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Statistical Supplement | September 2007

Statistical Supplement to the Federal Reserve Bulletin, September 2007
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2004
 2005
 2006
 2006 2007
Dec Janr Febr Marr Aprr May
  Seasonally adjusted
1 Total 2,191,296r 2,284,727r 2,388,464r 2,388,464r 2,396,805 2,403,600 2,418,252 2,422,108 2,437,244
 
2 Revolving 799,990r 824,814r 876,412r 876,412r 878,385 881,878 889,484 889,559 897,657
3 Nonrevolving2 1,391,306r 1,459,913r 1,512,052r 1,512,052r 1,518,420 1,521,722 1,528,769 1,532,549 1,539,587
  Not seasonally adjusted
4 Total 2,219,382r 2,313,708r 2,419,288r 2,419,288r 2,416,728 2,402,594 2,402,053 2,408,773 2,422,898
 
  By major holder  
5 Commercial banks 704,270 707,039 741,213 741,213 742,420 725,923 723,278 729,115 735,713
6 Finance companies 492,346 516,534 534,354 534,354 532,064 527,352 532,366 535,694 538,808
7 Credit unions 215,384 228,588 234,532 234,532 234,410 233,091 232,671 234,048 235,331
8 Federal government and Sallie Mae 86,074r 89,822r 91,676r 91,676r 94,921 95,098 95,114 94,826 94,652
9 Savings institutions 91,300 109,077 95,547 95,547 95,214 94,914 94,581 95,433 96,313
10 Nonfinancial business 57,938 58,060 56,177 56,177 54,303 52,669 52,285 52,356 52,685
11 Pools of securitized assets3 572,070 604,589 665,789 665,789 663,395 673,548 671,759 667,301 669,397
 
  By major type of credit4  
12 Revolving 823,679 849,821 903,353 903,353 888,940 880,176 877,297 882,482 890,444
13 Commercial banks 314,649 311,204 327,344 327,344 316,767 302,589 299,159 304,667 307,883
14 Finance companies 50,382 66,307 79,874 79,874 77,810 75,596 72,947 73,595 74,454
15 Credit unions 23,244 24,688 27,388 27,388 27,042 26,839 26,759 27,198 27,749
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 27,907 40,755 42,459 42,459 42,168 41,904 41,613 41,569 41,523
18 Nonfinancial business 11,740 10,841 7,198 7,198 6,801 6,582 6,397 6,488 6,486
19 Pools of securitized assets3 395,757 396,026 419,090 419,090 418,352 426,666 430,421 428,966 432,349
 
20 Nonrevolving 1,395,703r 1,463,887r 1,515,934r 1,515,934r 1,527,788 1,522,418 1,524,756 1,526,291 1,532,453
21 Commercial banks 389,621 395,835 413,869 413,869 425,653 423,334 424,119 424,448 427,830
22 Finance companies 441,964 450,226 454,480 454,480 454,253 451,756 459,419 462,099 464,355
23 Credit unions 192,140 203,900 207,144 207,144 207,368 206,252 205,912 206,850 207,582
24 Federal government and Sallie Mae 86,074r 89,822r 91,676r 91,676r 94,921 95,098 95,114 94,826 94,652
25 Savings institutions 63,393 68,322 53,088 53,088 53,047 53,009 52,968 53,864 54,790
26 Nonfinancial business 46,198 47,219 48,980 48,980 47,502 46,086 45,888 45,868 46,198
27 Pools of securitized assets3 176,314 208,564 246,699 246,699 245,043 246,882 241,338 238,335 237,047

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | September 2007 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: October 11, 2007