FRB: September 2006 Statistical Supplement--Consumer Credit

Statistical Supplement | September 2006

Statistical Supplement to the Federal Reserve Bulletin, September 2006

1.55 Consumer Credit¹
Holder and type of credit		2003	2004	2005	2005	2006
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2003	2004	2005	Dec	Jan^r	Feb^r	Mar^r	Apr^r	May
		Seasonally adjusted
1	Total	2,090,230^r	2,203,307^r	2,291,252^r	2,291,252^r	2,308,696	2,305,874	2,306,012	2,314,458	2,330,197

2	Revolving	764,174^r	796,372^r	819,055^r	819,055^r	825,599	818,257	817,612	820,443	829,304
3	Nonrevolving²	1,326,056^r	1,406,935^r	1,472,197^r	1,472,197^r	1,483,097	1,487,617	1,488,400	1,494,016	1,500,893
		Not seasonally adjusted
4	Total	2,118,387^r	2,233,005^r	2,322,048^r	2,322,048^r	2,328,197	2,306,622	2,293,286	2,302,859	2,316,389

	By major holder
5	Commercial banks	669,386	704,270	707,039	707,039	706,607	696,409	697,568	704,734	713,170
6	Finance companies	393,044^r	492,346^r	516,534^r	516,534^r	517,133	501,444	499,555	503,342	498,677
7	Credit unions	205,877	215,384	228,588	228,588	229,661	228,904	228,849	231,470	233,043
8	Federal government and Sallie Mae	114,658	98,363	102,122	102,122	104,435	104,449	104,469	104,426	104,082
9	Savings institutions	77,850	91,271	109,078	109,078	110,031	111,285	100,058	101,327	102,638
10	Nonfinancial business	63,348	64,684	62,186	62,186	60,455	58,935	58,351	57,061	56,567
11	Pools of securitized assets³	594,224^r	566,687^r	596,502^r	596,502^r	599,875	605,196	604,436	600,499	608,211

	By major type of credit⁴
12	Revolving	784,753^r	818,650^r	842,062^r	842,062^r	834,885	817,489	808,336	815,672	824,327
13	Commercial banks	285,015	314,649	311,204	311,204	301,662	289,496	281,236	288,093	292,969
14	Finance companies	45,266^r	50,382^r	66,307^r	66,307^r	65,628	64,802	63,747	65,316	67,466
15	Credit unions	22,410	23,244	24,688	24,688	24,656	23,353	23,122	23,507	23,926
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	23,848	27,905	40,755	40,755	40,376	40,035	39,656	40,237	40,837
18	Nonfinancial business	19,363	17,899	14,427	14,427	14,113	13,881	13,715	12,292	11,488
19	Pools of securitized assets³	388,852^r	384,572^r	384,681^r	384,681^r	388,449	385,923	386,860	386,227	387,640

20	Nonrevolving	1,333,635^r	1,414,354^r	1,479,986^r	1,479,986^r	1,493,313	1,489,133	1,484,950	1,487,188	1,492,062
21	Commercial banks	384,371	389,621	395,835	395,835	404,944	406,913	416,332	416,641	420,201
22	Finance companies	347,778^r	441,964^r	450,226^r	450,226^r	451,505	436,642	435,808	438,027	431,211
23	Credit unions	183,467	192,140	203,900	203,900	205,005	205,551	205,727	207,963	209,117
24	Federal government and Sallie Mae	114,658	98,363	102,122	102,122	104,435	104,449	104,469	104,426	104,082
25	Savings institutions	54,002	63,366	68,323	68,323	69,655	71,250	60,402	61,090	61,801
26	Nonfinancial business	43,986	46,786	47,759	47,759	46,342	45,054	44,636	44,769	45,080
27	Pools of securitized assets³	205,373^r	182,116^r	211,822^r	211,822^r	211,426	219,274	217,576	214,272	220,571

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

Statistical Supplement | September 2006 | Tips for printing wide tables | Symbols and Abbreviations

Accessibility | Contact us
Last update: September 29, 2006