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Table 7 for testimony of Governor Laurence H. Meyer Mergers and acquisitions in banking and other financial services Before the Committee on Banking and Financial Services, U.S. House of Representatives April 29, 1998 |
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Table 7
Average Herfindahl-Hirschman Indexes (HHI) of Metropolitan Statistical Areas and Rural (Non-MSA) Counties, 1976-1997 |
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|
|
Insured commercial banks only |
Insured commercial banks plus 50% of savings banks and savings and loan deposits |
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|---|---|---|---|---|
|
Year |
MSAs |
Non-MSA counties |
MSAs |
Non-MSA counties |
|
1976 |
2,087 |
4,520 |
N.A. |
N.A. |
|
1977 |
2,043 |
4,493 |
N.A. |
N.A. |
|
1978 |
2,021 |
4,471 |
N.A. |
N.A. |
|
1979 |
1,986 |
4,438 |
N.A. |
N.A. |
|
1980 |
1,973 |
4,417 |
N.A. |
N.A. |
|
1981 |
1,958 |
4,372 |
N.A. |
N.A. |
|
1982 |
1,961 |
4,360 |
N.A. |
N.A. |
|
1983 |
1,948 |
4,350 |
N.A. |
N.A. |
|
1984 |
1,958 |
4,358 |
1,366 |
3,781 |
|
1985 |
1,990 |
4,357 |
1,373 |
3,766 |
|
1986 |
2,022 |
4,345 |
1,388 |
3,744 |
|
1987 |
2,014 |
4,334 |
1,402 |
3,754 |
|
1988 |
2,020 |
4,316 |
1,400 |
3,726 |
|
1989 |
2,010 |
4,317 |
1,423 |
3,761 |
|
1990 |
2,010 |
4,291 |
1,468 |
3,788 |
|
1991 |
1,977 |
4,257 |
1,511 |
3,831 |
|
1992 |
2,023 |
4,222 |
1,563 |
3,832 |
|
1993 |
1,994 |
4,234 |
1,588 |
3,887 |
|
1994 |
1,976 |
4,208 |
1,606 |
3,880 |
|
1995 |
1,963 |
4,171 |
1,619 |
3,858 |
|
1996 |
1,991 |
4,145 |
1,639 |
3,844 |
|
1997 |
1,949 |
4,114 |
1,611 |
3,826 |
|
Sources: Summary of Deposits data for banks and Survey of Savings data for thrifts. Pre-1985 HHIs calculated using 1985 MSA definitions. 1997 HHIs use 1996 MSA definitions. Other years HHIs based on the year's MSA definitions. |
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