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Table 7 for testimony of Governor Laurence H. Meyer Mergers and acquisitions in banking and other financial services Before the Committee on the Judiciary, U.S. House of Representatives June 3, 1998 |
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Table 7
Average Herfindahl-Hirschman Indexes (HHI) of Metropolitan Statistical Areas and Rural (Non-MSA) Counties, 1976-1997 |
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|
|
Insured commercial banks only |
Insured commercial banks plus 50% of savings banks and savings and loan deposits |
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|---|---|---|---|---|
|
Year |
MSAs |
Non-MSA counties |
MSAs |
Non-MSA counties |
|
1976 |
2,087 |
4,520 |
N.A. |
N.A. |
|
1977 |
2,043 |
4,493 |
N.A. |
N.A. |
|
1978 |
2,021 |
4,471 |
N.A. |
N.A. |
|
1979 |
1,986 |
4,438 |
N.A. |
N.A. |
|
1980 |
1,973 |
4,417 |
N.A. |
N.A. |
|
1981 |
1,958 |
4,372 |
N.A. |
N.A. |
|
1982 |
1,961 |
4,360 |
N.A. |
N.A. |
|
1983 |
1,948 |
4,350 |
N.A. |
N.A. |
|
1984 |
1,958 |
4,358 |
1,366 |
3,781 |
|
1985 |
1,990 |
4,357 |
1,373 |
3,766 |
|
1986 |
2,022 |
4,345 |
1,388 |
3,744 |
|
1987 |
2,014 |
4,334 |
1,402 |
3,754 |
|
1988 |
2,020 |
4,316 |
1,400 |
3,726 |
|
1989 |
2,010 |
4,317 |
1,423 |
3,761 |
|
1990 |
2,010 |
4,291 |
1,468 |
3,788 |
|
1991 |
1,977 |
4,257 |
1,511 |
3,831 |
|
1992 |
2,023 |
4,222 |
1,563 |
3,832 |
|
1993 |
1,994 |
4,234 |
1,588 |
3,887 |
|
1994 |
1,976 |
4,208 |
1,606 |
3,880 |
|
1995 |
1,963 |
4,171 |
1,619 |
3,858 |
|
1996 |
1,991 |
4,145 |
1,639 |
3,844 |
|
1997 |
1,949 |
4,114 |
1,611 |
3,826 |
|
Sources: Summary of Deposits data for banks and Survey of Savings data for thrifts. Pre-1985 HHIs calculated using 1985 MSA definitions. 1997 HHIs use 1996 MSA definitions. Other years HHIs based on the year's MSA definitions. |
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