FRB: May 2007 Statistical Supplement--Total Outstanding Consumer Credit

Statistical Supplement | May 2007

Statistical Supplement to the Federal Reserve Bulletin, May 2007

1.55 Total Outstanding Consumer Credit¹
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2004	2005	2006	2006					2007
Holder and type of credit		2004	2005	2006	Aug	Sept	Oct	Nov	Dec	Jan
		Seasonally adjusted
1	Total	2,201,841	2,295,021	2,398,040^r	2,370,431^r	2,373,578^r	2,373,829^r	2,393,905^r	2,398,040^r	2,406,456

2	Revolving	801,261	826,602	878,671^r	857,583^r	860,517^r	865,551^r	876,013^r	878,671^r	879,245
3	Nonrevolving²	1,400,579	1,468,419	1,519,369^r	1,512,848^r	1,513,060^r	1,508,277^r	1,517,892^r	1,519,369^r	1,527,210
		Not seasonally adjusted
4	Total	2,231,642	2,326,010	2,430,761^r	2,368,034^r	2,380,109^r	2,381,844^r	2,403,037^r	2,430,761^r	2,426,864

	By major holder
5	Commercial banks	704,270	707,039	741,213	715,117	710,502	712,214	725,248	741,213	742,444
6	Finance companies	492,346	516,534	534,354	523,095	526,168	527,170	529,730	534,354	532,064
7	Credit unions	215,384	228,588	234,532^r	234,025^r	234,469^r	234,518^r	234,535^r	234,532^r	234,410
8	Federal government and Sallie Mae	98,363	102,122	103,151	102,417	105,442	104,590	103,437	103,151	105,547
9	Savings institutions	91,271	109,078	95,544	104,811	106,216	95,420	95,540	95,544	95,651
10	Nonfinancial business	57,938	58,060	56,177	51,653	51,323	51,215	52,518	56,177	54,440
11	Pools of securitized assets³	572,070	604,589	665,789^r	636,916	645,990	656,717	662,030	665,789^r	662,307

	By major type of credit⁴
12	Revolving	823,677	849,821	903,353^r	856,749^r	859,125^r	862,493^r	878,566^r	903,353^r	889,135
13	Commercial banks	314,649	311,204	327,344	301,164	298,860	298,182	310,250	327,344	316,970
14	Finance companies	50,382	66,307	79,874	71,552	72,157	74,246	76,607	79,874	77,810
15	Credit unions	23,244	24,688	27,388^r	25,161^r	25,232^r	25,853^r	26,240^r	27,388^r	27,042
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	27,905	40,755	42,459	42,643	43,236	42,974	42,721	42,459	42,580
18	Nonfinancial business	11,740	10,841	7,198	6,737	6,727	6,697	6,799	7,198	6,931
19	Pools of securitized assets³	395,757	396,026	419,090	409,492	412,913	414,541	415,950	419,090	417,802

20	Nonrevolving	1,407,965	1,476,189	1,527,407^r	1,511,285^r	1,520,984^r	1,519,351^r	1,524,470^r	1,527,407^r	1,537,730
21	Commercial banks	389,621	395,835	413,869	413,954	411,642	414,032	414,998	413,869	425,474
22	Finance companies	441,964	450,226	454,480	451,543	454,011	452,924	453,123	454,480	454,253
23	Credit unions	192,140	203,900	207,144^r	208,864^r	209,237^r	208,665^r	208,295^r	207,144^r	207,368
24	Federal government and Sallie Mae	98,363	102,122	103,151	102,417	105,442	104,590	103,437	103,151	105,547
25	Savings institutions	63,366	68,323	53,085	62,167	62,980	52,446	52,819	53,085	53,072
26	Nonfinancial business	46,198	47,219	48,980	44,915	44,596	44,519	45,719	48,980	47,509
27	Pools of securitized assets³	176,314	208,564	246,699^r	227,424	233,077	242,176	246,080	246,699^r	244,505

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: June 4, 2007