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Statistical Supplement | August 2004

Statistical Supplement to the Federal Reserve Bulletin, August 2004
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2001
 2002
 2003
 2003 2004
Nov Dec Jan Feb Mar Apr
  Seasonally adjusted
1 Total 1,828,774 1,904,978 1,986,676 1,982,117 1,986,676 2,012,794r 2,012,927r 2,017,831r 2,023,742
 
2 Revolving 708,917 719,116 734,070 735,811 734,070 746,201r 745,587r 744,244r 740,944
3 Nonrevolving2 1,119,857 1,185,861 1,252,605 1,246,306 1,252,605 1,266,593 1,267,340r 1,273,586r 1,282,798
  Not seasonally adjusted
4 Total 1,865,188 1,942,565 2,025,536 1,993,295 2,025,536 2,020,307r 2,004,784r 2,005,368r 2,010,406
 
  By major holder  
5 Commercial banks 558,421 587,165 636,432 620,202 636,432 636,669 628,633 624,703 631,187
6 Finance companies 238,133 237,790 295,424 292,440 295,424 302,161 303,714 307,200 306,667
7 Credit unions 189,570 195,744 205,877 204,437 205,877 206,289 205,951r 207,592r 208,477
8 Federal government and Sallie Mae 119,521 129,576 114,629 117,402 114,629 115,631 114,167 109,816 109,128
9 Savings institutions 71,100 68,705 77,850 76,115 77,850 79,085 80,240 81,475 83,502
10 Nonfinancial business 88,759 86,503 70,339 63,574 70,339 60,765 59,440 62,051 61,706
11 Pools of securitized assets3 599,684 637,082 624,986 619,125 624,986 619,708r 612,640r 612,532r 609,739
 
  By major type of credit4  
12 Revolving 736,954 747,520 763,065 737,584 763,065 746,497r 736,490r 736,289r 736,751
13 Commercial banks 224,878 230,990 260,061 244,872 260,061 251,910 248,039 243,281 246,977
14 Finance companies 31,538 38,948 37,576 39,967 37,576 39,276 38,323 37,587 37,698
15 Credit unions 22,265 22,228 22,410 21,379 22,410 21,999 21,546r 21,536r 21,218
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 17,941 16,260 23,848 22,391 23,848 23,196 22,586 21,934 22,192
18 Nonfinancial business 50,595 48,831 26,494 22,883 26,494 18,258 17,787 20,720 20,377
19 Pools of securitized assets3 389,737 390,263 392,676 386,091 392,676 391,857r 388,210r 391,230r 388,290
 
20 Nonrevolving 1,128,234 1,195,045 1,262,471 1,255,711 1,262,471 1,273,810 1,268,294r 1,269,080r 1,273,655
21 Commercial banks 333,543 356,175 376,371 375,330 376,371 384,759 380,594 381,422 384,209
22 Finance companies 206,595 198,842 257,847 252,473 257,847 262,885 265,391 269,613 268,969
23 Credit unions 167,305 173,516 183,467 183,058 183,467 184,290 184,405r 186,056r 187,259
24 Federal government and Sallie Mae 119,521 129,576 114,629 117,402 114,629 115,631 114,167 109,816 109,128
25 Savings institutions 53,159 52,445 54,002 53,723 54,002 55,889 57,654 59,541 61,310
26 Nonfinancial business 38,165 37,673 43,845 40,691 43,845 42,506 41,653 41,330 41,329
27 Pools of securitized assets3 209,947 246,819 232,310 233,034 232,310 227,851 224,429 221,301r 221,449

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | August 2004 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: May 12, 2005