FRB: October 2007 Statistical Supplement--Total Outstanding Consumer Credit

Statistical Supplement | October 2007

Statistical Supplement to the Federal Reserve Bulletin, October 2007

1.55 Total Outstanding Consumer Credit¹
Millions of dollars, amounts outstanding, end of period
Holder and type of credit		2004	2005	2006^r	2007
Holder and type of credit		2004	2005	2006^r	Jan	Feb	Mar	Apr^r	May^r	June
		Seasonally adjusted
1	Total	2,191,323^r	2,284,765^r	2,388,826	2,397,027^r	2,403,657^r	2,418,194^r	2,421,413	2,437,372	2,447,804

2	Revolving	800,017^r	824,852^r	876,762	878,672^r	882,115^r	889,670^r	889,693	898,373	903,718
3	Nonrevolving²	1,391,306	1,459,913	1,512,064	1,518,355^r	1,521,542^r	1,528,524^r	1,531,720	1,538,999	1,544,086
		Not seasonally adjusted
4	Total	2,219,410^r	2,313,748^r	2,419,660	2,416,953^r	2,402,650^r	2,401,993^r	2,408,081	2,423,022	2,431,551

	By major holder
5	Commercial banks	704,270	707,039	741,200	742,420	725,923	723,278	729,115	736,154	738,560
6	Finance companies	492,346	516,534	534,354	532,064	527,352	532,366	535,694	538,808	541,028
7	Credit unions	215,384	228,588	234,532	234,296^r	232,813^r	232,280^r	233,438	234,656	232,952
8	Federal government and Sallie Mae	86,074	89,822	91,676	94,921	95,098	95,114	94,826	94,652	94,642
9	Savings institutions	91,300	109,077	95,547	95,214	94,914	94,581	95,434	96,314	97,167
10	Nonfinancial business	58,570^r	58,817^r	56,458	54,711^r	53,072^r	52,685^r	52,758	53,110	53,248
11	Pools of securitized assets³	571,466^r	603,872^r	665,893	663,327^r	673,479^r	671,690^r	666,816	669,328	673,953

	By major type of credit⁴
12	Revolving	823,707^r	849,860^r	903,714	889,231^r	880,412^r	877,480^r	882,615	891,155	898,210
13	Commercial banks	314,649	311,204	327,302	316,767	302,589	299,159	304,667	308,514	312,199
14	Finance companies	50,382	66,307	79,874	77,810	75,596	72,947	73,595	74,454	75,083
15	Credit unions	23,244	24,688	27,388	26,993^r	26,740^r	26,612^r	26,998	27,495	27,724
16	Federal government and Sallie Mae	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.
17	Savings institutions	27,907	40,755	42,459	42,168	41,904	41,613	41,569	41,523	41,479
18	Nonfinancial business	12,372^r	11,598^r	7,480	7,209^r	6,986^r	6,797^r	6,889	6,888	6,919
19	Pools of securitized assets³	395,153^r	395,308^r	419,210	418,284^r	426,597^r	430,352^r	428,897	432,281	434,806

20	Nonrevolving	1,395,703	1,463,887	1,515,946	1,527,722^r	1,522,238^r	1,524,512^r	1,525,465	1,531,868	1,533,340
21	Commercial banks	389,621	395,835	413,898	425,653	423,334	424,119	424,448	427,640	426,361
22	Finance companies	441,964	450,226	454,480	454,253	451,756	459,419	462,099	464,355	465,945
23	Credit unions	192,140	203,900	207,144	207,303^r	206,073^r	205,668^r	206,440	207,161	205,228
24	Federal government and Sallie Mae	86,074	89,822	91,676	94,921	95,098	95,114	94,826	94,652	94,642
25	Savings institutions	63,393	68,322	53,088	53,047	53,009	52,968	53,865	54,791	55,688
26	Nonfinancial business	46,198	47,219	48,978	47,502	46,086	45,888	45,868	46,223	46,329
27	Pools of securitized assets³	176,314	208,564	246,683	245,043	246,882	241,338	237,919	237,047	239,147

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release. Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available. Return to table

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Last update: November 1, 2007