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Statistical Supplement | September 2004

Statistical Supplement to the Federal Reserve Bulletin, September 2004
4.41  Home Loans Sold, 2003--By Purchaser and Characteristics of Borrower and Census Tract--Continued
Characteristic Savings bank
or savings and loan association		 Life insurance company Affiliate Other
Number Percent Number Percent Number Percent Number Percent
30 All 233,549 100.0 58,534 100.0 1,788,666 100.0 5,869,868 100.0
 
Borrower  
  Racial or ethnic identity  
31 American Indian or Alaskan Native 1,045 .5 98 .2 7,042 .5 14,759 .3
32 Asian or Pacific Islander 7,456 3.7 2,567 5.0 65,964 4.7 195,324 4.4
33 Black 13,935 6.9 4,662 9.1 96,916 6.9 327,869 7.3
34 Hispanic 15,613 7.8 3,610 7.0 146,591 10.4 444,653 9.9
35 White 152,459 75.9 35,843 69.9 1,036,534 73.8 3,289,723 73.3
36 Other 4,861 2.4 618 1.2 18,689 1.3 71,341 1.6
37 Joint 5,370 2.7 3,877 7.6 32,887 2.3 142,954 3.2
 
38 Total 200,739 100.0 51,275 100.0 1,404,623 100.0 4,486,623 100.0
 
  Income ratio (percentage of MSA median)1  
39 Less than 50 12,406 6.8 14,956 28.5 79,682 6.1 277,226 6.5
40 50-79 37,089 20.2 7,571 14.4 235,369 18.2 818,731 19.2
41 80-99 26,809 14.6 5,607 10.7 169,349 13.1 605,273 14.2
42 100-119 24,046 13.1 5,301 10.1 156,925 12.1 550,619 12.9
43 120 or more 83,052 45.3 19,037 36.3 654,733 50.5 2,009,689 47.2
 
44 Total 183,402 100.0 52,472 100.0 1,296,058 100.0 4,261,538 100.0
 
Census Tract  
  Racial or ethnic composition (minorities as percentage of population)  
45 Less than 10 63,050 29.6 16,186 29.5 466,748 29.4 1,417,435 26.7
46 10-19 48,209 22.7 14,680 26.8 377,852 23.8 1,215,358 22.9
47 20-49 60,008 28.2 17,114 31.2 455,693 28.7 1,604,079 30.2
48 50-79 24,903 11.7 4,454 8.1 172,999 10.9 653,587 12.3
49 80-100 16,650 7.8 2,418 4.4 111,941 7.1 418,536 7.9
 
50 Total 212,820 100.0 54,852 100.0 1,585,233 100.0 5,308,995 100.0
 
  Income2  
51 Low 4,138 1.9 540 1.0 28,238 1.7 99,810 1.9
52 Moderate 30,601 14.4 5,341 9.7 214,072 13.2 752,242 14.2
53 Middle 97,451 45.8 23,566 43.0 704,709 43.5 2,409,263 45.4
54 Upper 80,590 37.9 25,397 46.3 673,902 41.6 2,048,143 38.6
 
55 Total 212,780 100.0 54,844 100.0 1,620,921 100.0 5,309,458 100.0
 
  Location  
56 Central city 76,871 36.1 16,469 30.0 589,003 36.3 2,013,624 37.9
57 Non-central city 135,951 63.9 38,383 70.0 1,032,389 63.7 3,297,091 62.1
 
58 Total 212,822 100.0 54,852 100.0 1,621,392 100.0 5,310,715 100.0

Note. Includes securitized loans. See also notes to table 4.40.
   Fannie Mae--Federal National Mortgage Association
   Ginnie Mae--Government National Mortgage Association
   Freddie Mac--Federal Home Loan Mortgage Corporation
   FAMC--Federal Agricultural Mortgage Corporation
   Affiliate--Affiliate of institution reporting the loan

1. Median family income of the metropolitan statistical area (MSA) in which the property related to the loan is located.   Return to table

2. Census tracts are categorized by the median family income for the tract relative to the median family income for the MSA in which the tract is located. Categories are defined as follows: Low income, median family income for census tract less than 50 percent of median family income for MSA; Moderate income, median family income for census tract at least 50 percent and less than 80 percent of MSA median; Middle income, median famly income at least 80 percent and less than 120 percent of MSA median; Upper income, median family income 120 percent and greater of MSA median.   Return to table

Source. FFIEC, Home Mortgage Disclosure Act.

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Last update: September 30, 2005