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Statistical Supplement | September 2007

Statistical Supplement to the Federal Reserve Bulletin, September 2007
4.46  Small Loans to Businesses and Farms, 2000-2006
Company 2000 2001 2002 2003 2004 2005 2006
  Total business loans  
1 Number 5,110,001 6,094,606 7,556,999 8,004,463 8,111,492 7,951,110 12,603,453
2 Amount (thousands of dollars) 179,056,204 224,914,485 253,225,288 278,612,596 293,745,569 271,615,447 305,586,939
  Percent to small firms1  
3 Number 41.7 40.0 31.0 37.8 37.6 47.4 36.8
4 Amount 45.9 44.8 44.2 45.8 44.2 45.3 43.8
 
  Total farm loans  
5 Number 204,318 235,417 256,117 288,739 292,451 218,891 208,554
6 Amount (thousands of dollars) 11,634,880 14,330,467 16,222,070 17,297,590 18,141,412 12,698,385 12,541,030
  Percent to small farms1  
7 Number 90.2 90.0 88.5 88.8 84.4 82.6 79.9
8 Amount 83.8 83.6 83.0 83.0 77.6 77.5 76.6
 
  Activity of CRA reporters (percent)2  
  All small loans to businesses  
9 Number 83.7 84.0 88.0 90.5 78.4 73.2 58.3
10 Amount 75.6 75.0 76.9 77.1 74.1 65.1 64.5
  All small loans to farms2  
11 Number 30.6 32.3 32.2 33.3 36.0 25.0 26.5
12 Amount 37.5 38.2 38.1 38.5 39.0 27.1 27.8
 
  Distribution of business loans by asset size of lender  
  Number (percent)  
13 Less than 100 0.5 0.4 0.1 0.1 0.1 0.1 0.0
14 100 to 249 0.8 13.8 0.5 0.4 0.5 0.3 0.2
15 250 to 999 18.8 13.2 25.1 12.5 9.9 2.6 1.3
16 1,000 or more 79.8 72.6 74.3 86.9 89.6 97.0 98.5
 
17 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
18 Less than 100 0.6 1.0 0.4 0.4 0.3 0.1 0.0
19 100 to 249 2.0 2.7 1.6 1.5 1.0 0.4 0.3
20 250 to 999 23.0 21.8 23.6 22.6 20.6 9.3 6.7
21 1,000 or more 74.4 74.5 74.4 75.6 78.1 90.2 93.0
 
22 Total 100 100 100 100 100 100 100
 
  Distribution of farm loans by asset size of lender  
  Number (percent)  
23 Less than 100 2.2 1.2 1.0 1.5 0.7 0.4 0.0
24 100 to 249 4.8 3.4 2.5 2.5 3.5 0.9 0.4
25 250 to 999 46.7 42.7 49.1 44.2 44.6 20.7 16.5
26 1,000 or more 46.3 52.6 47.4 51.8 51.1 78.0 83.0
 
27 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
28 Less than 100 1.7 0.9 0.7 1.2 0.7 0.4 0.1
29 100 to 249 4.0 2.8 2.3 2.4 3.0 1.0 0.3
30 250 to 999 42.7 38.8 43.2 44.6 44.0 23.5 18.9
31 1,000 or more 51.5 57.5 53.8 51.8 52.3 75.1 80.7
 
32 Total 100 100 100 100 100 100 100
 
  Distribution of business loans by income of census tract3  
  Number  
33 Low 3.6 4.0 3.7 3.6 3.5 3.2 3.1
34 Moderate 14.6 15.2 15.2 17.0 16.7 16.4 15.7
35 Middle 50.2 50.1 50.5 47.6 47.7 47.3 45.0
36 Upper 31.2 30.3 30.3 31.6 32.0 33.0 36.0
37 Income not reported 0.4 0.4 0.4 0.2 0.2 0.2 0.2
 
38 Total 100 100 100 100 100 100 100
 
  Amount  
39 Low 4.9 4.9 4.7 4.4 4.3 4.3 4.2
40 Moderate 15.4 15.2 15.2 17.9 17.8 17.5 17.2
41 Middle 47.6 47.6 47.9 45.4 45.1 44.2 43.6
42 Upper 31.5 31.7 31.7 31.9 32.4 33.5 34.7
43 Income not reported 0.5 0.6 0.6 0.4 0.4 0.4 0.3
 
44 Total 100 100 100 100 100 100 100
 
  Memo  
  Number of reporters  
45 Commercial banks 1,471 1,443 1,495 1,635 1,658 891 837
46 Savings institutions 470 469 491 468 341 212 191
 
47 Total 1,941 1,912 1,986 2,103 1,999 1,103 1,028

1. Businesses and farms with revenues of $1 million or less.   Return to table

2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations based on information reported in the June Call Reports except that calculations for savings associations are based on information reported in the June Thrift Financial Reports.   Return to table

3. Low income: census tract median family income less than 50 percent of MSA/MD median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract was not reported.   Return to table

Source: FFIEC

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Last update: October 11, 2007