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Statistical Supplement | January 2008

Statistical Supplement to the Federal Reserve Bulletin, January 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2004
 2005
 2006
 2007
Apr May June July Aug Sept
  Seasonally adjusted
1 Total 2,191,323 2,284,876 2,387,470 2,418,968r 2,437,898r 2,448,008 2,461,754r 2,482,581r 2,487,887
 
2 Revolving 800,017 824,963 875,406 887,612 897,091 902,189 909,488 917,557 922,142
3 Nonrevolving2 1,391,306 1,459,913 1,512,064 1,531,355r 1,540,807r 1,545,820 1,552,266r 1,565,024r 1,565,744
  Not seasonally adjusted
4 Total 2,219,410 2,313,862 2,418,262 2,405,653r 2,423,550r 2,431,752 2,446,854r 2,484,823r 2,494,391
 
  By major holder  
5 Commercial banks 704,270 707,039 741,200 729,133 735,749 737,869 748,566 763,846 771,510
6 Finance companies 492,346 516,534 534,354 535,694 541,129 543,353 555,253 567,429 565,910
7 Credit unions 215,384 228,588 234,532 233,438 234,656 232,952 235,627 237,906 238,317
8 Federal government and Sallie Mae 86,074 89,822 91,676 94,826 94,652 94,642 94,436 96,577 98,006
9 Savings institutions 91,300 109,077 95,547 95,433 96,313 97,165 86,904 86,912 87,030
10 Nonfinancial business 58,570 58,817 56,757 53,072r 53,402r 53,517 53,421 54,034 53,814
11 Pools of securitized assets3 571,466 603,986 664,197 664,056 667,650 672,255 672,649r 678,119r 679,804
 
  By major type of credit4  
12 Revolving 823,707 849,975 902,316 880,552 889,883 896,691 903,597 916,772 921,421
13 Commercial banks 314,649 311,204 327,302 304,694 307,935 311,006 312,726 319,737 322,802
14 Finance companies 50,382 66,307 79,874 73,595 74,454 75,083 76,378 77,455 78,347
15 Credit unions 23,244 24,688 27,388 26,998 27,495 27,724 28,451 28,904 29,159
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 27,907 40,755 42,459 41,892 42,180 42,459 39,590 39,598 39,637
18 Nonfinancial business 12,372 11,598 7,779 7,203 7,202 7,233 7,227 7,319 7,320
19 Pools of securitized assets3 395,153 395,423 417,514 426,170 430,618 433,185 439,225 443,759 444,155
 
20 Nonrevolving 1,395,703 1,463,887 1,515,946 1,525,102r 1,533,668r 1,535,062 1,543,258r 1,568,051r 1,572,970
21 Commercial banks 389,621 395,835 413,898 424,440 427,815 426,863 435,840 444,109 448,708
22 Finance companies 441,964 450,226 454,480 462,099 466,675 468,269 478,875 489,974 487,563
23 Credit unions 192,140 203,900 207,144 206,440 207,161 205,228 207,176 209,002 209,158
24 Federal government and Sallie Mae 86,074 89,822 91,676 94,826 94,652 94,642 94,436 96,577 98,006
25 Savings institutions 63,393 68,322 53,088 53,541 54,133 54,706 47,314 47,314 47,393
26 Nonfinancial business 46,198 47,219 48,978 45,869r 46,200r 46,283 46,193 46,715 46,494
27 Pools of securitized assets3 176,314 208,564 246,683 237,886 237,032 239,070 233,424r 234,360r 235,649

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | January 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: February 11, 2008