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Statistical Supplement | September 2004

Statistical Supplement to the Federal Reserve Bulletin, September 2004
4.45  Applications for Private Mortgage Insurance, 2003 By Purpose of Loan, Disposition of Application, Characteristic of Applicant, and Census Tract
Percent
Characteristic Home purchase Home refinance
Approved Denied Withdrawn File
closed		 Total Approved Denied Withdrawn File
closed		 Total
1 Total 93.3 1.9 4.4 .4 100.0 93.0 1.5 5.0 .4 100.0
 
Applicant  
  Race or ethnic group  
2 American Indian or Alaskan Native 91.4 2.9 4.9 .7 100.0 91.9 2.0 5.4 .7 100.0
3 Asian or Pacific Islander 92.9 1.9 4.9 .4 100.0 91.9 1.9 5.8 .4 100.0
4 Black 90.6 3.2 5.5 .6 100.0 90.9 2.5 6.0 .6 100.0
5 Hispanic 91.6 3.0 4.7 .6 100.0 91.8 2.7 5.0 .5 100.0
6 White 93.8 1.6 4.2 .4 100.0 93.3 1.4 4.9 .4 100.0
7 Other 96.4 .7 2.8 .1 100.0 97.1 .2 2.7 .0 100.0
8 Joint (white and minority) 93.8 1.6 4.0 .5 100.0 93.6 1.4 4.6 .3 100.0
 
  Income (percentage of MSA median)1  
9 Less than 50 92.0 3.0 4.6 .5 100.0 90.4 2.5 6.5 .6 100.0
10 50-79 94.1 1.7 3.8 .4 100.0 92.6 1.6 5.3 .5 100.0
11 80-99 94.7 1.4 3.6 .3 100.0 93.4 1.4 4.8 .4 100.0
12 100-119 94.9 1.3 3.6 .3 100.0 93.7 1.3 4.6 .4 100.0
13 120 or more 94.7 1.5 3.5 .4 100.0 94.2 1.3 4.2 .4 100.0
 
Census Tract  
  Racial composition (minorities as percentage of population)  
14 Less than 10 94.9 1.3 3.5 .3 100.0 93.3 1.3 5.0 .4 100.0
15 10-19 94.5 1.4 3.8 .3 100.0 93.6 1.3 4.8 .4 100.0
16 20-49 93.8 1.7 4.1 .3 100.0 93.2 1.5 4.9 .4 100.0
17 50-79 92.9 2.3 4.4 .4 100.0 92.1 2.0 5.5 .4 100.0
18 80-100 91.2 3.0 5.3 .5 100.0 91.0 2.6 5.8 .5 100.0
 
  Income2  
19 Low 90.5 3.6 5.3 .6 100.0 89.7 3.3 6.3 .7 100.0
20 Moderate 92.9 2.4 4.3 .4 100.0 92.2 2.1 5.2 .5 100.0
21 Middle 94.2 1.6 3.9 .3 100.0 93.2 1.5 5.0 .4 100.0
22 Upper 94.4 1.4 3.9 .3 100.0 93.5 1.2 4.9 .4 100.0
 
  Location3  
23 Central city 93.7 1.9 4.0 .4 100.0 93.4 1.4 4.8 .4 100.0
24 Non-central city 94.1 1.6 3.9 .3 100.0 93.0 1.5 5.1 .4 100.0

Note. Not all characteristics were reported for all loans.

1. Median family income of the metropolitan statistical area (MSA) in which the property related to the loan is located.   Return to table

2. Lower: median family income for census tract less than 50 percent of median family income for MSA. Moderate: 50 percent to less than 80 percent. Middle: 80 percent to less than 120 percent. Upper: 120 percent or more.   Return to table

3. For census tracts located in MSAs.   Return to table

Source. Federal Financial Institutions Examination Council.

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Last update: May 11, 2005