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Statistical Supplement | October 2006

Statistical Supplement to the Federal Reserve Bulletin, October 2006

1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2003
2004
2005
2006
Janr Febr Marr Aprr Mayr June
  Seasonally adjusted
1 Total 2,091,663r 2,202,598r 2,292,569r 2,309,040 2,305,083 2,303,932 2,311,892 2,327,059 2,338,581
 
2 Revolving 765,607r 795,663r 820,372r 826,176 819,866 819,230 822,164 831,106 839,780
3 Nonrevolving2 1,326,056 1,406,935 1,472,197 1,482,864 1,485,217 1,484,703 1,489,728 1,495,953 1,498,801
  Not seasonally adjusted
4 Total 2,119,860r 2,232,276r 2,323,403r 2,328,546 2,305,827 2,291,196 2,300,302 2,313,269 2,321,741
 
  By major holder  
5 Commercial banks 669,386 704,270 707,039 706,578 696,350 697,480 704,643 713,077 694,734
6 Finance companies 393,044 492,346 516,534 517,133 501,444 499,555 503,342 498,677 506,755
7 Credit unions 205,877 215,384 228,588 229,177 227,935 227,343 229,458 230,466 230,434
8 Federal government and Sallie Mae 114,658 98,363 102,122 104,435 104,449 104,469 104,426 104,082 102,635
9 Savings institutions 77,850 91,271 109,078 109,342 109,974 98,058 99,327 100,637 101,906
10 Nonfinancial business 64,821r 63,955r 63,540r 62,005 60,478 59,856 58,606 58,119 57,584
11 Pools of securitized assets3 594,224 566,687 596,502 599,875 605,196 604,436 600,499 608,211 627,692
 
  By major type of credit4  
12 Revolving 786,225r 817,922r 843,416r 835,468 819,096 809,935 817,383 826,117 835,233
13 Commercial banks 285,015 314,649 311,204 301,626 289,424 281,128 287,984 292,858 291,029
14 Finance companies 45,266 50,382 66,307 65,628 64,802 63,747 65,316 67,466 69,467
15 Credit unions 22,410 23,244 24,688 23,725 23,489 23,324 23,782 24,277 24,706
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 23,848 27,905 40,755 40,376 40,035 39,656 40,237 40,837 41,418
18 Nonfinancial business 20,835r 17,170r 15,781r 15,663 15,424 15,220 13,837 13,039 12,552
19 Pools of securitized assets3 388,852 384,572 384,681 388,449 385,923 386,860 386,227 387,640 396,062
 
20 Nonrevolving 1,333,635 1,414,354 1,479,986 1,493,078 1,486,731 1,481,261 1,482,920 1,487,151 1,486,508
21 Commercial banks 384,371 389,621 395,835 404,951 406,926 416,352 416,660 420,219 403,705
22 Finance companies 347,778 441,964 450,226 451,505 436,642 435,808 438,027 431,211 437,288
23 Credit unions 183,467 192,140 203,900 205,452 204,446 204,019 205,676 206,189 205,728
24 Federal government and Sallie Mae 114,658 98,363 102,122 104,435 104,449 104,469 104,426 104,082 102,635
25 Savings institutions 54,002 63,366 68,323 68,966 69,939 58,402 59,090 59,800 60,488
26 Nonfinancial business 43,986 46,786 47,759 46,342 45,054 44,636 44,769 45,080 45,033
27 Pools of securitized assets3 205,373 182,116 211,822 211,426 219,274 217,576 214,272 220,571 231,631

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | October 2006 | Tips for printing wide tables | Symbols and Abbreviations


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Last update: November 1, 2006