The Federal Reserve Board eagle logo links to home page

Statistical Supplement | July 2005

Statistical Supplement to the Federal Reserve Bulletin, July 2005
1.56  Terms of Consumer Credit1
Percent per year except as noted
Item 2002 2003 2004 2004 2005
Sept Oct Nov Dec Jan Feb Mar
Interest Rates  
  Commercial banks2  
1 48-month new car 7.62 6.93 6.60 n.a. n.a. 6.71 n.a. n.a. 6.86 n.a.
2 24-month personal 12.54 11.95 11.89 n.a. n.a. 11.84 n.a. n.a. 12.01 n.a.
 
  Credit card plan  
3 All accounts 13.40 12.30 12.71 n.a. n.a. 12.50 n.a. n.a. 12.21 n.a.
4 Accounts assessed interest 13.11 12.73 13.21 n.a. n.a. 13.92 n.a. n.a. 14.13 n.a.
 
  Auto finance companies  
5 New car 4.29 3.40 4.36 5.74 4.42 5.64 4.97 5.56 4.68 4.35
6 Used car 10.74 9.72 8.96 8.92 8.94 8.82 8.86 8.95 9.36 9.38
 
Other Terms3  
  Maturity (months)  
7 New car 56.8 61.4 60.5 60.9 63.4 60.5 60.2 59.3 59.1 59.7
8 Used car 57.5 57.5 56.8 57.2 57.1 56.8 56.7 57.6 57.9 57.9
 
  Loan-to-value ratio  
9 New car 94 95 89 81 85 83 85 83 89 88
10 Used car 100 100 100 99 99 98 99 98 98 99
 
  Amount financed (dollars)  
11 New car 24,747 26,295 24,888 22,765 24,711 23,984 24,434 23,939 24,290 24,118
12 Used car 14,532 14,613 15,136 15,490 15,547 15,632 15,964 15,673 15,453 15,395

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Data are available for only the second month of each quarter.   Return to table

3. At auto finance companies.   Return to table

Statistical Supplement | July 2005 | Tips for printing wide tables | Symbols and Abbreviations

Accessibility | Contact us
Last update: August 19, 2005