FRB: February 2006 Statistical Supplement--Consumer Credit

Statistical Supplement | February 2006

Statistical Supplement to the Federal Reserve Bulletin, February 2006

1.55 Consumer Credit¹
Holder and type of credit		2002	2003	2004	2005
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2002	2003	2004	May	June	July	Aug	Sept	Oct
		Seasonally adjusted
1	Total	1,921,852	2,009,850	2,098,996	2,125,590	2,136,442	2,147,755^r	2,159,485^r	2,164,822^r	2,157,590

2	Revolving	732,665	752,792	781,057	784,684	789,323	790,701^r	796,093^r	802,428^r	801,400
3	Nonrevolving²	1,189,187	1,257,058	1,317,940	1,340,905	1,347,119	1,357,053^r	1,363,391^r	1,362,394^r	1,356,190
		Not seasonally adjusted
4	Total	1,948,987	2,037,519	2,128,440	2,113,941	2,122,432	2,132,213^r	2,154,312^r	2,166,154^r	2,162,368

	By major holder
5	Commercial banks	602,570	669,386	704,270	685,201	683,951	694,658	705,390	708,183	710,802
6	Finance companies	237,790	295,424	366,834	357,793	355,600	354,551	357,357	361,994	363,706
7	Credit unions	195,744	205,877	215,384	221,148	221,367	225,516	229,223	230,110	229,463
8	Federal government and Sallie Mae	129,576	114,658	98,363	98,795	98,647	98,120	98,205	103,921	103,988
9	Savings institutions	68,705	77,850	91,271	92,931	94,002	95,819^r	97,636^r	99,394^r	100,567
10	Nonfinancial business	77,520	63,348	64,684	60,976	61,088	61,081	63,270	63,080	60,068
11	Pools of securitized assets³	637,082	610,976	587,634	597,096	607,776	602,467^r	603,232^r	599,473^r	593,774

	By major type of credit⁴
12	Revolving	753,942	774,887	804,953	780,317	785,498	785,851^r	793,583^r	796,749^r	795,948
13	Commercial banks	246,395	285,015	314,649	292,530	293,725	296,856	298,081	300,614	303,408
14	Finance companies	38,948	37,576	40,496	43,467	44,497	45,479	45,346	46,157	47,218
15	Credit unions	22,228	22,410	23,244	22,622	22,816	23,130	23,385	23,302	23,441
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	16,260	23,848	27,905	27,896	28,242	28,792	29,341	29,873	30,178
18	Nonfinancial business	39,848	19,363	17,899	17,252	17,266	17,240	19,189	19,102	15,830
19	Pools of securitized assets³	390,263	386,675	380,760	376,550	378,952	374,355^r	378,241^r	377,701^r	375,874

20	Nonrevolving	1,195,045	1,262,632	1,323,487	1,333,624	1,336,933	1,346,361^r	1,360,729^r	1,369,405^r	1,366,420
21	Commercial banks	356,175	384,371	389,621	392,672	390,226	397,803	407,308	407,569	407,394
22	Finance companies	198,842	257,847	326,338	314,326	311,103	309,073	312,011	315,837	316,489
23	Credit unions	173,516	183,467	192,140	198,526	198,551	202,386	205,838	206,808	206,022
24	Federal government and Sallie Mae	129,576	114,658	98,363	98,795	98,647	98,120	98,205	103,921	103,988
25	Savings institutions	52,445	54,002	63,366	65,035	65,760	67,027^r	68,295^r	69,521^r	70,389
26	Nonfinancial business	37,673	43,986	46,786	43,725	43,822	43,840	44,081	43,979	44,238
27	Pools of securitized assets³	246,819	224,301	206,874	220,545	228,824	228,112	224,991	221,771	217,900

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: March 2, 2006