FRB: March 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | March 2005

Statistical Supplement to the Federal Reserve Bulletin, March 2005

1.55 Consumer Credit¹
Holder and type of credit		2001	2002	2003	2004
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2001	2002	2003	June	July	Aug	Sept^r	Oct^r	Nov
		Seasonally adjusted
1	Total	1,842,156	1,924,184	2,011,282	2,052,604	2,062,171^r	2,067,514^r	2,085,046	2,099,351	2,100,927

2	Revolving	722,299	738,323	758,676	765,206	773,193^r	773,230^r	785,165	789,804	790,387
3	Nonrevolving²	1,119,857	1,185,861	1,252,605	1,287,398	1,288,978^r	1,294,283^r	1,299,881	1,309,547	1,310,540
		Not seasonally adjusted
4	Total	1,878,569	1,961,771	2,050,142	2,042,174	2,049,306^r	2,068,195^r	2,086,786	2,103,930	2,112,721

	By major holder
5	Commercial banks	571,803	606,372	661,038	652,683	656,373^r	666,115^r	668,777	669,626	667,380
6	Finance companies	238,133	237,790	295,424	324,672	331,033	338,995	352,691	363,794	373,495
7	Credit unions	189,570	195,744	205,877	211,684	211,950	214,203	215,042	216,370	217,000
8	Federal government and Sallie Mae	119,521	129,576	114,629	94,830	93,706	94,204	99,185	99,336	98,579
9	Savings institutions	71,100	68,705	77,850	88,115	88,466	88,818	89,158	89,868	90,555
10	Nonfinancial business	88,759	86,503	70,339	62,920	62,430^r	63,526^r	59,896	60,707	61,520
11	Pools of securitized assets³	599,684	637,082	624,986	607,269	605,347^r	602,335^r	602,038	604,231	604,192

	By major type of credit⁴
12	Revolving	750,335	766,727	787,670	764,611	770,225^r	776,136^r	780,181	785,196	792,291
13	Commercial banks	238,260	250,197	284,667	275,594	278,682^r	286,391^r	286,659	286,070	285,753
14	Finance companies	31,538	38,948	37,576	39,888	41,386	41,322	45,466	47,738	49,901
15	Credit unions	22,265	22,228	22,410	21,606	21,783	22,412	22,431	22,409	22,783
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	17,941	16,260	23,848	25,132	25,249	25,365	25,478	26,291	27,078
18	Nonfinancial business	50,595	48,831	26,494	20,966	20,392	21,069	17,606	18,311	18,449
19	Pools of securitized assets³	389,737	390,263	392,676	381,425	382,733	379,576	382,542	384,377	388,327

20	Nonrevolving	1,128,234	1,195,045	1,262,471	1,277,563	1,279,080^r	1,292,059^r	1,306,605	1,318,734	1,320,430
21	Commercial banks	333,543	356,175	376,371	377,089	377,690^r	379,723^r	382,118	383,556	381,627
22	Finance companies	206,595	198,842	257,847	284,784	289,647	297,673	307,226	316,056	323,594
23	Credit unions	167,305	173,516	183,467	190,078	190,167	191,791	192,611	193,961	194,217
24	Federal government and Sallie Mae	119,521	129,576	114,629	94,830	93,706	94,204	99,185	99,336	98,579
25	Savings institutions	53,159	52,445	54,002	62,983	63,218	63,453	63,680	63,577	63,477
26	Nonfinancial business	38,165	37,673	43,845	41,954	42,038^r	42,457^r	42,290	42,396	43,071
27	Pools of securitized assets³	209,947	246,819	232,310	225,845	222,614^r	222,759^r	219,496	219,854	215,865

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: April 8, 2005