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Statistical Supplement | July 2006

Statistical Supplement to the Federal Reserve Bulletin, July 2006
1.56  Terms of Consumer Credit1
Percent per year except as noted
Item 2003 2004 2005 2005 2006
Sept Oct Nov Dec Jan Feb Mar
Interest Rates  
  Commercial banks2  
1 48-month new car 6.93 6.60 7.08 n.a. n.a. 7.43 n.a. n.a. 7.39 n.a.
2 24-month personal 11.95 11.89 12.05 n.a. n.a. 11.95 n.a. n.a. 12.18 n.a.
 
  Credit card plan  
3 All accounts 12.30 12.71 12.50 n.a. n.a. 12.57 n.a. n.a. 13.29 n.a.
4 Accounts assessed interest 12.73 13.21 14.54 n.a. n.a. 14.48 n.a. n.a. 14.38 n.a.
 
  Auto finance companies  
5 New car 3.40 4.36 5.46 5.89 6.13 6.40 5.39 5.13 5.54 5.35
6 Used car 9.72 8.96 9.03 9.06 8.96 8.95 8.73 8.64 9.41 9.17
 
Other Terms3  
  Maturity (months)  
7 New car 61.4 60.5 60.0 60.2 61.4 60.6 61.2 62.6 61.8 61.1
8 Used car 57.5 56.8 57.6 57.4 57.6 57.5 57.5 57.9 57.7 57.7
 
  Loan-to-value ratio  
9 New car 95 89 88 88 90 88 88 88 90 91
10 Used car 100 100 98 99 99 98 98 98 98 98
 
  Amount financed (dollars)  
11 New car 26,295 24,888 24,133 23,579 24,209 24,174 24,706 24,522 24,766 25,490
12 Used car 14,613 15,136 16,228 16,220 16,836 17,019 17,174 16,894 16,303 16,599

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Data are available for only the second month of each quarter.   Return to table

3. At auto finance companies.   Return to table

Statistical Supplement | July 2006 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: July 27, 2006