FRB: July 2006 Statistical Supplement--Consumer Credit

Statistical Supplement | July 2006

Statistical Supplement to the Federal Reserve Bulletin, July 2006

1.55 Consumer Credit¹
Holder and type of credit		2003	2004	2005	2005			2006
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2003	2004	2005	Oct	Nov	Dec	Jan	Feb	Mar
		Seasonally adjusted
1	Total	2,006,577	2,091,034	2,147,871^r	2,143,239	2,143,908^r	2,147,871^r	2,154,736^r	2,158,402^r	2,159,747

2	Revolving	759,291	786,080	805,515^r	803,012	804,536^r	805,515^r	806,442^r	805,506^r	803,929
3	Nonrevolving²	1,247,287	1,304,954	1,342,355^r	1,340,227	1,339,372^r	1,342,355^r	1,348,294^r	1,352,896^r	1,355,818
		Not seasonally adjusted
4	Total	2,034,400	2,120,577^r	2,178,165^r	2,147,885	2,152,786^r	2,178,165^r	2,177,281^r	2,160,652^r	2,149,611

	By major holder
5	Commercial banks	669,386	704,270	707,039	701,905	697,084	707,039	706,606	696,407	697,565
6	Finance companies	295,424	366,834	363,130^r	363,706	363,305	363,130^r	362,428^r	349,558^r	346,398
7	Credit unions	205,877	215,384	228,588	228,667	228,703	228,588	229,661	228,904	228,849
8	Federal government and Sallie Mae	114,658	98,363	102,122	104,002	102,786	102,122	104,421	104,422	104,427
9	Savings institutions	77,850	91,271	109,078	108,452	108,713	109,078	109,343	109,974	98,059
10	Nonfinancial business	63,348	64,684	62,186	58,630	58,611	62,186	60,455	58,935	58,351
11	Pools of securitized assets³	607,857	579,771	606,023^r	582,523	593,584^r	606,023^r	604,368^r	612,453^r	615,962

	By major type of credit⁴
12	Revolving	781,582	810,129	830,160^r	797,549	807,565^r	830,160^r	817,057^r	805,784^r	796,797
13	Commercial banks	285,015	314,649	311,204	294,521	299,808	311,204	301,662	289,494	281,234
14	Finance companies	37,576	40,496	54,224	47,218	48,224	54,224	53,672	52,991	52,125
15	Credit unions	22,410	23,244	24,688	23,308	23,616	24,688	24,656	23,353	23,122
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	23,848	27,905	40,755	39,340	39,989	40,755	40,376	40,035	39,656
18	Nonfinancial business	19,363	17,899	14,427	14,907	13,943	14,427	14,113	13,881	13,715
19	Pools of securitized assets³	393,370	385,937	384,861^r	378,256	381,985^r	384,861^r	382,579^r	386,029^r	386,944

20	Nonrevolving	1,252,818	1,310,447	1,348,006^r	1,350,336	1,345,221^r	1,348,006^r	1,360,223^r	1,354,869^r	1,352,814
21	Commercial banks	384,371	389,621	395,835	407,384	397,276	395,835	404,944	406,912	416,331
22	Finance companies	257,847	326,338	308,906^r	316,489	315,082	308,906^r	308,756^r	296,567^r	294,272
23	Credit unions	183,467	192,140	203,900	205,359	205,087	203,900	205,005	205,551	205,727
24	Federal government and Sallie Mae	114,658	98,363	102,122	104,002	102,786	102,122	104,421	104,422	104,427
25	Savings institutions	54,002	63,366	68,323	69,112	68,724	68,323	68,966	69,940	58,403
26	Nonfinancial business	43,986	46,786	47,759	43,723	44,668	47,759	46,342	45,054	44,636
27	Pools of securitized assets³	214,487	193,834	221,162^r	204,267	211,599^r	221,162^r	221,789^r	226,423^r	229,018

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: July 27, 2006