Figure 11. Commercial real estate loans as a share of all loans, by bank size, 1990-2008.
Data are plotted as curves. The commercial real estate loans as a share of all loans for the 10 largest banks begins in 1990 at about 20 percent, starts to trend downward, to a range of 10 to 12 percent from 1995 through the middle of 2001, then moves slightly up and remains in a range of 12 to 14 percent through the end of 2008. The commercial real estate loans as a share of all loans for the 100 largest banks begins in 1990 at about 19 percent, trends steadily downward, to a low of just below 13 percent, then reverses and begins to trend slowly higher, to reach almost 19 percent by year-end 2008. The commercial real estate loans as a share of all loans for medium-sized and small banks begins in 1990 at about 22 percent and moves within a range of 21 to 23 percent until 1997 when it begins to rise steadily, reaching almost 47 percent by year-end 2008.
NOTE: The data are quarterly. Bank size categories, based on assets at the start of each quarter, are as follows: the 10 largest banks, large banks (those ranked 11 through 100), medium-sized banks (those ranked 101 through 1,000), and small banks (those ranked 1,001 and higher). At the start of the fourth quarter of 2008, the approximate asset sizes of the banks in those groups were as follows: the 10 largest banks, more than $171 billion; large banks, $8.3 billion to $163 billion; medium-sized banks, $528 million to $8.2 billion; and small banks, less than $528 million.
