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Statistical Supplement | September 2004

Statistical Supplement to the Federal Reserve Bulletin, September 2004
4.41  Home Loans Sold, 2003--By Purchaser and Characteristics of Borrower and Census Tract
Characteristic Fannie Mae Ginne Mae Freddie Mac FAMC Commercial
bank
Number Percent Number Percent Number Percent Number Percent Number Percent
1 All 7,219,289 100.0 1,518,005 100.0 3,601,946 100.0 2,733 100.0 608,298 100.0
 
Borrower  
  Racial or ethnic identity  
2 American Indian or Alaskan Native 20,909 .4 5,571 .5 6,711 .2 7 .3 1,277 .3
3 Asian or Pacific Islander 303,180 5.2 16,814 1.5 119,150 4.0 37 1.5 22,027 4.4
4 Black 225,632 3.9 157,272 13.7 74,992 2.5 370 14.7 25,447 5.1
5 Hispanic 379,248 6.5 151,899 13.3 127,311 4.3 255 10.1 34,709 6.9
6 White 4,712,432 80.6 764,989 66.8 2,551,662 85.3 1,788 71.1 401,076 79.7
7 Other 63,582 1.1 11,122 1.0 39,043 1.3 16 .6 5,440 1.1
8 Joint 144,310 2.5 38,286 3.3 74,018 2.5 43 1.7 13,187 2.6
 
9 Total 5,849,293 100.0 1,145,953 100.0 2,992,887 100.0 2,516 100.0 503,163 100.0
 
  Income ratio (percentage of MSA median)  
10 Less than 50 354,184 6.4 76,660 12.2 138,676 5.4 199 12.4 24,774 5.4
11 50-79 1,070,615 19.4 212,133 33.8 431,806 16.9 575 35.8 77,815 17.0
12 80-99 824,155 14.9 123,406 19.7 352,136 13.8 288 17.9 54,738 12.0
13 100-119 748,533 13.5 86,368 13.8 355,348 13.9 186 11.6 56,392 12.3
14 120 or more 2,530,652 45.8 128,128 20.4 1,279,879 50.0 360 22.4 243,538 53.3
 
15 Total 5,528,139 100.0 626,695 100.0 2,557,845 100.0 1,608 100.0 457,257 100.0
 
Census Tract  
  Racial or ethnic composition (minorities as percentage of population)  
16 Less than 10 2,149,362 33.6 305,558 22.4 1,284,373 41.3 620 29.1 177,856 33.0
17 10-19 1,557,254 24.3 308,737 22.6 772,446 24.8 459 21.5 134,582 25.0
18 20-49 1,770,951 27.6 465,881 34.1 756,438 24.3 528 24.8 147,621 27.4
19 50-79 607,986 9.5 180,203 13.2 208,717 6.7 272 12.8 49,788 9.2
20 80-100 319,658 5.0 106,426 7.8 90,286 2.9 253 11.9 28,636 5.3
 
21 Total 6,405,211 100.0 1,366,805 100.0 3,112,260 100.0 2,132 100.0 538,483 100.0
 
  Income  
22 Low 69,515 1.1 21,595 1.6 21,555 .7 34 1.6 7,614 1.4
23 Moderate 676,152 10.5 241,435 17.6 253,738 8.1 324 15.2 62,686 11.6
24 Middle 2,965,310 46.2 779,115 56.8 1,432,043 46.0 1,211 56.8 226,979 41.9
25 Upper 2,701,714 42.1 328,781 24.0 1,407,581 45.2 562 26.4 244,522 45.1
 
26 Total 6,412,691 100.0 1,370,926 100.0 3,114,917 100.0 2,131 100.0 541,801 100.0
 
  Location  
27 Central city 2,206,195 34.4 580,839 42.4 1,012,050 32.5 842 39.5 192,914 35.6
28 Non-central city 4,207,526 65.6 790,278 57.6 2,103,304 67.5 1,291 60.5 348,985 64.4
 
29 Total 6,413,721 100.0 1,371,117 100.0 3,115,354 100.0 2,133 100.0 541,899 100.0

Note. Includes securitized loans. See also notes to table 4.40.
   Fannie Mae--Federal National Mortgage Association
   Ginnie Mae--Government National Mortgage Association
   Freddie Mac--Federal Home Loan Mortgage Corporation
   FAMC--Federal Agricultural Mortgage Corporation
   Affiliate--Affiliate of institution reporting the loan

1. Median family income of the metropolitan statistical area (MSA) in which the property related to the loan is located.   Return to table

2. Census tracts are categorized by the median family income for the tract relative to the median family income for the MSA in which the tract is located. Categories are defined as follows: Low income, median family income for census tract less than 50 percent of median family income for MSA; Moderate income, median family income for census tract at least 50 percent and less than 80 percent of MSA median; Middle income, median famly income at least 80 percent and less than 120 percent of MSA median; Upper income, median family income 120 percent and greater of MSA median.   Return to table

Source. FFIEC, Home Mortgage Disclosure Act.

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Last update: September 30, 2005