Panel 1: Net Percentage of Domestic Respondents Tightening Standards for C&I Loans | Panel 2: Net Percentage of Domestic Respondents Increasing Spreads of Loan Rates over Banks' Cost of Funds | Panel 3: Net Percentage of Domestic Respondents Reporting Stronger Demand for C&I Loans |
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---|---|---|---|---|---|---|
Large and medium | Small | Large and medium | Small | Large and medium | Small | |
1990:2 | 56.90 | 52.60 | 12.00 | 7.20 | n.a. | n.a. |
1990:3 | 39.45 | 33.90 | 25.85 | 17.20 | n.a. | n.a. |
1990:4 | 48.90 | 41.00 | 51.80 | 33.90 | n.a. | n.a. |
1991:1 | 36.00 | 32.00 | 59.00 | 37.50 | n.a. | n.a. |
1991:2 | 15.50 | 6.90 | 45.50 | 25.40 | n.a. | n.a. |
1991:3 | 12.25 | 8.70 | 31.25 | 14.00 | n.a. | n.a. |
1991:4 | 9.00 | 5.20 | 31.50 | 12.00 | -29.65 | -25.40 |
1992:1 | 5.25 | 0.00 | 11.35 | 14.00 | -26.50 | -11.60 |
1992:2 | 0.90 | -7.30 | 11.65 | 7.10 | 6.25 | 25.00 |
1992:3 | -1.70 | -1.70 | 0.00 | 5.20 | -8.60 | 6.90 |
1992:4 | 4.35 | -5.40 | -3.60 | -7.10 | 6.15 | -1.80 |
1993:1 | 2.65 | -1.80 | -0.90 | 0.00 | 20.20 | 32.20 |
1993:2 | -7.85 | -1.80 | -23.65 | -10.70 | -0.10 | 12.30 |
1993:3 | -19.45 | -11.70 | -39.35 | -16.90 | 18.05 | 13.80 |
1993:4 | -17.75 | -8.50 | -55.90 | -31.00 | 9.25 | 17.20 |
1994:1 | -12.95 | -12.30 | -46.55 | -19.30 | 26.05 | 26.30 |
1994:2 | -12.20 | -8.90 | -58.30 | -26.80 | 38.10 | 38.10 |
1994:3 | -6.95 | -7.00 | -52.20 | -21.10 | 31.25 | 19.30 |
1994:4 | -17.40 | -17.50 | -46.10 | -24.50 | 31.40 | 31.60 |
1995:1 | -6.85 | -5.30 | -44.45 | -28.10 | 35.10 | 18.20 |
1995:2 | -5.90 | -6.90 | -52.10 | -29.30 | 28.60 | 17.20 |
1995:3 | -6.05 | -1.80 | -45.70 | -19.30 | 4.35 | 25.00 |
1995:4 | -3.45 | -1.80 | -33.70 | -12.20 | 3.45 | 7.20 |
1996:1 | 6.95 | 3.50 | -30.65 | -7.00 | -3.45 | 14.00 |
1996:2 | -0.90 | 1.80 | -36.10 | -17.40 | 10.20 | 24.00 |
1996:3 | -3.70 | -1.90 | -28.75 | -5.60 | 12.05 | 17.70 |
1996:4 | -7.80 | -12.20 | -34.55 | -27.20 | 0.90 | 3.60 |
1997:1 | -5.45 | -5.30 | -33.25 | -11.10 | 4.70 | 14.70 |
1997:2 | -6.95 | -3.50 | -32.45 | -12.30 | 5.35 | 10.70 |
1997:3 | -5.70 | -1.90 | -38.50 | -25.50 | 13.40 | 19.60 |
1997:4 | -7.00 | -3.50 | -40.40 | -40.40 | 19.30 | 19.30 |
1998:1 | 1.80 | 1.90 | -25.40 | -24.10 | 25.90 | 15.40 |
1998:2 | -7.10 | -1.80 | -34.00 | -25.00 | 28.50 | 21.10 |
1998:3 | 0.00 | -5.20 | -14.30 | -30.40 | -8.90 | 0.00 |
1998:4 | 36.40 | 14.80 | 47.30 | 18.90 | 27.70 | 7.70 |
1999:1 | 7.40 | 3.70 | 31.40 | 5.70 | 20.40 | 11.40 |
1999:2 | 10.00 | 8.30 | 7.10 | 1.80 | -0.00 | 10.10 |
1999:3 | 5.40 | 1.90 | 21.50 | 5.50 | 0.00 | 0.10 |
1999:4 | 9.10 | 1.90 | 23.60 | -1.90 | -1.80 | -3.80 |
2000:1 | 10.90 | 9.40 | 25.00 | 10.00 | 9.10 | -1.90 |
2000:2 | 24.60 | 21.40 | 35.20 | 16.00 | -8.80 | 5.30 |
2000:3 | 33.90 | 23.60 | 35.80 | 25.40 | -5.30 | -3.60 |
2000:4 | 43.80 | 27.30 | 54.40 | 26.90 | -22.80 | -12.80 |
2001:1 | 59.70 | 45.40 | 57.10 | 28.90 | -50.00 | -29.70 |
2001:2 | 50.90 | 36.40 | 44.40 | 22.30 | -40.00 | -34.50 |
2001:3 | 40.40 | 31.60 | 50.80 | 38.20 | -52.70 | -42.10 |
2001:4 | 50.90 | 40.40 | 58.90 | 41.80 | -70.20 | -50.00 |
2002:1 | 45.40 | 41.80 | 40.00 | 36.40 | -54.50 | -45.40 |
2002:2 | 25.00 | 14.50 | 23.70 | 13.20 | -35.70 | -29.00 |
2002:3 | 21.40 | 5.50 | 41.10 | 20.00 | -44.60 | -36.40 |
2002:4 | 20.00 | 18.20 | 29.10 | 14.80 | -52.70 | -48.20 |
2003:1 | 22.00 | 13.80 | 27.10 | 15.50 | -32.20 | -20.60 |
2003:2 | 8.90 | 12.70 | 14.60 | 11.10 | -39.30 | -21.80 |
2003:3 | 3.50 | 3.50 | -12.30 | -3.60 | -22.50 | -12.30 |
2003:4 | 0.00 | -1.80 | -13.80 | -10.50 | -11.60 | -3.90 |
2004:1 | -17.90 | -10.90 | -26.80 | -16.70 | 10.70 | 21.80 |
2004:2 | -23.20 | -19.60 | -39.30 | -25.90 | 28.60 | 38.10 |
2004:3 | -20.00 | -3.70 | -30.80 | -29.10 | 31.40 | 38.90 |
2004:4 | -21.10 | -18.20 | -50.00 | -38.20 | 26.30 | 25.50 |
2005:1 | -23.60 | -12.90 | -45.50 | -26.00 | 45.50 | 29.60 |
2005:2 | -24.10 | -24.10 | -70.40 | -54.70 | 37.00 | 37.00 |
2005:3 | -16.70 | -11.10 | -46.30 | -37.70 | 40.80 | 35.20 |
2005:4 | -8.80 | -5.30 | -45.60 | -36.80 | 14.30 | 8.90 |
2006:1 | -10.70 | -7.10 | -42.50 | -33.40 | 16.10 | 5.30 |
2006:2 | -12.30 | -7.00 | -59.70 | -45.60 | 3.50 | 3.50 |
2006:3 | -8.90 | -1.80 | -41.80 | -21.50 | -1.80 | 0.00 |
2006:4 | 0.00 | -1.80 | -29.60 | -31.50 | -3.70 | -13.00 |
2007:1 | 0.00 | 5.30 | -44.60 | -29.60 | -1.80 | -5.30 |
Panel 1: Net Percentage of Domestic Respondents Tightening Standards on Consumer Loans | Panel 2: Net Percentage of Domestic Respondents Reporting Stronger Demand for Loans to Households | Panel 3: Net Percentage of Domestic Respondents Tightening Standards for Mortgages to Individuals | Old Panel 1: Net Percentage of Domestic Respondents Indicating More Willingness to Make Consumer Installment Loans |
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---|---|---|---|---|---|---|
Credit cards | Other consumer loans | Residential mortgages | Consumer loans | |||
1990:2 | n.a. | n.a. | n.a. | n.a. | n.a. | 9.00 |
1990:3 | n.a. | n.a. | n.a. | n.a. | 8.70 | 12.00 |
1990:4 | n.a. | n.a. | -47.30 | n.a. | 22.80 | 2.00 |
1991:1 | n.a. | n.a. | -57.40 | n.a. | 32.70 | -15.00 |
1991:2 | n.a. | n.a. | 59.70 | n.a. | 22.90 | 2.00 |
1991:3 | n.a. | n.a. | n.a. | n.a. | 12.50 | 0.00 |
1991:4 | n.a. | n.a. | 5.30 | -28.10 | 6.90 | 11.00 |
1992:1 | n.a. | n.a. | 38.60 | -30.30 | 3.50 | 9.00 |
1992:2 | n.a. | n.a. | 25.90 | 22.20 | 0.00 | 22.00 |
1992:3 | n.a. | n.a. | 24.60 | 14.30 | -1.80 | 21.00 |
1992:4 | n.a. | n.a. | 34.00 | 14.50 | -5.30 | 16.30 |
1993:1 | n.a. | n.a. | 3.60 | 1.80 | -3.60 | 18.00 |
1993:2 | n.a. | n.a. | 43.80 | 10.70 | 3.40 | 28.10 |
1993:3 | n.a. | n.a. | 45.80 | 22.40 | -11.70 | 25.90 |
1993:4 | n.a. | n.a. | 24.10 | 26.80 | -15.50 | 18.90 |
1994:1 | n.a. | n.a. | 17.20 | 24.50 | -5.50 | 32.70 |
1994:2 | n.a. | n.a. | -12.50 | 37.50 | -7.10 | 30.90 |
1994:3 | n.a. | n.a. | -57.20 | 16.10 | -5.50 | 21.40 |
1994:4 | n.a. | n.a. | -66.70 | 0.00 | -5.50 | 25.00 |
1995:1 | n.a. | n.a. | -76.80 | -3.60 | -1.80 | 16.10 |
1995:2 | n.a. | n.a. | -14.50 | -7.30 | -5.50 | 21.70 |
1995:3 | n.a. | n.a. | 51.00 | 24.00 | 0.00 | 7.00 |
1995:4 | n.a. | n.a. | 16.40 | 5.50 | 3.70 | 5.40 |
1996:1 | 25.00 | 15.70 | 14.50 | -7.70 | 0.00 | 7.10 |
1996:2 | 23.50 | 12.00 | 22.00 | 12.00 | -2.00 | -2.00 |
1996:3 | 48.90 | 24.50 | -22.00 | 2.00 | 4.00 | -6.10 |
1996:4 | 48.80 | 23.10 | -11.70 | -9.80 | 3.90 | -3.80 |
1997:1 | 36.90 | 20.00 | 5.70 | -15.60 | 3.80 | 1.90 |
1997:2 | 45.90 | 19.30 | -9.50 | -15.10 | -1.80 | 0.00 |
1997:3 | 23.30 | 8.40 | 20.00 | -10.40 | -2.00 | 10.40 |
1997:4 | 25.00 | 12.00 | 28.80 | -4.00 | 1.90 | 10.00 |
1998:1 | 22.20 | 16.30 | 57.70 | 4.00 | 0.00 | 0.00 |
1998:2 | 16.30 | 6.10 | 63.50 | 9.80 | -5.80 | 2.00 |
1998:3 | 20.00 | 7.80 | 35.30 | 0.00 | 0.00 | 11.80 |
1998:4 | 15.90 | 8.00 | 47.00 | -8.00 | -1.90 | 5.80 |
1999:1 | 7.40 | -1.90 | 10.00 | 3.90 | 2.00 | 13.50 |
1999:2 | 13.30 | 5.40 | 8.90 | 16.70 | 0.00 | 14.50 |
1999:3 | 4.80 | 5.60 | -33.40 | 11.40 | -1.90 | 11.40 |
1999:4 | 4.90 | 0.00 | -41.20 | -7.90 | -2.00 | 9.80 |
2000:1 | 4.80 | 3.90 | -63.50 | -9.60 | -1.90 | 3.90 |
2000:2 | 2.50 | 5.50 | -42.60 | -22.20 | -5.60 | -3.70 |
2000:3 | -2.60 | 3.70 | -39.70 | -9.30 | 0.00 | 1.90 |
2000:4 | 8.30 | 7.40 | -32.70 | -12.80 | 0.00 | 1.80 |
2001:1 | 11.80 | 18.60 | 0.00 | -35.80 | 0.00 | -5.50 |
2001:2 | 20.00 | 18.90 | 46.10 | 9.70 | 3.80 | 0.00 |
2001:3 | 11.40 | 9.10 | 24.50 | 5.40 | 3.80 | 0.00 |
2001:4 | 20.00 | 20.00 | -1.90 | -23.60 | 3.80 | -7.10 |
2002:1 | 18.20 | 17.00 | 28.90 | -3.80 | 1.90 | -5.70 |
2002:2 | 8.60 | 20.00 | 5.60 | 3.80 | 1.90 | 1.80 |
2002:3 | 14.70 | 9.00 | 27.50 | -3.70 | 3.90 | 9.30 |
2002:4 | 15.20 | 16.80 | 40.00 | -5.60 | 10.00 | 5.50 |
2003:1 | 16.20 | 8.80 | 7.40 | 3.50 | 11.10 | 5.30 |
2003:2 | 9.70 | 12.90 | 17.00 | -1.90 | 5.70 | 3.70 |
2003:3 | 0.00 | 5.50 | 46.30 | 32.70 | 1.90 | 16.40 |
2003:4 | 2.90 | 1.80 | -18.60 | 3.60 | 0.00 | 16.10 |
2004:1 | 6.30 | 5.70 | -38.50 | -13.20 | -1.90 | 11.30 |
2004:2 | 3.30 | -2.00 | -5.80 | 21.10 | -7.80 | 17.00 |
2004:3 | 0.00 | 0.00 | -7.70 | -11.50 | -5.80 | 10.90 |
2004:4 | -2.90 | -3.90 | -24.50 | -29.60 | 1.90 | 14.80 |
2005:1 | -3.00 | -2.00 | -27.50 | -26.90 | -7.80 | 13.50 |
2005:2 | -8.30 | -9.80 | -18.30 | -19.60 | -2.10 | 15.70 |
2005:3 | -6.50 | -3.90 | 20.40 | 9.80 | 0.00 | 23.00 |
2005:4 | -3.00 | -3.90 | -22.20 | -20.80 | -3.70 | 3.70 |
2006:1 | 3.20 | 0.00 | -44.00 | -28.80 | 0.00 | 11.50 |
2006:2 | -2.60 | 1.80 | -23.10 | -27.30 | -9.40 | 14.50 |
2006:3 | -3.00 | -5.80 | -58.50 | -37.80 | -9.30 | 7.70 |
2006:4 | -3.00 | -5.80 | -60.40 | -43.40 | 1.90 | 1.90 |
2007:1 | 0.00 | 0.00 | -37.00 | -32.70 | 16.40 | 1.80 |