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Statistical Supplement | September 2004

Statistical Supplement to the Federal Reserve Bulletin, September 2004

4.46  Small Loans to Businesses and Farms, 1997-2003
Company 1997 19984 1999 2000 20014 2002 2003
  Total business loans  
1 Number 2,560,795 2,736,389 3,287,974 5,110,001 6,094,606 7,556,999 8,004,463
2 Amount (thousands of dollars) 159,401,302 161,211,231 174,538,571 179,056,204 224,914,485 253,225,288 278,612,596
  Percent to small firms1  
3 Number 50.0 54.5 60.2 41.7 40.0 31.0 37.8
4 Amount 42.1 47.0 48.5 45.9 44.8 44.2 45.8
 
  Total farm loans  
5 Number 212,822 206,267 220,587 204,318 235,417 256,117 288,739
6 Amount (thousands of dollars) 11,192,400 11,373,691 12,302,881 11,634,880 14,330,467 16,222,070 17,297,590
  Percent to small farms1  
7 Number 89.5 90.4 90.6 90.2 90.0 88.5 88.8
8 Amount 81.3 83.0 83.7 83.8 83.6 83.0 83.0
 
  Activity of CRA reporters (percent)2  
  All small loans to businesses  
9 Number 71.0 67.8 67.8 83.7 84.0 88.0 90.5
10 Amount 69.4 69.4 72.4 75.6 75.0 76.9 77.1
  All small loans to farms2  
11 Number 24.1 24.9 28.0 30.6 32.3 32.2 33.3
12 Amount 28.4 30.1 34.1 37.5 38.2 38.1 38.5
 
  Distribution of business loans by asset size of lender  
  Number (percent)  
13 Less than 100 1.2 1.9 1.0 0.5 0.4 0.1 0.1
14 100 to 249 6.5 5.5 1.4 0.8 13.8 0.5 0.4
15 250 to 999 15.7 20.3 15.9 18.8 13.2 25.1 12.5
16 1,000 or more 76.6 72.3 81.8 79.8 72.6 74.3 86.9
 
17 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
18 Less than 100 1.4 0.8 1.0 0.6 1.0 0.4 0.4
19 100 to 249 3.5 3.2 2.2 2.0 2.7 1.6 1.5
20 250 to 999 20.9 22.7 21.6 23.0 21.8 23.6 22.6
21 1,000 or more 74.2 73.3 75.2 74.4 74.5 74.4 75.6
 
22 Total 100 100 100 100 100 100 100
 
  Distribution of farm loans by asset size of lender  
  Number (percent)  
23 Less than 100 6.4 4.9 4.9 2.2 1.2 1.0 1.5
24 100 to 249 10.4 8.2 6.6 4.8 3.4 2.5 2.5
25 250 to 999 37.4 38.7 37.7 46.7 42.7 49.1 44.2
26 1,000 or more 45.8 48.2 50.8 46.3 52.6 47.4 51.8
 
27 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
28 Less than 100 5.1 3.5 4.0 1.7 0.9 0.7 1.2
29 100 to 249 8.2 6.6 5.6 4.0 2.8 2.3 2.4
30 250 to 999 34.2 36.0 36.3 42.7 38.8 43.2 44.6
31 1,000 or more 52.5 53.9 54.1 51.5 57.5 53.8 51.8
 
32 Total 100 100 100 100 100 100 100
 
  Distribution of business loans by income of census tract3  
  Number  
33 Low 4.6 4.3 3.6 3.6 4.0 3.7 3.6
34 Moderate 16.0 15.5 14.6 14.6 15.2 15.2 17.0
35 Middle 49.1 49.5 50.1 50.2 50.1 50.5 47.6
36 Upper 29.8 30.3 31.2 31.2 30.3 30.3 31.6
37 Income not reported 0.5 0.5 0.4 0.4 0.4 0.4 0.2
 
38 Total 100 100 100 100 100 100 100
 
  Amount  
39 Low 5.4 5.2 5.0 4.9 4.9 4.7 4.4
40 Moderate 16.0 15.7 15.5 15.4 15.2 15.2 17.9
41 Middle 46.5 46.8 47.1 47.6 47.6 47.9 45.4
42 Upper 31.4 31.6 31.7 31.5 31.7 31.7 31.9
43 Income not reported 0.7 0.7 0.7 0.5 0.6 0.6 0.4
 
44 Total 100 100 100 100 100 100 100
 
  Memo  
  Number of reporters  
45 Commercial banks 1,421 1,576 1,450 1,471 1,443 1,495 1,635
46 Savings institutions 475 290 461 470 469 491 468
 
47 Total 1,896 1,866 1,911 1,941 1,912 1,986 2,103

1. Businesses and farms with revenues of $1 million or less.   Return to table

2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations based on information reported in the June 1997, 1998, 1999, 2000, 2001, 2002, and 2003 Call Reports for commercial banks and the Thrift Financial Reports for savings associations.   Return to table

3. Low income: census tract median family income less than 50 percent of metropolitan area median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract or block number area was not reported.   Return to table

4. Revised to reflect correction of reported data.   Return to table

Source. FFIEC

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Last update: May 11, 2005