FRB: October 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | October 2005

Statistical Supplement to the Federal Reserve Bulletin, October 2005

1.55 Consumer Credit¹
Holder and type of credit		2002	2003	2004	2005
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2002	2003	2004	Jan	Feb	Mar	Apr^r	May^r	June
		Seasonally adjusted
1	Total	1,925,544	2,015,336	2,106,000^r	2,107,126^r	2,114,484^r	2,120,473^r	2,126,131	2,125,967	2,140,926

2	Revolving	736,357	758,278	787,461^r	788,346^r	787,783^r	787,328^r	787,956	789,325	796,517
3	Nonrevolving²	1,189,187	1,257,058	1,318,540^r	1,318,780^r	1,326,702^r	1,333,145^r	1,338,175	1,336,643	1,344,409
		Not seasonally adjusted
4	Total	1,952,788	2,043,170	2,135,642^r	2,129,171^r	2,116,691^r	2,110,535^r	2,113,630	2,114,316	2,126,902

	By major holder
5	Commercial banks	606,372	675,038	711,386	700,692	696,695	690,478	693,036	690,293	691,589
6	Finance companies	237,790	295,424	367,083^r	360,436^r	362,474^r	362,127^r	360,753	358,807	356,691
7	Credit unions	195,744	205,877	215,384	214,838	214,114	214,967	217,010	218,906	220,728
8	Federal government and Sallie Mae	129,576	114,658	98,363	100,839	100,868	100,647	99,039	98,795	98,647
9	Savings institutions	68,705	77,850	91,281	91,102	90,941	90,762	91,833	92,939	94,010
10	Nonfinancial business	77,520	63,348	64,799	62,846	61,595	61,007	61,056	61,022	61,228
11	Pools of securitized assets³	637,082	610,976	587,347^r	598,417^r	590,004^r	590,546^r	590,903	593,553	604,008

	By major type of credit⁴
12	Revolving	757,744	780,539	811,552^r	798,723^r	788,054^r	780,344^r	783,975	784,931	792,658
13	Commercial banks	250,197	290,667	321,765	306,301	301,907	295,233	298,478	297,550	301,255
14	Finance companies	38,948	37,576	39,980^r	40,200^r	41,606^r	41,023^r	41,984	42,762	43,766
15	Credit unions	22,228	22,410	23,244	22,909	22,629	22,486	22,667	22,921	23,177
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	16,260	23,848	27,905	27,659	27,438	27,192	27,538	27,896	28,242
18	Nonfinancial business	39,848	19,363	17,899	17,633	17,372	17,184	17,262	17,252	17,266
19	Pools of securitized assets³	390,263	386,675	380,760^r	384,020^r	377,103^r	377,225^r	376,045	376,550	378,951

20	Nonrevolving	1,195,045	1,262,632	1,324,090^r	1,330,448^r	1,328,636^r	1,330,191^r	1,329,655	1,329,385	1,334,244
21	Commercial banks	356,175	384,371	389,621	394,391	394,789	395,245	394,558	392,744	390,334
22	Finance companies	198,842	257,847	327,103^r	320,236^r	320,868^r	321,104^r	318,770	316,044	312,925
23	Credit unions	173,516	183,467	192,140	191,929	191,485	192,481	194,343	195,985	197,551
24	Federal government and Sallie Mae	129,576	114,658	98,363	100,839	100,868	100,647	99,039	98,795	98,647
25	Savings institutions	52,445	54,002	63,376	63,443	63,503	63,570	64,295	65,043	65,768
26	Nonfinancial business	37,673	43,986	46,900	45,213	44,223	43,823	43,794	43,771	43,962
27	Pools of securitized assets³	246,819	224,301	206,587^r	214,397^r	212,901^r	213,321^r	214,857	217,003	225,057

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: November 7, 2005