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Statistical Supplement | October 2004

Statistical Supplement to the Federal Reserve Bulletin, October 2004

1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2001
2002
2003
2004
Jan Feb Mar Apr May June
  Seasonally adjusted
1 Total 1,828,774 1,904,978 1,986,676 2,012,814 2,013,395r 2,018,048r 2,020,199r 2,024,780r 2,029,132
 
2 Revolving 708,917 719,116 734,070 746,196 745,576 744,229r 739,286r 738,700r 738,627
3 Nonrevolving2 1,119,857 1,185,861 1,252,605 1,266,618 1,267,820r 1,273,819r 1,280,913 1,286,080r 1,290,505
  Not seasonally adjusted
4 Total 1,865,188 1,942,565 2,025,536 2,020,328 2,005,254r 2,005,585r 2,006,885r 2,015,864r 2,018,677
 
  By major holder  
5 Commercial banks 558,421 587,165 636,432 636,664 628,623 624,688 627,443 632,719 625,754
6 Finance companies 238,133 237,790 295,424 302,181 303,779 307,377 311,245 320,116 324,672
7 Credit unions 189,570 195,744 205,877 206,289 205,951 207,592 208,477 210,044 212,934
8 Federal government and Sallie Mae 119,521 129,576 114,629 115,657 114,190 109,836 104,934 99,767 94,830
9 Savings institutions 71,100 68,705 77,850 79,085 80,240 81,475 83,752 86,104r 88,381
10 Nonfinancial business 88,759 86,503 70,339 60,765 59,440 62,050 61,695 63,475 62,444
11 Pools of securitized assets3 599,684 637,082 624,986 619,688 613,031r 612,567r 609,339r 603,639r 609,662
 
  By major type of credit4  
12 Revolving 736,954 747,520 763,065 746,491 736,480 736,274r 735,102r 737,975r 738,032
13 Commercial banks 224,878 230,990 260,061 251,905 248,028 243,265 245,154 251,711 248,673
14 Finance companies 31,538 38,948 37,576 39,276 38,323 37,587 37,698 37,654 39,888
15 Credit unions 22,265 22,228 22,410 21,999 21,546 21,536 21,218 21,325 21,533
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 17,941 16,260 23,848 23,196 22,586 21,934 22,336 22,752 23,154
18 Nonfinancial business 50,595 48,831 26,494 18,258 17,787 20,720 20,377 21,787 20,966
19 Pools of securitized assets3 389,737 390,263 392,676 391,857 388,210 391,231r 388,319r 382,747r 383,818
 
20 Nonrevolving 1,128,234 1,195,045 1,262,471 1,273,836 1,268,774r 1,269,311r 1,271,783r 1,277,888r 1,280,645
21 Commercial banks 333,543 356,175 376,371 384,759 380,594 381,423 382,289 381,008 377,081
22 Finance companies 206,595 198,842 257,847 262,904 265,457 269,790 273,547 282,462 284,784
23 Credit unions 167,305 173,516 183,467 184,290 184,405 186,056 187,259 188,719 191,401
24 Federal government and Sallie Mae 119,521 129,576 114,629 115,657 114,190 109,836 104,934 99,767 94,830
25 Savings institutions 53,159 52,445 54,002 55,889 57,654 59,541 61,416 63,353r 65,227
26 Nonfinancial business 38,165 37,673 43,845 42,506 41,653 41,330 41,318 41,688 41,477
27 Pools of securitized assets3 209,947 246,819 232,310 227,831 224,821r 221,336r 221,020 220,892 225,845

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | October 2004 | Tips for printing wide tables | Symbols and Abbreviations


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Last update: April 7, 2005