Report to the Congress on Government-Administered,
General-Use Prepaid Cards, July 2014 - Accessible Version

Figure 1. Proportion of government-administered payments made through prepaid cards in 2013

Millions of dollars, except as noted
Program Total Payments Prepaid Cards Other Payment Types Prepaid Cards (%)
Total 1,054,384.01 142,498.36 911,885.64 13.5
Social Security 810,684.19 25,820.61 784,863.58 3.2
SNAP 74,963.50 74,963.50 0.00 100.0
Veterans Administration 65,847.10 693.01 65,154.09 1.1
Unemployment 34,602.88 20,578.44 14,024.44 59.5
Child Support 15,669.63 6,142.51 9,527.12 39.2
Payroll 9,475.06 43.92 9,431.14 0.5
Disability 5,498.50 5,053.28 445.22 91.9
Tax Refund 4,554.58 427.26 4,127.31 9.4
TANF 1,039.09 960.30 78.79 92.4
WIC 952.38 943.38 9.00 99.1
Section 8 Housing 8.26 0.51 7.75 6.2
Energy Assistance 0.74 0.74 0.00 100.0
Prisons/Corrections 0.48 0.21 0.26 44.4
Disaster Relief 0.25 0.17 0.08 66.4

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Figure 2. Issuer revenue by fee type

Millions of dollars, except as noted
Fee Type Revenue Percent
Interchange 327 65
Cardholder 175 35
ATM 101 -
Customer service inquiry 26 -
Account servicing 24 -
Penalty 18 -
Other 6 -

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Figure 3. Cardholder Fees

Millions of dollars, except as noted
Fee Type Revenue Average Fee ($)
ATM 100.8 1.19
Customer service inquiry 26.5 0.42
Account servicing 24.0 6.01
Penalty 17.6 1.29
Overdraft 2.0 2.54
OTC 1.4 3.79
Purchase transaction 1.0 0.19
Routine monthly 1.0 2.78

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Note: Data values for figures are rounded and may not sum to totals.

Last update: August 4, 2014