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Statistical Supplement | September 2005

Statistical Supplement to the Federal Reserve Bulletin, September 2005
4.46  Small Loans to Businesses and Farms, 1998-2004
Company 1998 1999 2000 2001 2002 2003 2004
  Total business loans  
1 Number 2,736,389 3,287,974 5,110,001 6,094,606 7,556,999 8,004,463 8,111,492
2 Amount (thousands of dollars) 161,211,231 174,538,571 179,056,204 224,914,485 253,225,288 278,612,596 293,745,569
  Percent to small firms1  
3 Number 54.5 60.2 41.7 43.7 31.0 37.8 37.6
4 Amount 47.0 48.5 45.9 45.6 44.2 45.8 44.2
 
  Total farm loans  
5 Number 206,267 220,587 204,318 235,417 256,117 288,739 292,451
6 Amount (thousands of dollars) 11,373,691 12,302,881 11,634,880 14,330,467 16,222,070 17,297,590 18,141,412
  Percent to small farms1  
7 Number 90.4 90.6 90.2 90.0 88.5 88.8 84.4
8 Amount 83.0 83.7 83.8 83.6 83.0 83.0 77.6
 
  Activity of CRA reporters (percent)2  
  All small loans to businesses  
9 Number 67.8 67.8 83.7 84.0 88.0 90.5 78.4
10 Amount 69.4 72.4 75.6 75.0 76.9 77.1 74.1
  All small loans to farms2  
11 Number 24.9 28.0 30.6 32.3 32.2 33.3 36.0
12 Amount 30.1 34.1 37.5 38.2 38.1 38.5 39.0
 
  Distribution of business loans by asset size of lender  
  Number (percent)  
13 Less than 100 1.9 1.0 0.5 0.4 0.1 0.1 0.1
14 100 to 249 5.5 1.4 0.8 13.8 0.5 0.4 0.5
15 250 to 999 20.3 15.9 18.8 13.2 25.1 12.5 9.9
16 1,000 or more 72.3 81.8 79.8 72.6 74.3 86.9 89.6
 
17 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
18 Less than 100 0.8 1.0 0.6 1.0 0.4 0.4 0.3
19 100 to 249 3.2 2.2 2.0 2.7 1.6 1.5 1.0
20 250 to 999 22.7 21.6 23.0 21.8 23.6 22.6 20.6
21 1,000 or more 73.3 75.2 74.4 74.5 74.4 75.6 78.1
 
22 Total 100 100 100 100 100 100 100
 
  Distribution of farm loans by asset size of lender  
  Number (percent)  
23 Less than 100 4.9 4.9 2.2 1.2 1.0 1.5 0.7
24 100 to 249 8.2 6.6 4.8 3.4 2.5 2.5 3.5
25 250 to 999 38.7 37.7 46.7 42.7 49.1 44.2 44.6
26 1,000 or more 48.2 50.8 46.3 52.6 47.4 51.8 51.1
 
27 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
28 Less than 100 3.5 4.0 1.7 0.9 0.7 1.2 0.7
29 100 to 249 6.6 5.6 4.0 2.8 2.3 2.4 3.0
30 250 to 999 36.0 36.3 42.7 38.8 43.2 44.6 44.0
31 1,000 or more 53.9 54.1 51.5 57.5 53.8 51.8 52.3
 
32 Total 100 100 100 100 100 100 100
 
  Distribution of business loans by income of census tract3  
  Number  
33 Low 4.3 3.6 3.6 4.0 3.7 3.6 3.5
34 Moderate 15.5 14.6 14.6 15.2 15.2 17.0 16.7
35 Middle 49.5 50.1 50.2 50.1 50.5 47.6 47.7
36 Upper 30.3 31.2 31.2 30.3 30.3 31.6 32.0
37 Income not reported 0.5 0.4 0.4 0.4 0.4 0.2 0.2
 
38 Total 100 100 100 100 100 100 100
 
  Amount  
39 Low 5.2 5.0 4.9 4.9 4.7 4.4 4.3
40 Moderate 15.7 15.5 15.4 15.2 15.2 17.9 17.8
41 Middle 46.8 47.1 47.6 47.6 47.9 45.4 45.1
42 Upper 31.6 31.7 31.5 31.7 31.7 31.9 32.4
43 Income not reported 0.7 0.7 0.5 0.6 0.6 0.4 0.4
 
44 Total 100 100 100 100 100 100 100
 
  Memo  
  Number of reporters  
45 Commercial banks 1,576 1,450 1,471 1,443 1,495 1,635 1,658
46 Savings institutions 290 461 470 469 491 468 341
 
47 Total 1,866 1,911 1,941 1,912 1,986 2,103 1,999

1. Businesses and farms with revenues of $1 million or less.   Return to table

2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations based on information reported in the June Call Reports except that calculations for savings associations are based on information reported in the June Thrift Financial Reports.   Return to table

3. Low income: census tract median family income less than 50 percent of metropolitan area median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract was not reported.   Return to table

4. Revised to reflect correction of reported data.   Return to table

Source. FFIEC

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Last update: October 28, 2005