FRB: December 2005 Statistical Supplement--Consumer Credit

Statistical Supplement | December 2005

Statistical Supplement to the Federal Reserve Bulletin, December 2005

1.55 Consumer Credit¹
Holder and type of credit		2002	2003	2004	2005
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2002	2003	2004	Mar^r	Apr^r	May^r	June^r	July^r	Aug
		Seasonally adjusted
1	Total	1,921,852^r	2,009,850^r	2,099,110^r	2,113,398	2,124,651	2,122,028	2,134,678	2,148,368	2,159,976

2	Revolving	732,665^r	752,792^r	781,057^r	780,427	785,865	784,684	789,322	790,640	795,246
3	Nonrevolving²	1,189,187	1,257,058	1,318,054^r	1,332,971	1,338,786	1,337,343	1,345,356	1,357,728	1,364,730
		Not seasonally adjusted
4	Total	1,948,987^r	2,037,519^r	2,128,554^r	2,103,521	2,112,156	2,110,398	2,120,681	2,132,822	2,154,803

	By major holder
5	Commercial banks	602,570^r	669,386^r	704,270^r	683,112	690,490	685,201	683,951	694,658	705,390
6	Finance companies	237,790	295,424	366,834^r	360,897	359,737	357,793	355,600	354,551	357,357
7	Credit unions	195,744	205,877	215,384	216,691	219,057	221,148	221,367	225,516	229,223
8	Federal government and Sallie Mae	129,576	114,658	98,363	100,647	99,039	98,795	98,647	98,120	98,205
9	Savings institutions	68,705	77,850	91,271^r	90,754	91,825	92,931	94,002	96,493	98,984
10	Nonfinancial business	77,520	63,348	64,799	60,875	61,106	60,976	61,088	61,081	63,270
11	Pools of securitized assets³	637,082	610,976	587,634	590,546	590,903	593,553	606,026	602,402	602,376

	By major type of credit⁴
12	Revolving	753,942^r	774,887^r	804,953^r	773,504	781,894	780,317	785,497	785,791	792,738
13	Commercial banks	246,395^r	285,015^r	314,649^r	287,979	295,968	292,530	293,725	296,856	298,081
14	Finance companies	38,948	37,576	40,496^r	41,613	42,649	43,467	44,497	45,479	45,346
15	Credit unions	22,228	22,410	23,244	22,310	22,431	22,622	22,816	23,130	23,385
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	16,260	23,848	27,905	27,192	27,538	27,896	28,242	28,792	29,341
18	Nonfinancial business	39,848	19,363	17,899	17,184	17,262	17,252	17,266	17,240	19,189
19	Pools of securitized assets³	390,263	386,675	380,760	377,225	376,045	376,550	378,951	374,295	377,396

20	Nonrevolving	1,195,045	1,262,632	1,323,602^r	1,330,018	1,330,262	1,330,081	1,335,184	1,347,031	1,362,065
21	Commercial banks	356,175	384,371	389,621	395,133	394,522	392,672	390,226	397,803	407,308
22	Finance companies	198,842	257,847	326,338^r	319,284	317,088	314,326	311,103	309,073	312,011
23	Credit unions	173,516	183,467	192,140	194,381	196,626	198,526	198,551	202,386	205,838
24	Federal government and Sallie Mae	129,576	114,658	98,363	100,647	99,039	98,795	98,647	98,120	98,205
25	Savings institutions	52,445	54,002	63,366^r	63,562	64,287	65,035	65,760	67,701	69,642
26	Nonfinancial business	37,673	43,986	46,900	43,690	43,844	43,725	43,822	43,840	44,081
27	Pools of securitized assets³	246,819	224,301	206,874	213,321	214,857	217,003	227,075	228,107	224,980

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: January 5, 2006