FRB: April 2004 Statistical Supplement--Consumer Credit

Statistical Supplement | April 2004

Statistical Supplement to the Federal Reserve Bulletin, April 2004

1.55 Consumer Credit¹
Holder and type of credit		2001	2002	2003	2003
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2001	2002	2003	July	Aug	Sept	Oct	Nov	Dec
		Seasonally adjusted
1	Total	1,822,183	1,902,729	1,998,553	1,961,550	1,972,384^r	1,982,137^r	1,990,817^r	1,991,138^r	1,998,553

2	Revolving	703,882	716,702	745,379	730,980	733,276^r	737,488^r	740,961^r	743,993^r	745,379
3	Nonrevolving²	1,118,302	1,186,027	1,253,174	1,230,570	1,239,109^r	1,244,649^r	1,249,856^r	1,247,145^r	1,253,174
		Not seasonally adjusted
4	Total	1,856,685	1,938,056	2,035,367	1,946,842	1,967,605^r	1,983,054^r	1,992,797^r	2,000,593^r	2,035,367

	By major holder
5	Commercial banks	558,421	587,165	638,037	583,393	590,258	593,658	589,513	621,272	638,037
6	Finance companies	238,133	237,790	286,170	264,250	276,350	283,995	286,873^r	286,304^r	286,170
7	Credit unions	189,570	195,744	205,877	201,386	202,875^r	203,426^r	204,098^r	204,437^r	205,877
8	Federal government and Sallie Mae	119,521	129,576	123,812	118,494	118,054	122,502	123,413	123,491	123,812
9	Savings institutions	69,070	68,494	77,653	73,210	72,850	72,502	74,238	75,918	77,653
10	Nonfinancial business	82,287	82,205	74,808	76,886	77,959	77,250	77,614	65,892	74,808
11	Pools of securitized assets³	599,684	637,082	629,010	629,223	629,259^r	629,720^r	637,047^r	623,280^r	629,010

	By major type of credit⁴
12	Revolving	730,307	743,187	772,704	725,904	731,788^r	732,290^r	734,306^r	744,772^r	772,704
13	Commercial banks	224,878	230,990	261,666	214,830	216,340	215,546	211,881	245,942	261,666
14	Finance companies	31,538	38,948	37,576	35,436	37,400	37,284	37,703^r	39,967^r	37,576
15	Credit unions	22,265	22,228	22,410	21,200	21,390^r	21,291^r	21,261^r	21,379^r	22,410
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	17,767	16,225	23,842	19,268	19,395	19,518	20,975	22,385	23,842
18	Nonfinancial business	44,122	44,532	30,630	38,106	38,793	38,320	38,670	24,928	30,630
19	Pools of securitized assets³	389,737	390,263	396,580	397,064	398,469	400,331	403,816	390,171	396,580

20	Nonrevolving	1,126,378	1,194,869	1,262,663	1,220,938	1,235,818^r	1,250,764^r	1,258,492^r	1,255,821^r	1,262,663
21	Commercial banks	333,543	356,175	376,371	368,564	373,918	378,112	377,632	375,330	376,371
22	Finance companies	206,595	198,842	248,594	228,814	238,950	246,711	249,171	246,338	248,594
23	Credit unions	167,305	173,516	183,467	180,186	181,485^r	182,135^r	182,837^r	183,058^r	183,467
24	Federal government and Sallie Mae	119,521	129,576	123,812	118,494	118,054	122,502	123,413	123,491	123,812
25	Savings institutions	51,303	52,269	53,812	53,942	53,455	52,984	53,263	53,533	53,812
26	Nonfinancial business	38,165	37,673	44,178	38,780	39,165	38,929	38,945	40,964	44,178
27	Pools of securitized assets³	209,947	246,819	232,430	232,159	230,791^r	229,389^r	233,231^r	233,109^r	232,430

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: May 17, 2005