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Statistical Supplement | September 2006

Statistical Supplement to the Federal Reserve Bulletin, September 2006

4.46  Small Loans to Businesses and Farms, 1999-2005
Company 1999 2000 2001 2002 2003 2004 2005
  Total business loans  
1 Number 3,287,974 5,110,001 6,094,606 7,556,999 8,004,463 8,111,492 7,951,110
2 Amount (thousands of dollars) 174,538,571 179,056,204 224,914,485 253,225,288 278,612,596 293,745,569 271,615,447
  Percent to small firms1  
3 Number 60.2 41.7 43.7 31.0 37.8 37.6 47.4
4 Amount 48.5 45.9 45.6 44.2 45.8 44.2 45.3
 
  Total farm loans  
5 Number 220,587 204,318 235,417 256,117 288,739 292,451 218,891
6 Amount (thousands of dollars) 12,302,881 11,634,880 14,330,467 16,222,070 17,297,590 18,141,412 12,698,385
  Percent to small farms1  
7 Number 90.6 90.2 90.0 88.5 88.8 84.4 82.6
8 Amount 83.7 83.8 83.6 83.0 83.0 77.6 77.5
 
  Activity of CRA reporters (percent)2  
  All small loans to businesses  
9 Number 67.8 83.7 84.0 88.0 90.5 78.4 73.2
10 Amount 72.4 75.6 75.0 76.9 77.1 74.1 65.1
  All small loans to farms2  
11 Number 28.0 30.6 32.3 32.2 33.3 36.0 25.0
12 Amount 34.1 37.5 38.2 38.1 38.5 39.0 27.1
 
  Distribution of business loans by asset size of lender  
  Number (percent)  
13 Less than 100 1.0 0.5 0.4 0.1 0.1 0.1 0.1
14 100 to 249 1.4 0.8 13.8 0.5 0.4 0.5 0.3
15 250 to 999 15.9 18.8 13.2 25.1 12.5 9.9 2.6
16 1,000 or more 81.8 79.8 72.6 74.3 86.9 89.6 97.0
 
17 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
18 Less than 100 1.0 0.6 1.0 0.4 0.4 0.3 0.1
19 100 to 249 2.2 2.0 2.7 1.6 1.5 1.0 0.4
20 250 to 999 21.6 23.0 21.8 23.6 22.6 20.6 9.3
21 1,000 or more 75.2 74.4 74.5 74.4 75.6 78.1 90.2
 
22 Total 100 100 100 100 100 100 100
 
  Distribution of farm loans by asset size of lender  
  Number (percent)  
23 Less than 100 4.9 2.2 1.2 1.0 1.5 0.7 0.4
24 100 to 249 6.6 4.8 3.4 2.5 2.5 3.5 0.9
25 250 to 999 37.7 46.7 42.7 49.1 44.2 44.6 20.7
26 1,000 or more 50.8 46.3 52.6 47.4 51.8 51.1 78.0
 
27 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
28 Less than 100 4.0 1.7 0.9 0.7 1.2 0.7 0.4
29 100 to 249 5.6 4.0 2.8 2.3 2.4 3.0 1.0
30 250 to 999 36.3 42.7 38.8 43.2 44.6 44.0 23.5
31 1,000 or more 54.1 51.5 57.5 53.8 51.8 52.3 75.1
 
32 Total 100 100 100 100 100 100 100
 
  Distribution of business loans by income of census tract3  
  Number  
33 Low 3.6 3.6 4.0 3.7 3.6 3.5 3.2
34 Moderate 14.6 14.6 15.2 15.2 17.0 16.7 16.4
35 Middle 50.1 50.2 50.1 50.5 47.6 47.7 47.3
36 Upper 31.2 31.2 30.3 30.3 31.6 32.0 33.0
37 Income not reported 0.4 0.4 0.4 0.4 0.2 0.2 0.2
 
38 Total 100 100 100 100 100 100 100
 
  Amount  
39 Low 5.0 4.9 4.9 4.7 4.4 4.3 4.3
40 Moderate 15.5 15.4 15.2 15.2 17.9 17.8 17.5
41 Middle 47.1 47.6 47.6 47.9 45.4 45.1 44.2
42 Upper 31.7 31.5 31.7 31.7 31.9 32.4 33.5
43 Income not reported 0.7 0.5 0.6 0.6 0.4 0.4 0.4
 
44 Total 100 100 100 100 100 100 100
 
  Memo  
  Number of reporters  
45 Commercial banks 1,450 1,471 1,443 1,495 1,635 1,658 891
46 Savings institutions 461 470 469 491 468 341 212
 
47 Total 1,911 1,941 1,912 1,986 2,103 1,999 1,103

1. Businesses and farms with revenues of $1 million or less.   Return to table

2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations based on information reported in the June Call Reports except that calculations for savings associations are based on information reported in the June Thrift Financial Reports.   Return to table

3. Low income: census tract median family income less than 50 percent of MSA/MD median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract was not reported.   Return to table

Source: FFIEC

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Last update: October 2, 2006