Finance and Economics Discussion Series: Data for FEDS 2013-10
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From Wall Street to Main Street: The Impact of the Financial Crisis on Consumer Credit Supply
Rodney Ramcharan, Skander Van den Heuvel, and Stephane Verani
Figure 2. The Composition of Natural Person Credit Union Lending
|
CCU did not fail |
CCU failed |
"Credit cards" |
0.03 |
0.035 |
"Unsecured credit" |
0.143 |
0.13 |
"New car" |
0.228 |
0.246 |
"1st mortgage" |
0.135 |
0.154 |
"real estate" |
0.108 |
0.114 |
"other" |
0.35 |
0.321 |
Figure 3. Investment Capital and Total Lending in the Credit Union Industry 2005-2010
Year |
Quarter |
Investment Capital ($ billions) |
Loans ($ billions) |
2005 |
3 |
3.06327104568481 |
401.581237792969 |
2005 |
6 |
3.11636400222778 |
417.155944824219 |
2005 |
9 |
3.15675401687622 |
434.351928710938 |
2005 |
12 |
3.22247791290283 |
444.204071044922 |
2006 |
3 |
3.19701099395752 |
449.0087890625 |
2006 |
6 |
3.18925499916077 |
464.029907226562 |
2006 |
9 |
3.23201704025269 |
476.701782226562 |
2006 |
12 |
3.23395895957947 |
484.294189453125 |
2007 |
3 |
3.25312304496765 |
487.029632568359 |
2007 |
6 |
3.4237539768219 |
498.280242919922 |
2007 |
9 |
3.44386792182922 |
511.524475097656 |
2007 |
12 |
3.48192691802979 |
520.104553222656 |
2008 |
3 |
3.5209379196167 |
527.621826171875 |
2008 |
6 |
3.51550388336182 |
543.384887695312 |
2008 |
9 |
3.52477097511292 |
555.358764648438 |
2008 |
12 |
2.96292996406555 |
561.521911621094 |
2009 |
3 |
2.46795010566711 |
560.855041503906 |
2009 |
6 |
2.26546311378479 |
565.198425292969 |
2009 |
9 |
1.94911205768585 |
571.314331054688 |
2009 |
12 |
1.3219530582428 |
568.932250976562 |
2010 |
3 |
1.16798102855682 |
561.440612792969 |
2010 |
6 |
1.0674569606781 |
561.925476074219 |
2010 |
9 |
0.994987010955811 |
562.460998535156 |
2010 |
12 |
1.00363504886627 |
558.698120117188 |