FRB: July 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | July 2005

Statistical Supplement to the Federal Reserve Bulletin, July 2005

1.55 Consumer Credit¹
Holder and type of credit		2002	2003	2004	2004			2005
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2002	2003	2004	Oct	Nov	Dec	Jan	Feb	Mar
		Seasonally adjusted
1	Total	1,922,805	2,013,481	2,104,924^r	2,097,004	2,097,391	2,104,924^r	2,116,766^r	2,122,569^r	2,129,286

2	Revolving	736,944	760,717	793,165^r	788,056	787,536	793,165^r	795,815^r	797,046^r	796,412
3	Nonrevolving²	1,185,861	1,252,765	1,311,760^r	1,308,948	1,309,855	1,311,760^r	1,320,951^r	1,325,523^r	1,332,875
		Not seasonally adjusted
4	Total	1,954,376	2,047,034	2,141,168^r	2,101,084	2,109,665	2,141,168^r	2,135,258^r	2,123,812^r	2,117,165

	By major holder
5	Commercial banks	606,372	675,038	711,386	683,637	681,402	711,386	700,679	696,669	690,439
6	Finance companies	237,790	295,424	368,164^r	363,794	373,495	368,164^r	361,430^r	363,572^r	361,701
7	Credit unions	195,744	205,877	215,384	215,675	216,095	215,384	214,838	214,114	214,967
8	Federal government and Sallie Mae	129,576	114,658	98,363	99,336	98,579	98,363	100,839	100,868	100,647
9	Savings institutions	68,705	77,850	91,281	89,873	90,566	91,281	91,108	90,953	90,780
10	Nonfinancial business	79,108	67,211	66,084^r	60,442	61,327	66,084^r	63,990^r	62,711^r	62,105
11	Pools of securitized assets³	637,082	610,976	590,507^r	588,328	588,202	590,507^r	602,372^r	594,927^r	596,526

	By major type of credit⁴
12	Revolving	759,331	784,402	819,077^r	782,953	789,925	819,077^r	806,779^r	797,292^r	789,007
13	Commercial banks	250,197	290,667	321,765	292,064	291,742	321,765	306,300	301,905	295,230
14	Finance companies	38,948	37,576	43,314	47,738	49,901	43,314	43,505	45,303	43,466
15	Credit unions	22,228	22,410	23,244	22,057	22,336	23,244	22,909	22,629	22,486
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	16,260	23,848	27,905	26,296	27,087	27,905	27,658	27,435	27,188
18	Nonfinancial business	41,435	23,226	19,184	18,343	18,547	19,184	18,778	18,488	18,282
19	Pools of securitized assets³	390,263	386,675	383,665^r	376,455	380,312	383,665^r	387,629^r	381,532^r	382,355

20	Nonrevolving	1,195,045	1,262,632	1,322,092^r	1,318,131	1,319,740	1,322,092^r	1,328,478^r	1,326,521^r	1,328,158
21	Commercial banks	356,175	384,371	389,621	391,573	389,661	389,621	394,379	394,765	395,209
22	Finance companies	198,842	257,847	324,849^r	316,056	323,594	324,849^r	317,925^r	318,269^r	318,236
23	Credit unions	173,516	183,467	192,140	193,618	193,759	192,140	191,929	191,485	192,481
24	Federal government and Sallie Mae	129,576	114,658	98,363	99,336	98,579	98,363	100,839	100,868	100,647
25	Savings institutions	52,445	54,002	63,376	63,578	63,478	63,376	63,450	63,518	63,592
26	Nonfinancial business	37,673	43,986	46,900^r	42,099	42,780	46,900^r	45,213^r	44,223^r	43,823
27	Pools of securitized assets³	246,819	224,301	206,842^r	211,873	207,890	206,842^r	214,743^r	213,395^r	214,170

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: August 19, 2005