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Statistical Supplement | June 2005

Statistical Supplement to the Federal Reserve Bulletin, June 2005
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2002
 2003r
 2004r
 2004 2005
Septr Octr Novr Decr Jan Feb
  Seasonally adjusted
1 Total 1,922,805r 2,013,481 2,104,510 2,084,706 2,097,004 2,097,391 2,104,510 2,116,457 2,122,384
 
2 Revolving 736,944r 760,717 792,964 785,413 788,056 787,536 792,964 795,646 796,929
3 Nonrevolving2 1,185,861 1,252,765 1,311,546 1,299,294 1,308,948 1,309,855 1,311,546 1,320,811 1,325,455
  Not seasonally adjusted
4 Total 1,954,376r 2,047,034 2,140,745 2,085,808 2,101,084 2,109,665 2,140,745 2,134,946 2,123,627
 
  By major holder  
5 Commercial banks 606,372 675,038 711,386 682,777 683,637 681,402 711,386 700,679 696,669
6 Finance companies 237,790 295,424 365,594 352,691 363,794 373,495 365,594 358,949 361,178
7 Credit unions 195,744 205,877 215,384 214,471 215,675 216,095 215,384 214,838 214,114
8 Federal government and Sallie Mae 129,576 114,658 98,363 99,185 99,336 98,579 98,363 100,839 100,868
9 Savings institutions 68,705 77,850 91,281 89,158 89,873 90,566 91,281 91,108 90,953
10 Nonfinancial business 79,108r 67,211 65,857 60,322 60,442 61,327 65,857 63,839 62,635
11 Pools of securitized assets3 637,082 610,976 592,882 587,205 588,328 588,202 592,882 604,692 597,211
 
  By major type of credit4  
12 Revolving 759,331r 784,402 818,869 779,794 782,953 789,925 818,869 806,608 797,175
13 Commercial banks 250,197 290,667 321,765 292,659 292,064 291,742 321,765 306,300 301,905
14 Finance companies 38,948 37,576 43,314 45,466 47,738 49,901 43,314 43,505 45,303
15 Credit unions 22,228 22,410 23,244 22,166 22,057 22,336 23,244 22,909 22,629
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 16,260 23,848 27,905 25,478 26,296 27,087 27,905 27,658 27,435
18 Nonfinancial business 41,435r 23,226 19,184 18,328 18,343 18,547 19,184 18,778 18,488
19 Pools of securitized assets3 390,263 386,675 383,457 375,697 376,455 380,312 383,457 387,458 381,415
 
20 Nonrevolving 1,195,045 1,262,632 1,321,876 1,306,014 1,318,131 1,319,740 1,321,876 1,328,338 1,326,453
21 Commercial banks 356,175 384,371 389,621 390,118 391,573 389,661 389,621 394,379 394,765
22 Finance companies 198,842 257,847 322,279 307,226 316,056 323,594 322,279 315,445 315,875
23 Credit unions 173,516 183,467 192,140 192,305 193,618 193,759 192,140 191,929 191,485
24 Federal government and Sallie Mae 129,576 114,658 98,363 99,185 99,336 98,579 98,363 100,839 100,868
25 Savings institutions 52,445 54,002 63,376 63,680 63,578 63,478 63,376 63,450 63,518
26 Nonfinancial business 37,673 43,986 46,673 41,994 42,099 42,780 46,673 45,061 44,147
27 Pools of securitized assets3 246,819 224,301 209,424 211,508 211,873 207,890 209,424 217,234 215,796

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | June 2005 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: July 14, 2005