Student Loans and Homeownership Trends, Accessible Data
PrintAccessible version of figures
Figure 1: Home Ownership Rate: 2004-2010
Source: TransUnion, LLC and National Student Clearinghouse.
Notes: Individuals with no college denote those with no post-secondary education. Individuals with college denote those with at least some post-secondary education. Dotted lines represent 95 percent confidence intervals.
Panel A
| year | With No Student Loan Debt* | With College Education and Student Loan Debt | ||||
|---|---|---|---|---|---|---|
| Rate | Lower Bound | Upper Bound | Rate | Lower Bound | Upper Bound | |
| 2004 | 27.49% | 26.47% | 28.53% | 32.82% | 31.44% | 34.23% |
| 2007 | 29.00% | 27.91% | 30.12% | 33.99% | 32.65% | 35.34% |
| 2008 | 28.09% | 27.01% | 29.19% | 32.25% | 30.97% | 33.56% |
| 2010 | 22.47% | 21.40% | 23.58% | 24.57% | 23.38% | 25.78% |
Panel B
| With No Student Loan Debt* | With No College | With College Education and No Student Loan Debt | |||||||
|---|---|---|---|---|---|---|---|---|---|
| year | Rate | Lower Bound | Upper Bound | Rate | Lower Bound | Upper Bound | Rate | Lower Bound | Upper Bound |
| 2004 | 27.49% | 26.47% | 28.53% | 23.21% | 22.00% | 24.46% | 34.87% | 33.06% | 36.71% |
| 2007 | 29.00% | 27.91% | 30.12% | 23.33% | 21.98% | 24.71% | 36.57% | 34.78% | 38.38% |
| 2008 | 28.09% | 27.01% | 29.19% | 20.80% | 19.49% | 22.15% | 37.04% | 35.30% | 38.81% |
| 2010 | 22.47% | 21.40% | 23.58% | 17.35% | 15.97% | 18.79% | 27.54% | 25.91% | 29.21% |
Panel C
| year | With College Education and Student Loan Debt | With College Education and No Student Loan Debt | ||||
|---|---|---|---|---|---|---|
| Rate | Lower Bound | Upper Bound | Rate | Lower Bound | Upper Bound | |
| 2004 | 32.82% | 31.44% | 34.23% | 34.87% | 33.06% | 36.71% |
| 2007 | 33.99% | 32.65% | 35.34% | 36.57% | 34.78% | 38.38% |
| 2008 | 32.25% | 30.97% | 33.56% | 37.04% | 35.30% | 38.81% |
| 2010 | 24.57% | 23.38% | 25.78% | 27.54% | 25.91% | 29.21% |
* Includes individuals both with and without post-secondary education.
Figure 2: Home Ownership Rate: Ages 23-35
Source: TransUnion, LLC and National Student Clearinghouse
Notes: Individuals with no college denote those with no post-secondary education. Individuals with college denote those with at least some post-secondary education.
Dotted lines represent 95 percent confidence intervals.
| Age | With No College | With College Education and Student Loan Debt | With College Education and No Student Loan Debt | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Rate | Lower Bound | Upper Bound | Rate | Lower Bound | Upper Bound | Rate | Lower Bound | Upper Bound | |
| 23 | 7.53% | 6.85% | 8.25% | 4.33% | 3.90% | 4.80% | 6.21% | 5.54% | 6.94% |
| 24 | 9.89% | 9.11% | 10.72% | 6.75% | 6.18% | 7.36% | 10.69% | 9.77% | 11.67% |
| 25 | 11.93% | 11.10% | 12.81% | 10.25% | 9.56% | 10.97% | 15.34% | 14.27% | 16.45% |
| 26 | 14.67% | 13.75% | 15.63% | 14.97% | 14.16% | 15.82% | 19.36% | 18.16% | 20.60% |
| 27 | 16.67% | 15.76% | 17.62% | 19.35% | 18.49% | 20.22% | 24.38% | 23.16% | 25.63% |
| 28 | 19.53% | 18.51% | 20.58% | 24.53% | 23.53% | 25.55% | 28.13% | 26.77% | 29.52% |
| 29 | 19.63% | 18.64% | 20.64% | 26.67% | 25.70% | 27.66% | 30.99% | 29.66% | 32.35% |
| 30 | 21.88% | 20.82% | 22.97% | 31.02% | 29.96% | 32.10% | 33.68% | 32.24% | 35.14% |
| 31 | 22.92% | 21.78% | 24.10% | 34.21% | 33.02% | 35.41% | 36.27% | 34.72% | 37.83% |
| 32 | 26.18% | 24.80% | 27.60% | 37.28% | 35.92% | 38.66% | 38.87% | 37.08% | 40.69% |
| 33 | 27.39% | 26.02% | 28.80% | 39.07% | 37.65% | 40.50% | 40.90% | 39.03% | 42.78% |
| 34 | 28.81% | 27.26% | 30.40% | 42.32% | 40.69% | 43.97% | 42.40% | 40.31% | 44.51% |
| 35 | 30.82% | 29.11% | 32.56% | 42.08% | 40.27% | 43.91% | 42.98% | 40.65% | 45.34% |