Federal Reserve Bulletin

Profits and Balance Sheet Developments at U.S. Commercial Banks in 2005

Figure 9. Net percentage of selected banks reporting stronger demand for residential mortgages, 1990-2006. Data plotted as a curve. The series moves in a range of between about negative 80 percent and positive 60 percent over the period. The series begins in late 1990 at negative 47 percent, moves up to positive 60 percent by late 1991, and then oscillates between about 40 percent and zero percent, which it reaches in early 1994. It then drops to reach about negative 80 percent by early 1995 and then rises to about positive 40 percent in late 1995, after which it oscillates between about negative 20 percent and positive 60 percent through early 1999, when it is at about zero percent. It drops to reach about negative 60 percent in early 2000 and rises to reach about positive 45 percent in mid-2001. It then oscillates between about positive 45 percent and zero percent, which it reaches in late 2003, drops to about negative 40 percent, oscillates from that point upward to reach about positive 20 percent in late 2005, and then drops to negative 40 percent in early 2006.

Note: Series begins with the October 1990 survey. For definition of residential mortgages, refer to text. Refer also to figure 5, general note and source note.  Return to article