FRB: August 2007 Statistical Supplement--Total Outstanding Consumer Credit

Statistical Supplement | August 2007

Statistical Supplement to the Federal Reserve Bulletin, August 2007

1.55 Total Outstanding Consumer Credit¹
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2004	2005	2006	2006		2007
Holder and type of credit		2004	2005	2006	Nov	Dec	Jan	Feb	Mar	Apr
		Seasonally adjusted
1	Total	2,201,869^r	2,295,020^r	2,398,043	2,393,907	2,398,043	2,406,956^r	2,412,469^r	2,426,153^r	2,430,831

2	Revolving	801,263^r	826,602	878,671	876,013	878,671	879,045	881,026^r	887,413^r	888,554
3	Nonrevolving²	1,400,606^r	1,468,418^r	1,519,372	1,517,894	1,519,372	1,527,912^r	1,531,443^r	1,538,740^r	1,542,277
		Not seasonally adjusted
4	Total	2,231,671^r	2,326,009^r	2,430,764	2,403,039	2,430,764	2,427,367^r	2,413,202^r	2,412,518^r	2,418,615

	By major holder
5	Commercial banks	704,270	707,039	741,213	725,248	741,213	742,419	725,921	723,276	729,588
6	Finance companies	492,346	516,534	534,354	529,730	534,354	532,064	527,352	532,366	535,694
7	Credit unions	215,384	228,588	234,532	234,535	234,532	234,410	233,091	232,671	234,048
8	Federal government and Sallie Mae	98,363	102,122	103,151	103,437	103,151	105,573^r	105,691^r	105,543^r	105,197
9	Savings institutions	91,300^r	109,077^r	95,547	95,542	95,547	95,215	94,914	94,582	94,789
10	Nonfinancial business	57,938	58,060	56,177	52,518	56,177	54,291	52,685	52,322	52,415
11	Pools of securitized assets³	572,070	604,589	665,789	662,030	665,789	663,395^r	673,548^r	671,759^r	666,885

	By major type of credit⁴
12	Revolving	823,679^r	849,821	903,353	878,566	903,353	888,932	880,199^r	877,345^r	883,386
13	Commercial banks	314,649	311,204	327,344	310,250	327,344	316,771	302,596	299,170	305,317
14	Finance companies	50,382	66,307	79,874	76,607	79,874	77,810	75,596	72,947	73,595
15	Credit unions	23,244	24,688	27,388	26,240	27,388	27,042	26,839	26,759	27,198
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	27,907^r	40,755	42,459	42,721	42,459	42,168	41,904^r	41,613^r	41,790
18	Nonfinancial business	11,740	10,841	7,198	6,799	7,198	6,789	6,598	6,434	6,521
19	Pools of securitized assets³	395,757	396,026	419,090	415,950	419,090	418,352	426,666	430,421	428,966

20	Nonrevolving	1,407,992^r	1,476,188^r	1,527,410	1,524,472	1,527,410	1,538,436^r	1,533,003^r	1,535,174^r	1,535,228
21	Commercial banks	389,621	395,835	413,869	414,998	413,869	425,649	423,325	424,106	424,271
22	Finance companies	441,964	450,226	454,480	453,123	454,480	454,253	451,756	459,419	462,099
23	Credit unions	192,140	203,900	207,144	208,295	207,144	207,368	206,252	205,912	206,850
24	Federal government and Sallie Mae	98,363	102,122	103,151	103,437	103,151	105,573^r	105,691^r	105,543^r	105,197
25	Savings institutions	63,393^r	68,322^r	53,088	52,821	53,088	53,047	53,010^r	52,969^r	52,999
26	Nonfinancial business	46,198	47,219	48,980	45,719	48,980	47,502	46,087	45,888	45,893
27	Pools of securitized assets³	176,314	208,564	246,699	246,080	246,699	245,043^r	246,882^r	241,338^r	237,919

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: September 20, 2007