
78	76.70	82.28
78.5	77.39	82.86
79	77.73	83.20
79.5	78.50	83.90
80	78.82	84.16
80.5	79.18	84.49
81	79.89	85.09
81.5	80.25	85.36
82	80.97	85.95
82.5	81.35	86.27
83	82.01	86.79
83.5	82.45	87.25
84	83.25	87.88
84.5	83.56	88.21
85	83.91	88.51
85.5	84.60	89.02
86	85.31	89.59
86.5	85.60	89.83
87	86.38	90.43
87.5	86.77	90.74
88	87.43	91.22
88.5	87.77	91.47
89	88.48	92.03
89.5	89.12	92.53
90	89.44	92.81
90.5	89.77	93.02
91	90.51	93.55
91.5	90.88	93.85
92	91.20	94.08
92.5	91.97	94.58
93	92.61	95.11
93.5	92.92	95.36
94	93.53	95.73
94.5	93.99	96.05
95	94.69	96.50
95.5	95.11	96.80
96	95.76	97.20
96.5	96.26	97.51
97	96.99	97.97
97.5	98.52	98.98
98	99.60	99.71
98.5	99.71	99.79
99	99.77	99.84
99.5	99.81	99.87
100	100.00	100.00

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group
Age (years)
Percent

Score	Younger than 30	30-39	40-49	50-61	62 or older
0	0.64	0.33	0.14	0.07	0.02
0.5	0.91	0.52	0.24	0.12	0.05
1	1.70	1.12	0.62	0.34	0.10
1.5	2.51	1.80	1.02	0.63	0.18
2	4.47	3.44	2.04	1.21	0.38
2.5	5.63	4.39	2.66	1.50	0.51
3	6.61	5.11	3.18	1.80	0.60
3.5	7.44	5.85	3.66	2.04	0.67
4	8.71	6.89	4.33	2.42	0.80
4.5	9.48	7.48	4.67	2.66	0.88
5	10.91	8.61	5.40	3.10	1.03
5.5	11.63	9.14	5.81	3.33	1.13
6	12.52	9.92	6.43	3.70	1.26
6.5	13.44	10.77	7.00	4.08	1.37
7	14.45	11.67	7.57	4.51	1.53
7.5	15.21	12.34	8.07	4.84	1.65
8	16.25	13.24	8.76	5.27	1.77
8.5	17.27	14.07	9.40	5.73	1.94
9	18.07	14.84	9.99	6.08	2.11
9.5	18.84	15.52	10.49	6.39	2.25
10	19.68	16.29	11.07	6.77	2.43
10.5	20.49	17.19	11.71	7.15	2.58
11	21.40	18.06	12.39	7.56	2.74
11.5	22.17	18.75	12.95	7.91	2.94
12	23.18	19.65	13.61	8.35	3.12
12.5	23.73	20.14	14.01	8.63	3.25
13	24.69	21.00	14.77	9.12	3.46
13.5	25.17	21.48	15.10	9.35	3.58
14	25.98	22.27	15.73	9.80	3.78
14.5	26.54	22.86	16.23	10.13	3.96
15	27.39	23.66	16.93	10.56	4.17
15.5	28.06	24.25	17.44	10.90	4.34
16	29.07	25.25	18.21	11.46	4.59
16.5	29.65	25.80	18.66	11.83	4.74
17	30.55	26.64	19.37	12.37	4.96
17.5	31.18	27.20	19.82	12.69	5.10
18	32.28	28.01	20.47	13.17	5.36
18.5	32.83	28.51	20.86	13.45	5.50
19	33.69	29.25	21.56	13.92	5.77
19.5	34.47	29.86	22.01	14.29	5.96
20	35.28	30.60	22.71	14.80	6.18
20.5	35.97	31.17	23.18	15.15	6.36
21	36.79	31.99	23.76	15.69	6.63
21.5	37.32	32.54	24.21	16.03	6.80
22	38.19	33.39	24.93	16.58	7.09
22.5	38.76	33.81	25.34	16.87	7.23
23	39.64	34.64	26.03	17.38	7.57
23.5	40.22	35.17	26.45	17.83	7.79
24	41.09	35.91	27.17	18.35	8.13
24.5	41.61	36.39	27.63	18.71	8.33
25	42.57	37.19	28.33	19.28	8.65
25.5	43.08	37.68	28.82	19.63	8.87
26	43.87	38.39	29.47	20.18	9.14
26.5	44.50	38.88	29.92	20.55	9.38
27	45.27	39.62	30.64	21.05	9.68
27.5	45.85	40.10	31.09	21.46	9.93
28	46.64	40.77	31.74	22.05	10.25
28.5	47.21	41.28	32.18	22.48	10.46
29	48.06	41.96	32.77	23.16	10.80
29.5	48.71	42.43	33.22	23.57	11.07
30	49.74	43.08	33.87	24.21	11.47
30.5	50.31	43.54	34.25	24.54	11.68
31	51.05	44.12	34.86	25.05	11.99
31.5	51.69	44.53	35.24	25.45	12.26
32	52.66	45.16	35.79	25.98	12.63
32.5	53.31	45.61	36.23	26.38	12.88
33	54.41	46.28	36.79	26.91	13.24
33.5	55.08	46.74	37.22	27.40	13.47
34	55.81	47.38	37.84	28.01	13.81
34.5	56.75	47.83	38.29	28.42	14.05
35	57.57	48.48	38.91	28.99	14.46
35.5	57.98	48.85	39.19	29.25	14.63
36	58.80	49.46	39.80	29.76	14.90
36.5	59.34	49.91	40.25	30.13	15.10
37	60.17	50.50	40.88	30.67	15.43
37.5	60.73	50.87	41.26	31.01	15.64
38	61.65	51.51	41.89	31.65	15.95
38.5	62.32	51.98	42.38	32.08	16.24
39	63.41	52.71	43.04	32.68	16.59
39.5	64.21	53.09	43.47	33.08	16.81
40	65.02	53.83	44.09	33.64	17.25
40.5	65.38	54.12	44.42	33.94	17.42
41	66.14	54.71	44.96	34.46	17.81
41.5	66.90	55.17	45.38	34.88	18.06
42	67.88	55.77	45.99	35.51	18.39
42.5	68.37	56.14	46.38	35.89	18.55
43	69.05	56.79	46.96	36.46	18.93
43.5	70.03	57.33	47.49	37.05	19.27
44	70.79	58.04	48.13	37.72	19.67
44.5	71.43	58.52	48.58	38.08	19.92
45	72.12	59.12	49.21	38.57	20.20
45.5	72.63	59.60	49.67	39.03	20.49
46	73.25	60.27	50.34	39.68	20.86
46.5	73.80	60.76	50.82	40.16	21.15
47	74.51	61.40	51.44	40.79	21.58
47.5	75.01	61.73	51.78	41.12	21.75
48	75.66	62.45	52.40	41.72	22.26
48.5	76.33	62.93	52.96	42.27	22.59
49	77.08	63.65	53.60	42.99	23.02
49.5	77.59	64.12	54.13	43.54	23.38
50	78.06	64.68	54.66	44.09	23.76
50.5	78.46	65.10	55.08	44.53	24.02
51	79.15	65.63	55.70	45.13	24.43
51.5	79.50	66.04	56.06	45.54	24.69
52	80.21	66.58	56.74	46.20	25.14
52.5	80.53	66.93	57.18	46.65	25.48
53	81.09	67.47	57.81	47.32	26.03
53.5	81.71	67.92	58.27	47.84	26.40
54	82.35	68.53	58.91	48.49	26.94
54.5	82.77	68.94	59.39	49.03	27.39
55	83.43	69.58	60.14	49.83	28.02
55.5	83.60	69.82	60.37	50.08	28.21
56	84.18	70.52	61.12	50.83	28.78
56.5	84.60	70.92	61.54	51.43	29.28
57	85.14	71.41	62.06	51.96	29.80
57.5	85.59	71.86	62.58	52.50	30.21
58	86.19	72.40	63.17	53.13	30.70
58.5	86.58	72.85	63.63	53.64	31.17
59	87.04	73.58	64.36	54.43	31.86
59.5	87.22	73.81	64.63	54.71	32.08
60	87.81	74.57	65.42	55.61	32.89
60.5	88.07	74.84	65.75	55.90	33.18
61	88.31	75.32	66.24	56.50	33.74
61.5	88.95	75.79	66.79	57.14	34.44
62	89.27	76.22	67.35	57.76	35.09
62.5	89.42	76.49	67.63	58.08	35.38
63	89.77	76.97	68.22	58.75	36.04
63.5	90.10	77.45	68.77	59.42	36.71
64	90.43	77.97	69.36	60.07	37.46
64.5	90.79	78.19	69.71	60.44	37.86
65	91.27	78.66	70.31	61.08	38.54
65.5	91.66	79.22	70.99	61.73	39.27
66	92.01	79.74	71.52	62.33	40.05
66.5	92.10	80.03	71.84	62.67	40.42
67	92.38	80.50	72.51	63.40	41.18
67.5	92.50	80.76	72.80	63.78	41.61
68	92.86	81.31	73.44	64.42	42.45
68.5	92.99	81.54	73.75	64.77	42.85
69	93.38	82.11	74.34	65.57	43.71
69.5	93.78	82.67	74.98	66.31	44.56
70	94.13	82.99	75.33	66.72	45.07
70.5	94.50	83.61	75.98	67.51	46.09
71	94.61	83.87	76.31	67.88	46.50
71.5	94.87	84.40	76.90	68.69	47.51
72	94.97	84.62	77.20	69.04	47.98
72.5	95.25	85.12	77.77	69.85	48.90
73	95.36	85.41	78.12	70.22	49.39
73.5	95.56	85.96	78.79	71.06	50.27
74	95.78	86.22	79.15	71.46	50.80
74.5	96.10	86.76	79.82	72.23	51.74
75	96.23	87.00	80.15	72.61	52.29
75.5	96.48	87.51	80.78	73.38	53.37
76	96.53	87.76	81.09	73.78	53.90
76.5	96.81	88.22	81.77	74.62	54.93
77	96.89	88.46	82.05	74.97	55.44
77.5	97.13	88.93	82.69	75.67	56.64
78	97.27	89.18	82.98	76.08	57.18
78.5	97.41	89.62	83.63	76.83	58.19
79	97.52	89.86	83.94	77.23	58.77
79.5	97.69	90.36	84.61	78.11	60.08
80	97.76	90.59	84.89	78.47	60.54
80.5	97.90	90.78	85.19	78.86	61.18
81	98.02	91.23	85.75	79.70	62.33
81.5	98.08	91.45	86.07	80.09	62.83
82	98.26	91.90	86.67	80.92	63.92
82.5	98.29	92.14	86.95	81.32	64.64
83	98.38	92.60	87.50	82.04	65.64
83.5	98.59	92.85	87.86	82.49	66.55
84	98.74	93.35	88.53	83.23	67.90
84.5	98.76	93.58	88.80	83.61	68.51
85	98.80	93.75	89.09	84.01	69.14
85.5	98.89	94.13	89.65	84.68	70.29
86	98.95	94.49	90.25	85.46	71.53
86.5	98.99	94.68	90.48	85.77	72.02
87	99.10	95.13	91.09	86.61	73.30
87.5	99.13	95.32	91.36	86.99	74.11
88	99.20	95.64	91.85	87.65	75.26
88.5	99.22	95.79	92.18	88.00	75.80
89	99.29	96.18	92.73	88.77	77.02
89.5	99.34	96.48	93.27	89.49	78.13
90	99.35	96.61	93.52	89.84	78.78
90.5	99.37	96.75	93.76	90.19	79.32
91	99.40	97.07	94.24	90.95	80.74
91.5	99.44	97.26	94.44	91.31	81.53
92	99.46	97.37	94.67	91.68	82.11
92.5	99.49	97.66	95.16	92.45	83.51
93	99.57	97.85	95.43	92.83	85.36
93.5	99.58	97.92	95.66	93.15	86.05
94	99.65	98.12	96.09	93.71	87.12
94.5	99.67	98.24	96.35	94.09	88.17
95	99.69	98.44	96.72	94.81	89.59
95.5	99.72	98.56	97.04	95.26	90.33
96	99.76	98.74	97.42	95.85	91.65
96.5	99.77	98.88	97.70	96.40	92.56
97	99.80	99.13	98.12	97.08	93.99
97.5	99.82	99.43	98.96	98.40	97.46
98	99.91	99.73	99.63	99.55	99.53
98.5	99.93	99.79	99.70	99.65	99.71
99	99.97	99.84	99.77	99.72	99.76
99.5	99.97	99.88	99.81	99.77	99.81
100	100.00	100.00	100.00	100.00	100.00

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group
Marital status
Percent

Score	Married male	Single male	Married female	Single female
0	0.08	0.27	0.10	0.33
0.5	0.13	0.43	0.18	0.50
1	0.29	0.96	0.39	1.08
1.5	0.52	1.43	0.63	1.81
2	1.05	2.72	1.24	3.32
2.5	1.43	3.47	1.57	4.07
3	1.74	4.07	1.87	4.80
3.5	1.95	4.65	2.12	5.45
4	2.34	5.47	2.50	6.37
4.5	2.56	5.93	2.76	6.84
5	2.92	6.81	3.15	7.77
5.5	3.15	7.28	3.38	8.23
6	3.54	7.98	3.71	8.94
6.5	3.84	8.65	3.98	9.65
7	4.22	9.47	4.30	10.42
7.5	4.53	10.03	4.58	10.96
8	4.89	10.88	4.90	11.73
8.5	5.27	11.69	5.23	12.46
9	5.59	12.44	5.53	13.07
9.5	5.93	12.97	5.86	13.61
10	6.29	13.65	6.20	14.22
10.5	6.62	14.36	6.52	14.89
11	7.02	15.06	6.93	15.62
11.5	7.32	15.77	7.19	16.23
12	7.75	16.48	7.55	17.06
12.5	8.00	16.86	7.77	17.54
13	8.44	17.64	8.22	18.28
13.5	8.69	18.07	8.43	18.66
14	9.09	18.70	8.82	19.31
14.5	9.41	19.26	9.11	19.87
15	9.85	19.99	9.50	20.57
15.5	10.20	20.59	9.81	21.06
16	10.66	21.49	10.29	21.92
16.5	10.99	22.05	10.59	22.39
17	11.48	22.77	11.07	23.05
17.5	11.77	23.25	11.37	23.58
18	12.24	24.02	11.87	24.31
18.5	12.50	24.46	12.18	24.68
19	12.97	25.24	12.62	25.35
19.5	13.39	25.70	13.00	25.89
20	13.89	26.40	13.43	26.50
20.5	14.24	26.92	13.73	27.00
21	14.76	27.59	14.17	27.69
21.5	15.10	28.04	14.49	28.14
22	15.59	28.83	14.98	28.96
22.5	15.92	29.24	15.26	29.29
23	16.45	30.02	15.77	29.96
23.5	16.79	30.50	16.16	30.46
24	17.30	31.25	16.64	31.18
24.5	17.65	31.71	16.94	31.63
25	18.18	32.47	17.49	32.39
25.5	18.51	32.94	17.84	32.85
26	18.96	33.62	18.36	33.51
26.5	19.33	34.07	18.73	33.95
27	19.85	34.65	19.26	34.74
27.5	20.25	35.14	19.58	35.23
28	20.75	35.79	20.11	35.89
28.5	21.09	36.27	20.48	36.36
29	21.60	36.93	21.02	37.05
29.5	21.98	37.40	21.43	37.50
30	22.59	38.07	22.02	38.17
30.5	22.96	38.56	22.35	38.50
31	23.42	39.18	22.86	39.13
31.5	23.79	39.64	23.21	39.58
32	24.33	40.21	23.75	40.20
32.5	24.70	40.69	24.10	40.70
33	25.26	41.38	24.67	41.28
33.5	25.64	41.87	25.11	41.74
34	26.13	42.52	25.73	42.34
34.5	26.57	43.03	26.17	42.84
35	27.16	43.64	26.72	43.53
35.5	27.40	43.94	27.01	43.84
36	27.90	44.50	27.54	44.42
36.5	28.25	44.95	27.92	44.82
37	28.80	45.57	28.42	45.43
37.5	29.14	45.89	28.78	45.82
38	29.66	46.52	29.39	46.54
38.5	30.05	47.08	29.84	47.04
39	30.68	47.83	30.50	47.66
39.5	31.06	48.31	30.89	48.14
40	31.61	48.93	31.53	48.79
40.5	31.86	49.24	31.87	49.09
41	32.34	49.80	32.44	49.68
41.5	32.73	50.29	32.87	50.17
42	33.31	50.91	33.52	50.77
42.5	33.61	51.30	33.92	51.11
43	34.15	51.85	34.52	51.69
43.5	34.66	52.42	35.07	52.31
44	35.22	52.98	35.73	53.00
44.5	35.59	53.40	36.25	53.41
45	36.07	53.86	36.84	53.99
45.5	36.46	54.34	37.30	54.43
46	36.98	54.89	38.01	55.12
46.5	37.42	55.26	38.49	55.61
47	37.96	55.79	39.22	56.23
47.5	38.26	56.10	39.60	56.54
48	38.80	56.65	40.36	57.12
48.5	39.26	57.09	40.98	57.70
49	39.78	57.69	41.79	58.33
49.5	40.20	58.10	42.40	58.82
50	40.66	58.54	43.02	59.34
50.5	41.01	58.88	43.47	59.71
51	41.53	59.32	44.18	60.31
51.5	41.86	59.63	44.61	60.70
52	42.41	60.16	45.37	61.31
52.5	42.78	60.49	45.87	61.67
53	43.32	60.98	46.65	62.26
53.5	43.75	61.36	47.28	62.70
54	44.33	61.84	48.10	63.27
54.5	44.80	62.19	48.67	63.68
55	45.48	62.73	49.54	64.37
55.5	45.71	62.91	49.83	64.57
56	46.37	63.52	50.71	65.17
56.5	46.89	63.83	51.31	65.61
57	47.37	64.22	51.93	66.19
57.5	47.88	64.65	52.48	66.65
58	48.43	65.19	53.14	67.25
58.5	48.84	65.55	53.76	67.65
59	49.55	66.06	54.71	68.28
59.5	49.76	66.27	55.05	68.50
60	50.49	66.88	56.11	69.23
60.5	50.77	67.12	56.47	69.51
61	51.24	67.47	57.17	70.03
61.5	51.84	67.93	57.94	70.57
62	52.36	68.39	58.65	71.05
62.5	52.65	68.55	59.00	71.31
63	53.27	68.93	59.77	71.88
63.5	53.90	69.35	60.50	72.33
64	54.51	69.71	61.25	72.90
64.5	54.87	69.98	61.70	73.19
65	55.47	70.40	62.50	73.73
65.5	56.15	70.93	63.23	74.29
66	56.77	71.38	63.98	74.73
66.5	57.06	71.61	64.42	74.96
67	57.76	72.03	65.17	75.52
67.5	58.12	72.26	65.59	75.79
68	58.79	72.75	66.38	76.39
68.5	59.09	72.98	66.79	76.65
69	59.82	73.47	67.65	77.20
69.5	60.55	74.03	68.54	77.69
70	60.98	74.31	69.04	78.03
70.5	61.80	74.89	69.95	78.64
71	62.17	75.13	70.35	78.90
71.5	62.93	75.65	71.20	79.50
72	63.26	75.90	71.60	79.74
72.5	64.03	76.41	72.39	80.25
73	64.48	76.68	72.76	80.50
73.5	65.26	77.25	73.56	81.04
74	65.70	77.55	74.02	81.28
74.5	66.51	78.08	74.80	81.90
75	66.92	78.36	75.22	82.17
75.5	67.83	78.88	76.02	82.68
76	68.25	79.10	76.43	82.92
76.5	69.11	79.74	77.19	83.50
77	69.54	79.97	77.54	83.71
77.5	70.40	80.49	78.36	84.32
78	70.85	80.76	78.77	84.53
78.5	71.70	81.28	79.48	84.97
79	72.09	81.62	79.86	85.32
79.5	73.04	82.35	80.70	85.95
80	73.46	82.56	81.00	86.17
80.5	73.86	82.88	81.41	86.45
81	74.77	83.44	82.14	87.00
81.5	75.22	83.71	82.47	87.21
82	76.12	84.32	83.19	87.70
82.5	76.59	84.65	83.59	87.98
83	77.45	85.12	84.25	88.43
83.5	78.00	85.48	84.75	88.86
84	79.02	86.06	85.50	89.42
84.5	79.42	86.30	85.92	89.67
85	79.86	86.59	86.31	89.89
85.5	80.73	87.12	86.96	90.26
86	81.66	87.69	87.61	90.82
86.5	82.03	87.86	87.93	90.99
87	82.97	88.56	88.63	91.52
87.5	83.47	88.88	88.99	91.80
88	84.30	89.37	89.56	92.23
88.5	84.74	89.62	89.90	92.42
89	85.62	90.23	90.65	92.81
89.5	86.43	90.75	91.26	93.24
90	86.85	90.98	91.59	93.48
90.5	87.26	91.25	91.85	93.67
91	88.20	91.88	92.50	94.11
91.5	88.68	92.15	92.84	94.38
92	89.11	92.41	93.14	94.57
92.5	90.14	92.96	93.72	95.05
93	90.80	93.62	94.18	95.61
93.5	91.23	93.85	94.50	95.83
94	91.99	94.37	94.95	96.14
94.5	92.54	94.74	95.32	96.44
95	93.40	95.30	95.87	96.80
95.5	93.95	95.63	96.23	97.06
96	94.73	96.24	96.70	97.43
96.5	95.38	96.66	97.09	97.68
97	96.29	97.29	97.62	98.09
97.5	98.18	98.68	98.78	99.08
98	99.50	99.69	99.65	99.73
98.5	99.63	99.79	99.73	99.82
99	99.70	99.83	99.79	99.87
99.5	99.76	99.85	99.84	99.89
100	100.00	100.00	100.00	100.00

Figure 3.C. FRB Base Score: Cumulative Percentage, by Demographic Group
Income ratio of tract
Percent

Score	Low	Moderate	Middle	High
0	0.60	0.31	0.21	0.08
0.5	0.88	0.51	0.32	0.14
1	2.00	1.16	0.62	0.34
1.5	3.04	1.84	0.99	0.55
2	5.28	3.36	1.95	1.07
2.5	6.47	4.28	2.48	1.40
3	7.56	5.10	2.89	1.68
3.5	8.82	5.82	3.28	1.87
4	10.39	6.81	3.89	2.19
4.5	11.14	7.42	4.23	2.38
5	13.08	8.56	4.86	2.74
5.5	13.94	9.09	5.20	2.95
6	14.94	9.94	5.70	3.23
6.5	16.09	10.78	6.20	3.48
7	17.42	11.75	6.71	3.79
7.5	18.11	12.46	7.15	4.01
8	19.54	13.36	7.73	4.32
8.5	21.10	14.31	8.31	4.61
9	22.29	15.04	8.76	4.92
9.5	23.35	15.76	9.20	5.18
10	24.27	16.54	9.69	5.51
10.5	25.61	17.41	10.21	5.78
11	26.77	18.23	10.82	6.10
11.5	28.11	18.96	11.32	6.37
12	29.12	19.82	11.88	6.74
12.5	29.87	20.35	12.20	6.94
13	31.19	21.32	12.81	7.32
13.5	31.84	21.70	13.13	7.50
14	33.19	22.58	13.69	7.80
14.5	33.94	23.17	14.10	8.04
15	35.19	23.98	14.68	8.33
15.5	36.00	24.61	15.09	8.59
16	37.18	25.63	15.77	9.00
16.5	37.96	26.13	16.15	9.28
17	38.80	26.92	16.75	9.70
17.5	39.44	27.39	17.16	9.96
18	40.30	28.19	17.77	10.38
18.5	40.79	28.65	18.11	10.64
19	41.61	29.45	18.69	11.00
19.5	42.30	29.95	19.15	11.32
20	43.17	30.70	19.72	11.69
20.5	43.81	31.22	20.13	12.01
21	44.49	31.97	20.71	12.42
21.5	44.99	32.48	21.11	12.69
22	45.92	33.28	21.75	13.12
22.5	46.36	33.70	22.10	13.38
23	47.07	34.49	22.73	13.84
23.5	47.62	35.04	23.16	14.14
24	48.58	35.82	23.75	14.61
24.5	49.12	36.30	24.15	14.90
25	49.94	37.08	24.80	15.40
25.5	50.60	37.59	25.19	15.67
26	51.37	38.33	25.73	16.13
26.5	51.96	38.81	26.15	16.48
27	52.56	39.54	26.75	16.96
27.5	53.06	40.06	27.16	17.30
28	53.72	40.74	27.74	17.79
28.5	54.06	41.19	28.15	18.16
29	54.67	41.87	28.76	18.65
29.5	55.21	42.36	29.19	19.01
30	55.89	43.06	29.81	19.59
30.5	56.27	43.46	30.20	19.89
31	56.90	44.06	30.74	20.31
31.5	57.31	44.49	31.14	20.67
32	57.97	45.10	31.70	21.19
32.5	58.68	45.53	32.12	21.56
33	59.21	46.19	32.75	22.09
33.5	59.66	46.66	33.18	22.50
34	60.48	47.28	33.74	23.09
34.5	60.83	47.77	34.20	23.55
35	61.41	48.39	34.78	24.14
35.5	61.71	48.68	35.07	24.44
36	62.21	49.28	35.64	25.01
36.5	62.65	49.68	36.01	25.37
37	63.23	50.28	36.57	25.92
37.5	63.65	50.68	36.97	26.35
38	64.15	51.29	37.56	26.95
38.5	64.70	51.81	38.01	27.40
39	65.29	52.43	38.66	28.05
39.5	65.68	52.84	39.12	28.47
40	66.18	53.49	39.77	29.15
40.5	66.37	53.78	40.06	29.41
41	66.95	54.34	40.57	29.95
41.5	67.32	54.76	41.00	30.42
42	67.68	55.36	41.59	31.03
42.5	67.93	55.70	41.94	31.40
43	68.44	56.17	42.48	32.03
43.5	69.06	56.83	43.07	32.65
44	69.60	57.46	43.66	33.32
44.5	70.03	57.89	44.05	33.76
45	70.48	58.36	44.58	34.32
45.5	70.83	58.73	45.00	34.79
46	71.20	59.25	45.58	35.43
46.5	71.73	59.69	46.05	35.92
47	72.07	60.24	46.63	36.57
47.5	72.39	60.53	46.99	36.93
48	72.82	61.05	47.59	37.62
48.5	73.32	61.49	48.06	38.21
49	73.80	61.96	48.67	38.98
49.5	74.12	62.33	49.14	39.49
50	74.46	62.75	49.61	40.05
50.5	74.80	63.15	50.01	40.48
51	75.18	63.58	50.59	41.13
51.5	75.38	63.89	50.92	41.54
52	75.78	64.36	51.48	42.26
52.5	76.05	64.66	51.84	42.73
53	76.39	65.13	52.41	43.39
53.5	76.79	65.55	52.84	43.93
54	77.07	66.03	53.44	44.63
54.5	77.34	66.46	53.88	45.18
55	77.75	67.01	54.59	45.97
55.5	77.91	67.18	54.78	46.24
56	78.23	67.65	55.40	47.07
56.5	78.52	68.00	55.91	47.65
57	78.93	68.40	56.42	48.29
57.5	79.32	68.77	56.88	48.85
58	79.73	69.29	57.43	49.51
58.5	80.02	69.67	57.86	50.04
59	80.36	70.16	58.49	50.88
59.5	80.50	70.36	58.70	51.16
60	81.04	70.91	59.47	52.14
60.5	81.20	71.14	59.75	52.47
61	81.37	71.50	60.23	53.02
61.5	81.92	72.04	60.88	53.78
62	82.13	72.45	61.39	54.43
62.5	82.20	72.62	61.65	54.74
63	82.53	73.01	62.19	55.41
63.5	82.73	73.36	62.76	56.06
64	83.20	73.75	63.30	56.81
64.5	83.42	74.00	63.66	57.22
65	83.76	74.45	64.22	57.93
65.5	84.10	74.96	64.80	58.79
66	84.22	75.37	65.34	59.50
66.5	84.33	75.57	65.61	59.85
67	84.69	75.96	66.19	60.61
67.5	84.85	76.16	66.49	61.00
68	85.24	76.57	67.13	61.79
68.5	85.31	76.75	67.39	62.17
69	85.73	77.35	68.15	63.19
69.5	86.07	77.77	68.80	64.02
70	86.37	78.18	69.25	64.55
70.5	86.74	78.68	69.92	65.47
71	86.79	78.89	70.20	65.86
71.5	87.11	79.36	70.84	66.61
72	87.20	79.55	71.14	66.96
72.5	87.58	79.95	71.78	67.72
73	87.69	80.16	72.13	68.12
73.5	87.96	80.61	72.79	68.89
74	88.14	80.83	73.15	69.33
74.5	88.39	81.36	73.80	70.19
75	88.56	81.63	74.13	70.60
75.5	88.82	82.10	74.76	71.41
76	88.95	82.30	75.08	71.77
76.5	89.37	82.73	75.76	72.57
77	89.46	82.89	76.06	72.97
77.5	89.77	83.36	76.72	73.79
78	89.92	83.62	77.06	74.21
78.5	90.33	84.29	77.88	75.26
79	90.50	84.53	78.25	75.63
79.5	90.71	84.97	79.03	76.56
80	90.85	85.18	79.32	76.91
80.5	91.06	85.41	79.67	77.34
81	91.36	85.87	80.32	78.13
81.5	91.44	86.06	80.64	78.49
82	91.60	86.54	81.29	79.27
82.5	91.76	86.77	81.64	79.72
83	91.97	87.14	82.24	80.40
83.5	92.86	87.88	83.10	81.30
84	93.16	88.34	83.85	82.17
84.5	93.28	88.56	84.17	82.55
85	93.36	88.76	84.49	82.92
85.5	93.67	89.20	85.12	83.62
86	93.95	89.64	85.78	84.38
86.5	94.05	89.81	86.04	84.69
87	94.34	90.33	86.73	85.53
87.5	94.54	90.62	87.13	85.92
88	94.78	91.04	87.75	86.54
88.5	94.85	91.26	88.06	86.89
89	95.02	91.77	88.72	87.71
89.5	95.22	92.17	89.32	88.37
90	95.32	92.38	89.62	88.71
90.5	95.41	92.54	89.91	88.99
91	95.73	92.97	90.58	89.72
91.5	96.16	93.33	91.06	90.28
92	96.27	93.52	91.35	90.61
92.5	96.61	93.91	92.00	91.33
93	97.47	95.14	93.25	92.69
93.5	97.56	95.31	93.56	93.00
94	97.75	95.68	94.08	93.62
94.5	98.07	96.04	94.60	94.16
95	98.27	96.50	95.19	94.83
95.5	98.36	96.77	95.56	95.26
96	98.61	97.23	96.13	95.85
96.5	98.76	97.53	96.53	96.32
97	98.98	98.05	97.20	97.00
97.5	99.40	98.99	98.57	98.44
98	99.87	99.79	99.63	99.63
98.5	99.92	99.84	99.74	99.71
99	99.93	99.88	99.80	99.77
99.5	99.93	99.91	99.84	99.81
100	100.00	100.00	100.00	100.00

Return to figure

---