FRB: July 2004 Statistical Supplement--Consumer Credit

Statistical Supplement | July 2004

Statistical Supplement to the Federal Reserve Bulletin, July 2004

1.55 Consumer Credit¹
Holder and type of credit		2001	2002	2003	2003			2004
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2001	2002	2003	Oct	Nov	Dec	Jan	Feb	Mar
		Seasonally adjusted
1	Total	1,828,774^r	1,904,978^r	1,986,676^r	1,982,720^r	1,982,117^r	1,986,676^r	2,012,819^r	2,012,980^r	2,017,747

2	Revolving	708,917^r	719,116^r	734,070^r	733,056^r	735,811^r	734,070^r	746,227^r	745,631^r	744,336
3	Nonrevolving²	1,119,857^r	1,185,861^r	1,252,605^r	1,249,664^r	1,246,306^r	1,252,605^r	1,266,593^r	1,267,349^r	1,273,411
		Not seasonally adjusted
4	Total	1,865,188^r	1,942,565^r	2,025,536^r	1,987,211^r	1,993,295^r	2,025,536^r	2,020,332^r	2,004,837^r	2,005,285

	By major holder
5	Commercial banks	558,421	587,165	636,432	588,978	620,202	636,432	636,669	628,633	624,703
6	Finance companies	238,133	237,790	295,424	289,991	292,440	295,424	302,161	303,714	307,200
7	Credit unions	189,570	195,744	205,877	204,098	204,437	205,877	206,289	205,949	207,681
8	Federal government and Sallie Mae	119,521	129,576	114,629	120,319	117,402	114,629	115,631	114,167	109,816
9	Savings institutions	71,100^r	68,705^r	77,850^r	74,435^r	76,115^r	77,850^r	79,085^r	80,240^r	81,475
10	Nonfinancial business	88,759^r	86,503^r	70,339^r	72,317^r	63,574^r	70,339^r	60,765^r	59,440^r	62,051
11	Pools of securitized assets³	599,684	637,082	624,986^r	637,072	619,125^r	624,986^r	619,733^r	612,694^r	612,360

	By major type of credit⁴
12	Revolving	736,954^r	747,520^r	763,065^r	728,779^r	737,584^r	763,065^r	746,522^r	736,534^r	736,380
13	Commercial banks	224,878	230,990	260,061	211,346	244,872	260,061	251,910	248,039	243,281
14	Finance companies	31,538	38,948	37,576	37,703	39,967	37,576	39,276	38,323	37,587
15	Credit unions	22,265	22,228	22,410	21,261	21,379	22,410	21,999	21,535	21,537
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	17,941^r	16,260^r	23,848^r	20,982^r	22,391^r	23,848^r	23,196^r	22,586^r	21,934
18	Nonfinancial business	50,595^r	48,831^r	26,494^r	33,607^r	22,883^r	26,494^r	18,258^r	17,787^r	20,720
19	Pools of securitized assets³	389,737	390,263	392,676^r	403,881	386,091^r	392,676^r	391,882^r	388,265^r	391,320

20	Nonrevolving	1,128,234^r	1,195,045^r	1,262,471^r	1,258,431^r	1,255,711^r	1,262,471^r	1,273,810^r	1,268,303^r	1,268,905
21	Commercial banks	333,543	356,175	376,371	377,632	375,330	376,371	384,759	380,594	381,422
22	Finance companies	206,595	198,842	257,847	252,289	252,473	257,847	262,885	265,391	269,613
23	Credit unions	167,305	173,516	183,467	182,837	183,058	183,467	184,290	184,414	186,144
24	Federal government and Sallie Mae	119,521	129,576	114,629	120,319	117,402	114,629	115,631	114,167	109,816
25	Savings institutions	53,159^r	52,445^r	54,002^r	53,454^r	53,723^r	54,002^r	55,889^r	57,654^r	59,541
26	Nonfinancial business	38,165	37,673	43,845	38,710	40,691	43,845	42,506	41,653	41,330
27	Pools of securitized assets³	209,947	246,819	232,310	233,191	233,034	232,310	227,851	224,429	221,039

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: May 13, 2005