FRB: November 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | November 2005

Statistical Supplement to the Federal Reserve Bulletin, November 2005

1.55 Consumer Credit¹
Holder and type of credit		2002	2003	2004	2005
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2002	2003	2004	Feb	Mar	Apr	May	June	July
		Seasonally adjusted
1	Total	1,925,544	2,015,336	2,106,286^r	2,114,834^r	2,121,240^r	2,127,218^r	2,127,237^r	2,142,282^r	2,152,246

2	Revolving	736,357	758,278	787,461	787,665^r	787,151^r	787,719^r	789,024^r	796,155^r	795,649
3	Nonrevolving²	1,189,187	1,257,058	1,318,826^r	1,327,169^r	1,334,090^r	1,339,499^r	1,338,214^r	1,346,128^r	1,356,598
		Not seasonally adjusted
4	Total	1,952,788	2,043,170	2,135,930^r	2,117,041^r	2,111,301^r	2,114,710^r	2,115,579^r	2,128,246^r	2,136,678

	By major holder
5	Commercial banks	606,372	675,038	711,386	696,695	690,478	693,036	690,293	691,589	701,181
6	Finance companies	237,790	295,424	367,083	361,538^r	361,170^r	359,787^r	357,828^r	355,666^r	354,606
7	Credit unions	195,744	205,877	215,384	215,400^r	216,691^r	219,057^r	221,148^r	221,367^r	225,516
8	Federal government and Sallie Mae	129,576	114,658	98,363	100,868	100,647	99,039	98,795	98,647	98,128
9	Savings institutions	68,705	77,850	91,281	90,941	90,762	91,833	92,939	94,010	94,235
10	Nonfinancial business	77,520	63,348	64,799	61,595	61,007	61,056	61,022	61,228	61,182
11	Pools of securitized assets³	637,082	610,976	587,634^r	590,004	590,546	590,903	593,553	605,739^r	601,828

	By major type of credit⁴
12	Revolving	757,744	780,539	811,552	787,936^r	780,168^r	783,739^r	784,632^r	792,297^r	790,768
13	Commercial banks	250,197	290,667	321,765	301,907	295,233	298,478	297,550	301,255	303,399
14	Finance companies	38,948	37,576	39,980	41,606	41,023	41,984	42,762	43,766	44,712
15	Credit unions	22,228	22,410	23,244	22,511^r	22,310^r	22,431^r	22,622^r	22,816^r	23,130
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	16,260	23,848	27,905	27,438	27,192	27,538	27,896	28,242	27,992
18	Nonfinancial business	39,848	19,363	17,899	17,372	17,184	17,262	17,252	17,266	17,240
19	Pools of securitized assets³	390,263	386,675	380,760	377,103	377,225	376,045	376,550	378,951	374,295

20	Nonrevolving	1,195,045	1,262,632	1,324,377^r	1,329,105^r	1,331,134^r	1,330,971^r	1,330,947^r	1,335,950^r	1,345,909
21	Commercial banks	356,175	384,371	389,621	394,789	395,245	394,558	392,744	390,334	397,782
22	Finance companies	198,842	257,847	327,103	319,933^r	320,147^r	317,803^r	315,065^r	311,899^r	309,894
23	Credit unions	173,516	183,467	192,140	192,889^r	194,381^r	196,626^r	198,526^r	198,551^r	202,386
24	Federal government and Sallie Mae	129,576	114,658	98,363	100,868	100,647	99,039	98,795	98,647	98,128
25	Savings institutions	52,445	54,002	63,376	63,503	63,570	64,295	65,043	65,768	66,243
26	Nonfinancial business	37,673	43,986	46,900	44,223	43,823	43,794	43,771	43,962	43,942
27	Pools of securitized assets³	246,819	224,301	206,874^r	212,901	213,321	214,857	217,003	226,788^r	227,533

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: December 8, 2005