![]() Statistical Supplement | February 2005 Statistical Supplement to the Federal Reserve Bulletin, February 2005 |
Percent per year except as noted | |||||||||||
Item | 2001 | 2002 | 2003 | 2004 | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Apr | May | June | July | Aug | Sept | Oct | |||||
Interest Rates | |||||||||||
Commercial banks2 | |||||||||||
1 | 48-month new car | 8.50 | 7.62 | 6.93 | n.a. | 6.43 | n.a. | n.a. | 6.55 | n.a. | n.a. |
2 | 24-month personal | 13.22 | 12.54 | 11.95 | n.a. | 11.80 | n.a. | n.a. | 12.02 | n.a. | n.a. |
Credit card plan | |||||||||||
3 | All accounts | 14.87 | 13.40 | 12.30 | n.a. | 12.68 | n.a. | n.a. | 13.01 | n.a. | n.a. |
4 | Accounts assessed interest | 14.46 | 13.11 | 12.73 | n.a. | 12.93 | n.a. | n.a. | 13.60 | n.a. | n.a. |
Auto finance companies | |||||||||||
5 | New car | 5.65 | 4.29 | 3.40 | 3.60 | 3.32 | 4.02 | 5.25 | 5.62 | 5.74 | 4.42 |
6 | Used car | 12.18 | 10.74 | 9.72 | 8.92 | 8.80 | 8.78 | 8.90 | 8.96 | 8.92 | 8.94 |
Other Terms3 | |||||||||||
Maturity (months) | |||||||||||
7 | New car | 55.1 | 56.8 | 61.4 | 59.9 | 60.2 | 60.6 | 60.9 | 60.8 | 60.9 | 63.4 |
8 | Used car | 57.5 | 57.5 | 57.5 | 56.8 | 56.9 | 57.0 | 56.9 | 57.1 | 57.2 | 57.1 |
Loan-to-value ratio | |||||||||||
9 | New car | 91 | 94 | 95 | 93 | 92 | 91 | 89 | 84 | 81 | 85 |
10 | Used car | 100 | 100 | 100 | 101 | 101 | 101 | 100 | 100 | 99 | 99 |
Amount financed (dollars) | |||||||||||
11 | New car | 22,822 | 24,747 | 26,295 | 25,918 | 25,854 | 24,804 | 23,821 | 22,951 | 22,765 | 24,711 |
12 | Used car | 14,416 | 14,532 | 14,613 | 14,829 | 14,955 | 15,086 | 15,361 | 15,197 | 15,490 | 15,547 |
1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table 2. Data are available for only the second month of each quarter. Return to table 3. At auto finance companies. Return to table |
Statistical Supplement | February 2005 | Tips for printing wide tables | Symbols and Abbreviations