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Statistical Supplement | November 2006

Statistical Supplement to the Federal Reserve Bulletin, November 2006
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2003
 2004
 2005
 2006
Feb Mar Apr May June July
  Seasonally adjusted
1 Total 2,088,749r 2,204,132r 2,294,326r 2,307,180r 2,306,712r 2,315,687r 2,332,099r 2,345,672r 2,358,370
 
2 Revolving 770,497r 800,966r 825,163r 824,860r 824,235r 827,190r 836,265r 845,103r 849,805
3 Nonrevolving2 1,318,251r 1,403,166r 1,469,163r 1,482,321r 1,482,477r 1,488,497r 1,495,834r 1,500,570r 1,508,565
  Not seasonally adjusted
4 Total 2,117,037r 2,233,938r 2,325,278r 2,307,916r 2,293,924r 2,304,074r 2,318,279r 2,328,789r 2,340,817
 
  By major holder  
5 Commercial banks 669,386 704,270 707,039 696,350 697,480 704,643 713,077 694,734 699,365
6 Finance companies 393,044 492,346 516,534 501,444 499,555 503,343r 498,677 506,755 513,661
7 Credit unions 205,877 215,384 228,588 227,935 227,343 229,458 230,466 230,434 231,937
8 Federal government and Sallie Mae 114,658 98,363 102,122 104,449 104,469 104,426 104,082 102,635 101,550
9 Savings institutions 77,850 91,271 109,078 109,974 98,058 99,327 100,637 101,906 102,199
10 Nonfinancial business 58,491r 58,525r 58,600r 55,538r 54,912r 53,662r 53,174r 52,639r 51,701
11 Pools of securitized assets3 597,732r 573,779r 603,318r 612,226r 612,108r 609,215r 618,166r 639,686r 640,403
 
  By major type of credit4  
12 Revolving 791,252r 823,373r 848,342r 824,086r 814,883r 822,380r 831,245r 840,527r 844,343
13 Commercial banks 285,015 314,649 311,204 289,424 281,128 287,984 292,858 291,029 295,277
14 Finance companies 45,266 50,382 66,307 64,802 63,747 65,316 67,466 69,467 70,493
15 Credit unions 22,410 23,244 24,688 23,489 23,324 23,782 24,277 24,706 25,113
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 23,848 27,905 40,755 40,035 39,656 40,237 40,837 41,418 41,713
18 Nonfinancial business 14,505r 11,740r 10,841r 10,484r 10,280r 8,897r 8,099r 7,612r 6,651
19 Pools of securitized assets3 400,208r 395,453r 394,546r 395,852r 396,748r 396,164r 397,709r 406,296r 405,097
 
20 Nonrevolving 1,325,785r 1,410,565r 1,476,936r 1,483,831r 1,479,041r 1,481,694r 1,487,034r 1,488,262r 1,496,474
21 Commercial banks 384,371 389,621 395,835 406,926 416,352 416,660 420,219 403,705 404,088
22 Finance companies 347,778 441,964 450,226 436,642 435,809r 438,027 431,211 437,288 443,168
23 Credit unions 183,467 192,140 203,900 204,446 204,019 205,676 206,189 205,728 206,824
24 Federal government and Sallie Mae 114,658 98,363 102,122 104,449 104,469 104,426 104,082 102,635 101,550
25 Savings institutions 54,002 63,366 68,323 69,939 58,402 59,090 59,800 60,488 60,486
26 Nonfinancial business 43,986 46,786 47,759 45,054 44,632r 44,765r 45,075r 45,027r 45,050
27 Pools of securitized assets3 197,523r 178,327r 208,771r 216,374r 215,359r 213,051r 220,457r 233,390r 235,306

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

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Last update: November 29, 2006