FRB: April 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | April 2005

Statistical Supplement to the Federal Reserve Bulletin, April 2005

1.55 Consumer Credit¹
Holder and type of credit		2002	2003	2004	2004
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2002	2003	2004	July	Aug	Sept	Oct^r	Nov^r	Dec
		Seasonally adjusted
1	Total	1,924,184	2,011,282	2,105,328	2,062,171	2,067,514	2,083,632^r	2,096,742	2,098,044	2,105,328

2	Revolving	738,323	758,676	793,564	773,193	773,230	784,048^r	787,522	787,940	793,564
3	Nonrevolving²	1,185,861	1,252,605	1,311,764	1,288,978	1,294,283	1,299,584^r	1,309,220	1,310,105	1,311,764
		Not seasonally adjusted
4	Total	1,961,771	2,050,142	2,147,004	2,049,306	2,068,195	2,085,378^r	2,101,332	2,109,830	2,147,004

	By major holder
5	Commercial banks	606,372	661,038	697,352	656,373	666,115	668,777	669,626	667,380	697,352
6	Finance companies	237,790	295,424	365,594	331,033	338,995	352,691	363,794	373,495	365,594
7	Credit unions	195,744	205,877	215,384	211,950	214,203	214,471^r	215,675	216,095	215,384
8	Federal government and Sallie Mae	129,576	114,629	98,363	93,706	94,204	99,185	99,336	98,579	98,363
9	Savings institutions	68,705	77,850	91,279	88,466	88,818	89,158	89,873	90,564	91,279
10	Nonfinancial business	86,503	70,339	73,901	62,430	63,526	59,896	60,707	61,520	73,901
11	Pools of securitized assets³	637,082	624,986	605,131	605,347	602,335	601,200^r	602,323	602,197	605,131

	By major type of credit⁴
12	Revolving	766,727	787,670	824,908	770,225	776,136	779,071^r	782,927	789,838	824,908
13	Commercial banks	250,197	284,667	315,782	278,682	286,391	286,659	286,070	285,753	315,782
14	Finance companies	38,948	37,576	43,314	41,386	41,322	45,466	47,738	49,901	43,314
15	Credit unions	22,228	22,410	23,244	21,783	22,412	22,166^r	22,057	22,336	23,244
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	16,260	23,848	27,905	25,249	25,365	25,478	26,296	27,087	27,905
18	Nonfinancial business	48,831	26,494	26,950	20,392	21,069	17,606	18,311	18,449	26,950
19	Pools of securitized assets³	390,263	392,676	387,712	382,733	379,576	381,697^r	382,455	386,312	387,712

20	Nonrevolving	1,195,045	1,262,471	1,322,096	1,279,080	1,292,059	1,306,306^r	1,318,405	1,319,991	1,322,096
21	Commercial banks	356,175	376,371	381,570	377,690	379,723	382,118	383,556	381,627	381,570
22	Finance companies	198,842	257,847	322,279	289,647	297,673	307,226	316,056	323,594	322,279
23	Credit unions	173,516	183,467	192,140	190,167	191,791	192,305^r	193,618	193,759	192,140
24	Federal government and Sallie Mae	129,576	114,629	98,363	93,706	94,204	99,185	99,336	98,579	98,363
25	Savings institutions	52,445	54,002	63,374	63,218	63,453	63,680	63,577	63,477	63,374
26	Nonfinancial business	37,673	43,845	46,951	42,038	42,457	42,290	42,396	43,071	46,951
27	Pools of securitized assets³	246,819	232,310	217,419	222,614	222,759	219,503^r	219,868	215,885	217,419

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: May 2, 2005