FRB: November 2004 Statistical Supplement--Consumer Credit

Statistical Supplement | November 2004

Statistical Supplement to the Federal Reserve Bulletin, November 2004

1.55 Consumer Credit¹
Holder and type of credit		2001	2002	2003	2004
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2001	2002	2003	Feb	Mar	Apr	May	June	July
		Seasonally adjusted
1	Total	1,828,774	1,904,978	1,986,676	2,013,035^r	2,017,540^r	2,019,459^r	2,023,805^r	2,027,866^r	2,041,293

2	Revolving	708,917	719,116	734,070	745,600^r	744,266^r	739,333^r	738,760^r	738,700^r	744,199
3	Nonrevolving²	1,119,857	1,185,861	1,252,605	1,267,435^r	1,273,274^r	1,280,126^r	1,285,045^r	1,289,165^r	1,297,094
		Not seasonally adjusted
4	Total	1,865,188	1,942,565	2,025,536	2,004,893^r	2,005,079^r	2,006,151^r	2,014,895^r	2,017,421^r	2,028,476

	By major holder
5	Commercial banks	558,421	587,165	636,432	628,623	624,688	627,443	632,719	625,754	626,917
6	Finance companies	238,133	237,790	295,424	303,779	307,377	311,245	320,116	324,672	330,282
7	Credit unions	189,570	195,744	205,877	205,590^r	207,086^r	207,745^r	209,080^r	211,684^r	214,432
8	Federal government and Sallie Mae	119,521	129,576	114,629	114,190	109,836	104,934	99,767	94,830	94,487
9	Savings institutions	71,100	68,705	77,850	80,240	81,475	83,750^r	86,100^r	88,375^r	89,190
10	Nonfinancial business	88,759	86,503	70,339	59,440	62,050	61,695	63,475	62,444	61,891
11	Pools of securitized assets³	599,684	637,082	624,986	613,031	612,567	609,339	603,639	609,662	611,276

	By major type of credit⁴
12	Revolving	736,954	747,520	763,065	736,504^r	736,310^r	735,149^r	738,035^r	738,105^r	741,343
13	Commercial banks	224,878	230,990	260,061	248,028	243,265	245,154	251,711	248,673	250,036
14	Finance companies	31,538	38,948	37,576	38,323	37,587	37,698	37,654	39,888	41,386
15	Credit unions	22,265	22,228	22,410	21,570^r	21,572^r	21,265^r	21,385^r	21,606^r	21,783
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	17,941	16,260	23,848	22,586	21,934	22,336	22,752	23,154	22,280
18	Nonfinancial business	50,595	48,831	26,494	17,787	20,720	20,377	21,787	20,966	20,392
19	Pools of securitized assets³	389,737	390,263	392,676	388,210	391,231	388,319	382,747	383,818	385,466

20	Nonrevolving	1,128,234	1,195,045	1,262,471	1,268,389^r	1,268,769^r	1,271,002^r	1,276,860^r	1,279,316^r	1,287,134
21	Commercial banks	333,543	356,175	376,371	380,594	381,423	382,289	381,008	377,081	376,882
22	Finance companies	206,595	198,842	257,847	265,457	269,790	273,547	282,462	284,784	288,896
23	Credit unions	167,305	173,516	183,467	184,020^r	185,514^r	186,480^r	187,695^r	190,078^r	192,649
24	Federal government and Sallie Mae	119,521	129,576	114,629	114,190	109,836	104,934	99,767	94,830	94,487
25	Savings institutions	53,159	52,445	54,002	57,654	59,541	61,414^r	63,349^r	65,221^r	66,910
26	Nonfinancial business	38,165	37,673	43,845	41,653	41,330	41,318	41,688	41,477	41,499
27	Pools of securitized assets³	209,947	246,819	232,310	224,821	221,336	221,020	220,892	225,845	225,810

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: April 20, 2005