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Statistical Supplement | May 2005

Statistical Supplement to the Federal Reserve Bulletin, May 2005
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2002
 2003
 2004r
 2004 2005
Augr Septr Octr Novr Decr Jan
  Seasonally adjusted
1 Total 1,922,805r 2,013,323r 2,104,206 2,071,683 2,084,695 2,096,983 2,097,373 2,104,206 2,115,652
 
2 Revolving 736,944r 760,717r 792,711 777,834 785,402 788,052 787,552 792,711 796,860
3 Nonrevolving2 1,185,861 1,252,605 1,311,494 1,293,850 1,299,294 1,308,931 1,309,820 1,311,494 1,318,792
  Not seasonally adjusted
4 Total 1,954,376r 2,046,874r 2,140,433 2,066,494 2,085,797 2,101,063 2,109,646 2,140,433 2,134,146
 
  By major holder  
5 Commercial banks 606,372 661,038 697,352 666,115 668,777 669,626 667,380 697,352 686,475
6 Finance companies 237,790 295,424 365,594 338,995 352,691 363,794 373,495 365,594 358,949
7 Credit unions 195,744 205,877 215,384 213,880 214,471 215,675 216,095 215,384 214,838
8 Federal government and Sallie Mae 129,576 114,629 98,363 94,204 99,185 99,336 98,579 98,363 100,825
9 Savings institutions 68,705 77,850 91,279 88,818 89,158 89,873 90,564 91,279 91,825
10 Nonfinancial business 79,108r 67,071r 65,906 62,058 60,311 60,432 61,332 65,906 63,853
11 Pools of securitized assets3 637,082 624,986 606,555 602,425 601,205 602,328 602,202 606,555 617,381
 
  By major type of credit4  
12 Revolving 759,331r 784,403r 818,609 774,868 779,783 782,949 789,941 818,609 807,839
13 Commercial banks 250,197 284,667 315,782 286,391 286,659 286,070 285,753 315,782 302,116
14 Finance companies 38,948 37,576 43,314 41,322 45,466 47,738 49,901 43,314 43,505
15 Credit unions 22,228 22,410 23,244 22,235 22,166 22,057 22,336 23,244 22,909
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 16,260 23,848 27,905 25,365 25,478 26,296 27,087 27,905 27,523
18 Nonfinancial business 41,435r 23,226r 19,233 19,894 18,317 18,333 18,552 19,233 18,798
19 Pools of securitized assets3 390,263 392,676 389,131 379,661 381,697 382,455 386,312 389,131 392,987
 
20 Nonrevolving 1,195,045 1,262,471 1,321,824 1,291,626 1,306,014 1,318,114 1,319,705 1,321,824 1,326,307
21 Commercial banks 356,175 376,371 381,570 379,723 382,118 383,556 381,627 381,570 384,359
22 Finance companies 198,842 257,847 322,279 297,673 307,226 316,056 323,594 322,279 315,445
23 Credit unions 173,516 183,467 192,140 191,645 192,305 193,618 193,759 192,140 191,929
24 Federal government and Sallie Mae 129,576 114,629 98,363 94,204 99,185 99,336 98,579 98,363 100,825
25 Savings institutions 52,445 54,002 63,374 63,453 63,680 63,577 63,477 63,374 64,302
26 Nonfinancial business 37,673 43,845 46,674 42,164 41,994 42,099 42,780 46,674 45,054
27 Pools of securitized assets3 246,819 232,310 217,424 222,764 219,508 219,873 215,890 217,424 224,393

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | May 2005 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: June 2, 2005