FRB: February 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | February 2005

Statistical Supplement to the Federal Reserve Bulletin, February 2005

1.55 Consumer Credit¹
Holder and type of credit		2001	2002	2003	2004
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2001	2002	2003	May	June	July	Aug	Sept	Oct
		Seasonally adjusted
1	Total	1,842,156	1,924,184	2,011,282	2,048,048	2,052,604^r	2,064,613^r	2,067,516^r	2,084,508^r	2,098,586

2	Revolving	722,299	738,323	758,676	763,919	765,206^r	773,380^r	773,602^r	785,068^r	789,014
3	Nonrevolving²	1,119,857	1,185,861	1,252,605	1,284,129	1,287,398	1,291,232	1,293,913	1,299,440^r	1,309,572
		Not seasonally adjusted
4	Total	1,878,569	1,961,771	2,050,142	2,039,145	2,042,174^r	2,051,729^r	2,068,198^r	2,086,247^r	2,103,170

	By major holder
5	Commercial banks	571,803	606,372	661,038	659,025	652,683	656,371	666,111	668,771	668,790
6	Finance companies	238,133	237,790	295,424	320,116	324,672	331,033	338,995	352,691	363,794
7	Credit unions	189,570	195,744	205,877	209,080	211,684	211,950	214,203	215,042	216,370
8	Federal government and Sallie Mae	119,521	129,576	114,629	99,767	94,830	93,706	94,204	99,185	99,349
9	Savings institutions	71,100	68,705	77,850	85,917	88,115	88,466	88,818	89,158	90,325
10	Nonfinancial business	88,759	86,503	70,339	63,922	62,920	62,437	63,540	59,917	60,723
11	Pools of securitized assets³	599,684	637,082	624,986	601,318	607,269^r	607,766^r	602,328^r	601,483^r	603,820

	By major type of credit⁴
12	Revolving	750,335	766,727	787,670	763,195	764,611^r	770,412^r	776,509^r	780,085^r	784,411
13	Commercial banks	238,260	250,197	284,667	278,013	275,594	278,869	286,765	287,219	286,490
14	Finance companies	31,538	38,948	37,576	37,654	39,888	41,386	41,322	45,466	47,738
15	Credit unions	22,265	22,228	22,410	21,385	21,606	21,783	22,412	22,431	22,409
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	17,941	16,260	23,848	23,931	25,132	25,249	25,365^r	25,478^r	26,407
18	Nonfinancial business	50,595	48,831	26,494	21,787	20,966	20,392	21,069	17,606	18,311
19	Pools of securitized assets³	389,737	390,263	392,676	380,426	381,425^r	382,733^r	379,576^r	381,885^r	383,056

20	Nonrevolving	1,128,234	1,195,045	1,262,471	1,275,949	1,277,563	1,281,317	1,291,689	1,306,162^r	1,318,759
21	Commercial banks	333,543	356,175	376,371	381,013	377,089	377,501	379,346	381,552	382,300
22	Finance companies	206,595	198,842	257,847	282,462	284,784	289,647	297,673	307,226	316,056
23	Credit unions	167,305	173,516	183,467	187,695	190,078	190,167	191,791	192,611	193,961
24	Federal government and Sallie Mae	119,521	129,576	114,629	99,767	94,830	93,706	94,204	99,185	99,349
25	Savings institutions	53,159	52,445	54,002	61,986	62,983	63,218	63,453^r	63,680^r	63,919
26	Nonfinancial business	38,165	37,673	43,845	42,135	41,954	42,045	42,471	42,311	42,411
27	Pools of securitized assets³	209,947	246,819	232,310	220,892	225,845	225,033	222,752	219,597^r	220,764

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: May 2, 2005