FRB: December 2004 Statistical Supplement--Consumer Credit

Statistical Supplement | December 2004

Statistical Supplement to the Federal Reserve Bulletin, December 2004

1.55 Consumer Credit¹
Holder and type of credit		2001	2002	2003	2004
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2001	2002	2003	Mar	Apr^r	May^r	June^r	July^r	Aug
		Seasonally adjusted
1	Total	1,842,156^r	1,924,184^r	2,011,282^r	2,042,983^r	2,045,222	2,050,371	2,054,852	2,069,251	2,072,103

2	Revolving	722,299^r	738,323^r	758,676^r	768,869^r	765,123	766,242	767,454	776,018	776,667
3	Nonrevolving²	1,119,857	1,185,861	1,252,605	1,274,114^r	1,280,099	1,284,129	1,287,398	1,293,233	1,295,436
		Not seasonally adjusted
4	Total	1,878,569^r	1,961,771^r	2,050,142^r	2,030,524^r	2,031,912	2,041,466	2,044,419	2,056,447	2,072,690

	By major holder
5	Commercial banks	571,803^r	606,372^r	661,038^r	649,741^r	652,880	659,025	652,683	656,371	666,111
6	Finance companies	238,133	237,790	295,424	307,377	311,245	320,116	324,672	331,033	338,995
7	Credit unions	189,570	195,744	205,877	207,086	207,745	209,080	211,684	214,432	216,716
8	Federal government and Sallie Mae	119,521	129,576	114,629	109,836	104,934	99,767	94,830	93,706	94,204
9	Savings institutions	71,100	68,705	77,850	81,449^r	83,647	85,917	88,115	88,466	88,818
10	Nonfinancial business	88,759	86,503	70,339	62,468^r	62,123	63,922	62,920	62,437	63,540
11	Pools of securitized assets³	599,684	637,082	624,986	612,567	609,339	603,639	609,515	610,002	604,307

	By major type of credit⁴
12	Revolving	750,335^r	766,727^r	787,670^r	760,918^r	760,937	765,516	766,857	773,145	779,480
13	Commercial banks	238,260^r	250,197^r	284,667^r	268,318^r	270,588	278,013	275,594	278,869	286,765
14	Finance companies	31,538	38,948	37,576	37,587	37,698	37,654	39,888	41,386	41,322
15	Credit unions	22,265	22,228	22,410	21,572	21,265	21,385	21,606	21,783	22,412
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	17,941	16,260	23,848	21,489^r	22,690	23,931	25,132	25,249	25,366
18	Nonfinancial business	50,595	48,831	26,494	20,720	20,377	21,787	20,966	20,392	21,069
19	Pools of securitized assets³	389,737	390,263	392,676	391,231	388,319	382,747	383,670	385,466	382,547

20	Nonrevolving	1,128,234	1,195,045	1,262,471	1,269,606^r	1,270,976	1,275,949	1,277,563	1,283,302	1,293,209
21	Commercial banks	333,543	356,175	376,371	381,423	382,292	381,013	377,089	377,501	379,346
22	Finance companies	206,595	198,842	257,847	269,790	273,547	282,462	284,784	289,647	297,673
23	Credit unions	167,305	173,516	183,467	185,514	186,480	187,695	190,078	192,649	194,304
24	Federal government and Sallie Mae	119,521	129,576	114,629	109,836	104,934	99,767	94,830	93,706	94,204
25	Savings institutions	53,159	52,445	54,002	59,960^r	60,957	61,986	62,983	63,218	63,452
26	Nonfinancial business	38,165	37,673	43,845	41,748^r	41,747	42,135	41,954	42,045	42,471
27	Pools of securitized assets³	209,947	246,819	232,310	221,336	221,020	220,892	225,845	224,537	221,760

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: April 29, 2005