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Statistical Supplement | January 2007

Statistical Supplement to the Federal Reserve Bulletin, January 2007
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2003
 2004
 2005
 2006
Apr May June July Aug Sept
  Seasonally adjusted
1 Total 2,087,784r 2,202,425r 2,295,558r 2,317,913r 2,334,140r 2,346,149r 2,361,432r 2,374,852r 2,378,580
 
2 Revolving 771,130r 801,261r 826,602r 828,686r 837,470r 845,947r 851,580r 857,914r 861,020
3 Nonrevolving2 1,316,654r 1,401,164r 1,468,956r 1,489,228r 1,496,671r 1,500,202r 1,509,851r 1,516,938r 1,517,560
  Not seasonally adjusted
4 Total 2,116,081r 2,232,229r 2,326,549r 2,306,288r 2,320,308r 2,329,263r 2,343,857r 2,372,450r 2,385,134
 
  By major holder  
5 Commercial banks 669,386 704,270 707,039 704,648 713,087 694,749 701,280 715,154 710,557
6 Finance companies 393,044 492,346 516,534 501,863r 497,143r 505,120r 512,739r 523,244r 526,335
7 Credit unions 205,877 215,384 228,588 229,458 230,466 230,434 231,937 234,020 234,581
8 Federal government and Sallie Mae 114,658 98,363 102,122 104,426 104,082 102,635 101,562 102,417 105,442
9 Savings institutions 77,850 91,271 109,078 99,327 100,637 101,906 103,359 104,811 106,217
10 Nonfinancial business 58,491 58,525 58,600 53,662 53,174 52,639 51,720 52,193 51,855
11 Pools of securitized assets3 596,776r 572,070r 604,589r 612,904r 621,718r 641,780r 641,260r 640,612r 650,147
 
  By major type of credit4  
12 Revolving 791,902r 823,677r 849,821r 823,867r 832,443r 841,367r 846,106r 857,080r 859,627
13 Commercial banks 285,015 314,649 311,204 287,984 292,858 291,029 295,768 301,040 298,674
14 Finance companies 45,266 50,382 66,307 65,316 67,466 69,467 70,589 71,552 72,157
15 Credit unions 22,410 23,244 24,688 23,782 24,277 24,706 25,113 25,616 25,920
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 23,848 27,905 40,755 40,237 40,837 41,418 42,031 42,643 43,236
18 Nonfinancial business 14,505 11,740 10,841 8,897 8,099 7,612 6,651 6,737 6,727
19 Pools of securitized assets3 400,859r 395,757r 396,026r 397,651r 398,906r 407,135r 405,954r 409,492r 412,913
 
20 Nonrevolving 1,324,178r 1,408,553r 1,476,728r 1,482,421r 1,487,865r 1,487,897r 1,497,750r 1,515,370r 1,525,507
21 Commercial banks 384,371 389,621 395,835 416,665 420,229 403,720 405,511 414,114 411,883
22 Finance companies 347,778 441,964 450,226 436,548r 429,677r 435,653r 442,150r 451,692r 454,178
23 Credit unions 183,467 192,140 203,900 205,676 206,189 205,728 206,824 208,404 208,661
24 Federal government and Sallie Mae 114,658 98,363 102,122 104,426 104,082 102,635 101,562 102,417 105,442
25 Savings institutions 54,002 63,366 68,323 59,090 59,800 60,488 61,328 62,168 62,981
26 Nonfinancial business 43,986 46,786 47,759 44,765 45,075 45,027 45,069 45,456 45,128
27 Pools of securitized assets3 195,917r 176,314r 208,564r 215,253r 222,812r 234,645r 235,306 231,120r 237,234

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | January 2007 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: January 26, 2007