The Federal Reserve Board eagle logo links to home page


Figure 1. Incidence of nonowner-occupied lending for first-lien home-purchase loans on one- to four-family, site-built homes, by state and by quintile, 2005.

Data presented in a shaded map of the United States. Units are percentages.

First quintile, 7.00-9.80 percent: Includes Alaska, several states in the Midwest, and a few states in the Northeast.

First quintile
(7.00-9.80)
State Percent
Alaska 8.7
Connecticut 8.7
Illinois 9.5
Indiana 8.8
Iowa 7.7
Kansas 8.0
Nebraska 7.2
North Dakota 7.0
Ohio 8.3
Pennsylvania 9.5
South Dakota 9.8

Second quintile, 9.81-11.80 percent: Includes New York, several states in the South, and a few states in the Midwest.

Second quintile
(9.81-11.80)
State Percent
Kentucky 10.2
Louisiana 11.3
Maryland 10.9
Michigan 10.9
Minnesota 11.1
Mississippi 11.8
New York 10.6
Oklahoma 10.4
Texas 11.0
Virginia 11.1

Third quintile, 11.81-14.20 percent: Includes California, several states in the South, and some states in the Northeast.

Third quintile
(11.81-14.20)
State Percent
Alabama 14.2
Arkansas 12.7
California 12.0
Georgia 13.8
Massachusetts 12.7
Missouri 13.7
New Hampshire 13.3
New Jersey 14.0
Tennessee 11.9
Washington 12.4

Fourth quintile, 14.21-22.10 percent: Includes some states in the West, some in the South, and the District of Columbia.

Fourth quintile
(14.21-22.10)
State Percent
Colorado 16.4
District of Columbia 14.3
New Mexico 22.1
North Carolina 20.3
Oregon 19.1
Rhode Island 16.1
Utah 19.0
West Virginia 15.3
Wisconsin 14.7
Wyoming 15.1

Fifth quintile, 22.11-34.30 percent: Includes Hawaii, some other states in the West, and a few states in the South and the Northeast.

Fifth quintile
(22.11-34.30)
State Percent
Arizona 26.2
Delaware 27.7
Florida 31.8
Hawaii 34.3
Idaho 27.1
Maine 23.8
Montana 24.0
Nevada 25.7
South Carolina 32.9
Vermont 28.7

Source: Federal Financial Institutions Examination Council, data reported under the Home Mortgage Disclosure Act (www.ffiec.gov/hmda).