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Statistical Supplement | January 2006

Statistical Supplement to the Federal Reserve Bulletin, January 2006
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2002
 2003
 2004
 2005
Apr May June July Aug Sept
  Seasonally adjusted
1 Total 1,921,852 2,009,850 2,098,996r 2,124,651 2,125,590r 2,136,442r 2,148,413r 2,160,082r 2,165,049
 
2 Revolving 732,665 752,792 781,057 785,865 784,684 789,323r 790,680r 795,341r 800,665
3 Nonrevolving2 1,189,187 1,257,058 1,317,940r 1,338,786 1,340,905r 1,347,119r 1,357,733r 1,364,742r 1,364,383
  Not seasonally adjusted
4 Total 1,948,987 2,037,519 2,128,440r 2,112,156 2,113,941r 2,122,432r 2,132,866r 2,154,909r 2,166,404
 
  By major holder  
5 Commercial banks 602,570 669,386 704,270 690,490 685,201 683,951 694,658 705,390 708,183
6 Finance companies 237,790 295,424 366,834 359,737 357,793 355,600 354,551 357,357 361,994
7 Credit unions 195,744 205,877 215,384 219,057 221,148 221,367 225,516 229,223 230,110
8 Federal government and Sallie Mae 129,576 114,658 98,363 99,039 98,795 98,647 98,120 98,205 103,921
9 Savings institutions 68,705 77,850 91,271 91,825 92,931 94,002 96,493 98,984 101,394
10 Nonfinancial business 77,520 63,348 64,684r 61,106 60,976 61,088 61,081 63,270 63,080
11 Pools of securitized assets3 637,082 610,976 587,634 590,903 597,096r 607,776r 602,447r 602,482r 597,722
 
  By major type of credit4  
12 Revolving 753,942 774,887 804,953 781,894 780,317 785,498r 785,830r 792,833r 794,998
13 Commercial banks 246,395 285,015 314,649 295,968 292,530 293,725 296,856 298,081 300,614
14 Finance companies 38,948 37,576 40,496 42,649 43,467 44,497 45,479 45,346 46,157
15 Credit unions 22,228 22,410 23,244 22,431 22,622 22,816 23,130 23,385 23,302
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 16,260 23,848 27,905 27,538 27,896 28,242 28,792 29,341 29,873
18 Nonfinancial business 39,848 19,363 17,899 17,262 17,252 17,266 17,240 19,189 19,102
19 Pools of securitized assets3 390,263 386,675 380,760 376,045 376,550 378,952r 374,334r 377,490r 375,951
 
20 Nonrevolving 1,195,045 1,262,632 1,323,487r 1,330,262 1,333,624r 1,336,933r 1,347,035r 1,362,077r 1,371,405
21 Commercial banks 356,175 384,371 389,621 394,522 392,672 390,226 397,803 407,308 407,569
22 Finance companies 198,842 257,847 326,338 317,088 314,326 311,103 309,073 312,011 315,837
23 Credit unions 173,516 183,467 192,140 196,626 198,526 198,551 202,386 205,838 206,808
24 Federal government and Sallie Mae 129,576 114,658 98,363 99,039 98,795 98,647 98,120 98,205 103,921
25 Savings institutions 52,445 54,002 63,366 64,287 65,035 65,760 67,701 69,642 71,521
26 Nonfinancial business 37,673 43,986 46,786r 43,844 43,725 43,822 43,840 44,081 43,979
27 Pools of securitized assets3 246,819 224,301 206,874 214,857 220,545r 228,824r 228,112r 224,991r 221,771

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | January 2006 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: January 26, 2006