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Statistical Supplement | August 2005

Statistical Supplement to the Federal Reserve Bulletin, August 2005
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2002
 2003
 2004
 2004 2005
Nov Dec Jan Feb Mar Apr
  Seasonally adjusted
1 Total 1,922,805 2,013,481 2,104,924 2,097,736r 2,104,924 2,116,766 2,122,569 2,129,279r 2,132,301
 
2 Revolving 736,944 760,717 793,165 787,662r 793,165 795,815 797,046 796,411r 796,083
3 Nonrevolving2 1,185,861 1,252,765 1,311,760 1,310,074r 1,311,760 1,320,951 1,325,523 1,332,868r 1,336,219
  Not seasonally adjusted
4 Total 1,954,376 2,047,034 2,141,168 2,110,011r 2,141,168 2,135,258 2,123,813r 2,117,158r 2,118,884
 
  By major holder  
5 Commercial banks 606,372 675,038 711,386 681,402 711,386 700,679 696,669 690,439 691,950
6 Finance companies 237,790 295,424 368,164 373,495 368,164 361,430 363,572 361,702r 359,295
7 Credit unions 195,744 205,877 215,384 216,095 215,384 214,838 214,114 214,967 217,010
8 Federal government and Sallie Mae 129,576 114,658 98,363 98,579 98,363 100,839 100,868 100,647 99,024
9 Savings institutions 68,705 77,850 91,281 90,566 91,281 91,108 90,953 90,780 91,671
10 Nonfinancial business 79,108 67,211 66,084 61,554r 66,084 63,990 62,711 62,105 62,138
11 Pools of securitized assets3 637,082 610,976 590,507 588,321r 590,507 602,372 594,927 596,518r 597,795
 
  By major type of credit4  
12 Revolving 759,331 784,402 819,077 790,051r 819,077 806,779 797,292 789,007 792,189
13 Commercial banks 250,197 290,667 321,765 291,742 321,765 306,300 301,905 295,230 297,634
14 Finance companies 38,948 37,576 43,314 49,901 43,314 43,505 45,303 43,466 43,848
15 Credit unions 22,228 22,410 23,244 22,336 23,244 22,909 22,629 22,486 22,667
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 16,260 23,848 27,905 27,087 27,905 27,658 27,435 27,188 27,876
18 Nonfinancial business 41,435 23,226 19,184 18,547 19,184 18,778 18,488 18,282 18,377
19 Pools of securitized assets3 390,263 386,675 383,665 380,438r 383,665 387,629 381,532 382,355 381,787
 
20 Nonrevolving 1,195,045 1,262,632 1,322,092 1,319,960r 1,322,092 1,328,478 1,326,521 1,328,151r 1,326,695
21 Commercial banks 356,175 384,371 389,621 389,661 389,621 394,379 394,765 395,209 394,315
22 Finance companies 198,842 257,847 324,849 323,594 324,849 317,925 318,269 318,236 315,447
23 Credit unions 173,516 183,467 192,140 193,759 192,140 191,929 191,485 192,481 194,343
24 Federal government and Sallie Mae 129,576 114,658 98,363 98,579 98,363 100,839 100,868 100,647 99,024
25 Savings institutions 52,445 54,002 63,376 63,478 63,376 63,450 63,518 63,592 63,795
26 Nonfinancial business 37,673 43,986 46,900 43,007r 46,900 45,213 44,223 43,823 43,762
27 Pools of securitized assets3 246,819 224,301 206,842 207,883r 206,842 214,743 213,395 214,163r 216,009

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | August 2005 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: September 9, 2005