FRB: April 2007 Statistical Supplement--Total Outstanding Consumer Credit

Statistical Supplement | April 2007

Statistical Supplement to the Federal Reserve Bulletin, April 2007

1.55 Total Outstanding Consumer Credit¹
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2004	2005	2006	2006
Holder and type of credit		2004	2005	2006	July	Aug	Sept	Oct	Nov	Dec
		Seasonally adjusted
1	Total	2,201,841^r	2,295,021^r	2,400,139	2,357,068^r	2,370,425^r	2,373,694^r	2,374,017^r	2,394,151^r	2,400,139

2	Revolving	801,261	826,602	880,143	851,309^r	858,038	861,207	866,499^r	877,212^r	880,143
3	Nonrevolving²	1,400,579^r	1,468,419^r	1,519,996	1,505,760^r	1,512,387^r	1,512,488^r	1,507,519^r	1,516,938^r	1,519,996
		Not seasonally adjusted
4	Total	2,231,642^r	2,326,010^r	2,432,904	2,339,528^r	2,368,028^r	2,380,221^r	2,382,023^r	2,403,282^r	2,432,904

	By major holder
5	Commercial banks	704,270	707,039	741,213	701,261	715,117	710,502	712,214	725,248	741,213
6	Finance companies	492,346	516,534	534,354	512,586^r	523,095^r	526,168^r	527,170^r	529,730^r	534,354
7	Credit unions	215,384	228,588	236,333	231,937	234,020	234,581	234,698	234,779	236,333
8	Federal government and Sallie Mae	98,363	102,122	103,151	101,562	102,417	105,442	104,590	103,437	103,151
9	Savings institutions	91,271	109,078	95,544	103,358	104,811	106,216	95,420	95,540	95,544
10	Nonfinancial business	57,938^r	58,060^r	56,177	51,182^r	51,653^r	51,323^r	51,215^r	52,518^r	56,177
11	Pools of securitized assets³	572,070	604,589	666,131	637,641^r	636,916^r	645,990^r	656,717^r	662,030^r	666,131

	By major type of credit⁴
12	Revolving	823,677	849,821	904,866	845,836^r	857,204	859,813	863,437^r	879,769^r	904,866
13	Commercial banks	314,649	311,204	327,344	295,830	301,164	298,860	298,182	310,250	327,344
14	Finance companies	50,382	66,307	79,874	70,589	71,552	72,157	74,246	76,607	79,874
15	Credit unions	23,244	24,688	28,901	25,113	25,616	25,920	26,797	27,443	28,901
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	27,905	40,755	42,459	42,031	42,643	43,236	42,974	42,721	42,459
18	Nonfinancial business	11,740	10,841	7,198	6,651	6,737	6,727	6,697	6,799	7,198
19	Pools of securitized assets³	395,757	396,026	419,090	405,623^r	409,492	412,913	414,541^r	415,950^r	419,090

20	Nonrevolving	1,407,965^r	1,476,189^r	1,528,038	1,493,691^r	1,510,824^r	1,520,408^r	1,518,586^r	1,523,512^r	1,528,038
21	Commercial banks	389,621	395,835	413,869	405,431	413,954	411,642	414,032	414,998	413,869
22	Finance companies	441,964	450,226	454,480	441,997^r	451,543^r	454,011^r	452,924^r	453,123^r	454,480
23	Credit unions	192,140	203,900	207,432	206,824	208,404	208,661	207,901	207,336	207,432
24	Federal government and Sallie Mae	98,363	102,122	103,151	101,562	102,417	105,442	104,590	103,437	103,151
25	Savings institutions	63,366	68,323	53,085	61,328	62,167	62,980	52,446	52,819	53,085
26	Nonfinancial business	46,198^r	47,219^r	48,980	44,532^r	44,915^r	44,596^r	44,519^r	45,719^r	48,980
27	Pools of securitized assets³	176,314	208,564	247,041	232,018^r	227,424^r	233,077^r	242,176^r	246,080^r	247,041

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: May 2, 2007