FRB: April 2006 Statistical Supplement--Consumer Credit

Statistical Supplement | April 2006

Statistical Supplement to the Federal Reserve Bulletin, April 2006

1.55 Consumer Credit¹
Holder and type of credit		2003	2004	2005	2005
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2003	2004	2005	July	Aug	Sept	Oct^r	Nov^r	Dec
		Seasonally adjusted
1	Total	2,009,850	2,096,841	2,154,505	2,144,534^r	2,155,493^r	2,160,912^r	2,153,028	2,152,504	2,154,505

2	Revolving	752,792	781,057	800,855	789,738^r	794,788^r	801,334^r	800,585	801,359	800,855
3	Nonrevolving²	1,257,058	1,315,785	1,353,649	1,354,796^r	1,360,705^r	1,359,578^r	1,352,443	1,351,146	1,353,649
		Not seasonally adjusted
4	Total	2,037,519	2,126,276	2,184,704	2,129,016^r	2,150,329^r	2,162,237^r	2,157,783	2,161,422	2,184,704

	By major holder
5	Commercial banks	669,386	704,270	707,076	694,674	705,421	708,230	701,917	697,109	707,076
6	Finance companies	295,424	366,834	357,657	354,551	357,357	361,994	363,706	363,305	357,657
7	Credit unions	205,877	215,384	228,588	225,297^r	228,824^r	229,487^r	228,667	228,703	228,588
8	Federal government and Sallie Mae	114,658	98,363	102,122	98,120	98,205	103,921	104,002	102,786	102,122
9	Savings institutions	77,850	91,271	109,050	95,817	97,631	99,387	108,443	108,694	109,050
10	Nonfinancial business	63,348	64,684	62,186	59,987^r	62,171^r	61,982^r	58,630	58,611	62,186
11	Pools of securitized assets³	610,976	585,470	618,026	600,570	600,721	597,237	592,418	602,214	618,026

	By major type of credit⁴
12	Revolving	774,887	804,953	825,357	784,894^r	792,281^r	795,662^r	795,139	804,376	825,357
13	Commercial banks	285,015	314,649	311,204	296,835	298,039	300,551	294,521	299,808	311,204
14	Finance companies	37,576	40,496	48,840	45,479	45,346	46,157	47,218	48,224	48,840
15	Credit unions	22,410	23,244	24,688	23,097^r	23,318^r	23,202^r	23,308	23,616	24,688
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	23,848	27,905	40,755	28,792	29,342	29,874	39,340	39,989	40,755
18	Nonfinancial business	19,363	17,899	14,427	16,316^r	18,262^r	18,178^r	14,907	13,943	14,427
19	Pools of securitized assets³	386,675	380,760	385,443	374,376	377,975	377,700	375,845	378,796	385,443

20	Nonrevolving	1,262,632	1,321,323	1,359,347	1,344,122^r	1,358,048^r	1,366,575^r	1,362,644	1,357,047	1,359,347
21	Commercial banks	384,371	389,621	395,872	397,840	407,381	407,679	407,396	397,300	395,872
22	Finance companies	257,847	326,338	308,817	309,073	312,011	315,837	316,489	315,082	308,817
23	Credit unions	183,467	192,140	203,900	202,200^r	205,506^r	206,285^r	205,359	205,087	203,900
24	Federal government and Sallie Mae	114,658	98,363	102,122	98,120	98,205	103,921	104,002	102,786	102,122
25	Savings institutions	54,002	63,366	68,295	67,025	68,289	69,513	69,103	68,705	68,295
26	Nonfinancial business	43,986	46,786	47,759	43,671^r	43,909^r	43,804^r	43,723	44,668	47,759
27	Pools of securitized assets³	224,301	204,710	232,583	226,194	222,746	219,537	216,573	223,418	232,583

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: May 1, 2006